# Solayer Emerald Card vs. XPlace Card compared

- XPlace Card has the lowest monthly fee (unknown).
- Solayer Emerald Card ask for the least (ID document).
- Solayer Emerald Card has the higher score (65.3).

Entry variant: XPlace Card: Basic.

## Basics

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| Card form | credit | credit |
| Card types | virtual, physical | virtual, physical |
| Card network | Visa | Visa |
| Custody | self-custody | self-custody |
| Funding model | credit line | credit line |
| **Card currencies** | USD | unknown |
| **Usage** | personal | unknown |
| Issuer / BIN sponsor | Third National | Third National |
| **Limits depend on** | unknown | plan |
| Cards per account | unknown | unknown |

## Availability

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| **Available in** | unknown | not published |

## Crypto

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| **Supported assets** | USDC | BTC, ETH, USDT, USDC, SOL |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | unknown | Solana |
| Fiat top-up | unknown | unknown |

## Payments

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | unknown |
| Contactless | Yes | Yes |

## Fees

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| **Physical card issuance** | 0.00 USD | unknown |
| Free cards | unknown | unknown |
| **Shipping** | 24.99 USD – 59.99 USD | unknown |
| Monthly fee | unknown | unknown |
| **Annual fee** | 20.00 USD | 0.00 USD |
| **Top-up fee** | 0.5 % | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | unknown | 1 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| **Cashback** | unknown | 0.5 % (cap 10.00 USD/month) · in USDC |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | Earn 10% of the points earned by referred friends, indefinitely. | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Solayer Emerald Card | XPlace Card |
| --- | --- | --- |
| Limits (entry level) | ATM per transaction (physical card) 250 USD · ATM per 24 hours (physical card, number) 3× | Spending per month 2,000 USD · Spending per day only in the app · Single payment per transaction only in the app |

- [Solayer Emerald Card](https://cryptocardss.com/en/solayer-pay.md)
- [XPlace Card](https://cryptocardss.com/en/xplace-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/solayer-pay-vs-xplace-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/compare/solayer-pay-vs-xplace-card/