# Tangem Pay Card vs. Tuyo Card: fees, limits & KYC

- Tuyo Card has the lowest foreign currency fee (1 %).
- Tuyo Card has the best score (61.39).

Entry variant: Tangem Pay Card: Basic.

## Basics

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| Card form | not published | unknown |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| Custody | smart wallet | smart wallet |
| Funding model | stablecoin balance | stablecoin balance |
| Card currencies | USD | USD |
| Usage | unknown | personal |
| **Issuer / BIN sponsor** | Rain | not published |
| Limits depend on | KYC level, plan | unknown |
| Cards per account | 3 | unknown |

## Availability

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| **Supported assets** | USDT, USDC | USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | BNB Smart Chain, Polygon, Arbitrum, Base | Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base |
| Fiat top-up | Yes | unknown |

## Payments

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| **Virtual card issuance** | 5.00 USD | 0.00 USD |
| Physical card issuance | unknown | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | unknown | 0.00 USD |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 1.5 % above the network rate | 1 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | 4 % | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| Cashback | 1 % (cap 100.00 USD/month) · in USDC | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Tangem Pay Card | Tuyo Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 10,000 USD · Spending per day (number) 100× · Spending per month (number) 1,000× | Spending per day 50,000 USD · ATM per transaction 250 USD · ATM per 24 hours (number) 3× |

- [Tangem Pay Card](https://cryptocardss.com/en/tangem-pay-card.md)
- [Tuyo Card](https://cryptocardss.com/en/tuyo-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/tangem-pay-card-vs-tuyo-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/tangem-pay-card-vs-tuyo-card/