# RivoCard vs. UnCard: fees, limits & KYC

- UnCard has the best score (5.4).

Entry variant: RivoCard: Standard · UnCard: Online Card.

## Basics

|  | RivoCard | UnCard |
| --- | --- | --- |
| Card form | prepaid | prepaid |
| Card types | virtual | virtual |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| Usage | personal, business | personal, business |
| Issuer / BIN sponsor | not published | not published |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | RivoCard | UnCard |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | RivoCard | UnCard |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH | BTC, ETH, USDT, SOL, LTC, XMR |
| **Number of supported assets** | 10 | not published |
| Top-up networks | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin | unknown |
| Fiat top-up | Yes | unknown |

## Payments

|  | RivoCard | UnCard |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | No | unknown |
| Contactless | Yes | Yes |

## Fees

|  | RivoCard | UnCard |
| --- | --- | --- |
| **Virtual card issuance** | 0.00 USD | only in the app |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | 0.00 USD | unknown |
| **Top-up fee** | 5 % | only in the app |
| Crypto deposit fee | 5 % | unknown |
| **Crypto conversion fee** | 0 % | not published |
| **Foreign currency fee** | 0 % | only in the app |
| FX free allowance | not applicable | unknown |
| **Minimum FX fee** | 0.00 USD | only in the app |
| ATM fee | not applicable | unknown |
| **Transaction fee** | free | only in the app |
| Cross-border fee | 0 % | unknown |
| Withdrawal fee | 5 % | unknown |
| Activation fee | 0.00 USD | unknown |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| **Minimum top-up** | 50.00 USD | 20.00 USD |
| **Declined payment fee** | 0.00 USD | not published |
| Refund fee | free | unknown |
| Inactivity fee | 0.00 USD | unknown |
| **Minimum monthly spend** | 0.00 USD | not published |
| Inactivity rule | No inactivity fee; the balance stays valid and the card stays active regardless of how long it goes unused. | unknown |
| Card replacement | free | unknown |

## Rewards

|  | RivoCard | UnCard |
| --- | --- | --- |
| Cashback | not applicable | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | RivoCard | UnCard |
| --- | --- | --- |
| Limits (entry level) | Basic KYC: Top-up per transaction 20,000 USD · Spending per day 20,000 USD · Spending per month 20,000 USD | no limits captured |

- [RivoCard](https://cryptocardss.com/en/rivocard.md)
- [UnCard](https://cryptocardss.com/en/uncard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/rivocard-vs-uncard/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/rivocard-vs-uncard/