# RivoCard vs. Yellowdotpay Virtual Card: fees, limits & KYC

- Yellowdotpay Virtual Card has the best score (6.7).

Entry variant: RivoCard: Standard · Yellowdotpay Virtual Card: Japanese Virtual Card.

## Basics

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| Card form | prepaid | prepaid |
| Card types | virtual | virtual |
| Card network | Visa | unknown |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | USD | ARS, EUR, KRW, TRY, USD |
| Usage | personal, business | personal, business |
| Issuer / BIN sponsor | not published | unknown |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH | BTC, ETH, USDT, USDC, SOL, BNB, TRX, TON, LTC, BCH, AVAX, POL |
| Number of supported assets | 10 | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Litecoin |
| Fiat top-up | Yes | Yes |

## Payments

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | No | No |
| **Contactless** | Yes | No |

## Fees

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| **Virtual card issuance** | 0.00 USD | 5.00 USD |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | 0.00 USD | 0.00 USD |
| **Annual fee** | 0.00 USD | not published |
| **Top-up fee** | 5 % | 2.00 USD |
| **Crypto deposit fee** | 5 % | 2.00 USD |
| **Crypto conversion fee** | 0 % | not published |
| **Foreign currency fee** | 0 % | not published |
| FX free allowance | not applicable | unknown |
| Minimum FX fee | 0.00 USD | unknown |
| ATM fee | not applicable | not applicable |
| **Transaction fee** | free | not published |
| **Cross-border fee** | 0 % | not published |
| **Withdrawal fee** | 5 % | not published |
| **Activation fee** | 0.00 USD | not published |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| Minimum top-up | 50.00 USD | 50.00 USD |
| **Declined payment fee** | 0.00 USD | not published |
| **Refund fee** | free | not published |
| **Inactivity fee** | 0.00 USD | not published |
| **Minimum monthly spend** | 0.00 USD | not published |
| Inactivity rule | No inactivity fee; the balance stays valid and the card stays active regardless of how long it goes unused. | unknown |
| Card replacement | free | unknown |

## Rewards

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| Cashback | not applicable | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | RivoCard | Yellowdotpay Virtual Card |
| --- | --- | --- |
| Limits (entry level) | Basic KYC: Top-up per transaction 20,000 USD · Spending per day 20,000 USD · Spending per month 20,000 USD | Spending in total 50,000 USD |

- [RivoCard](https://cryptocardss.com/en/rivocard.md)
- [Yellowdotpay Virtual Card](https://cryptocardss.com/en/yellowdotpay-virtual-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/rivocard-vs-yellowdotpay-virtual-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/rivocard-vs-yellowdotpay-virtual-card/