# PintoPay Card vs. Zypto Card: fees, limits & KYC

- Fewest documents: PintoPay Card (No ID).
- Zypto Card has the best score (65.79).

## Basics

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual, physical | virtual, physical |
| Card network | unknown | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | unknown | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | not published | Third National |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| **Supported assets** | not published | BTC, ETH, USDC, SOL |
| Number of supported assets | unknown | 100 |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | unknown |

## Payments

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | unknown | Yes |

## Fees

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| **Virtual card issuance** | only in the app | 0.00 USD |
| **Physical card issuance** | only in the app | 50.00 USD |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| **Monthly fee** | only in the app | 0.00 USD |
| **Annual fee** | only in the app | 0.00 USD |
| Top-up fee | unknown | 3 % |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | 3 % |
| **Foreign currency fee** | only in the app | 1.75 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | only in the app | 1 % |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | If no successful payment is made with a card for more than 45 consecutive calendar days after issuance, activation or the last successful payment (whichever is later), the card issuer may block the card temporarily or permanently; depending on the card programme the block may be irreversible. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| Cashback | unknown | only in the app |
| Referral bonus (invited friend) | unknown | 5 USD |
| Referral bonus (you) | unknown | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | PintoPay Card | Zypto Card |
| --- | --- | --- |
| Limits (entry level) | Single payment per transaction only in the app | Spending per month (physical card) 1,000,000 USD · ATM per transaction (physical card) 250 USD · ATM per day (physical card) 750 USD |

- [PintoPay Card](https://cryptocardss.com/en/pintopay-card.md)
- [Zypto Card](https://cryptocardss.com/en/zypto-premium-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/pintopay-card-vs-zypto-premium-visa-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/pintopay-card-vs-zypto-premium-visa-card/