# Vield Non-Custodial Mastercard vs. Wirex One Card (EEA): fees, limits & KYC

- Wirex One Card (EEA) has the lowest foreign currency fee (0 %).
- Wirex One Card (EEA) has the best score (58.22).

Entry variant: Wirex One Card (EEA): Base.

## Basics

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| **Card form** | prepaid | debit |
| Card types | virtual | virtual |
| **Card network** | Mastercard | Visa |
| **Custody** | self-custody | smart wallet |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | AUD | EUR |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) | Wirex Limited |
| Limits depend on | unknown | KYC level |
| Cards per account | unknown | unknown |

## Availability

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| Available in | unknown | Available in 73 countries and regions |

## Crypto

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| **Supported assets** | USDC | only in the app |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Polygon | only in the app |
| **Fiat top-up** | No | Yes |

## Payments

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | No | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| Physical card issuance | not applicable | unknown |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | 0.00 AUD | 0.00 EUR |
| Annual fee | unknown | unknown |
| Top-up fee | free | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | only in the app |
| **Foreign currency fee** | 1.5 % | 0 % |
| FX free allowance | unknown | not applicable |
| Minimum FX fee | unknown | unknown |
| ATM fee | not applicable | unknown |
| Transaction fee | free | unknown |
| Cross-border fee | unknown | not published |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | not applicable | unknown |
| Declined payment fee | 0.00 AUD | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | 0.00 AUD | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | free | unknown |

## Rewards

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| Cashback | unknown | 0.5 % · in USD · requires token holding or staking |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Vield Non-Custodial Mastercard | Wirex One Card (EEA) |
| --- | --- | --- |
| Limits (entry level) | Top-up per day 5,000 USDC · Top-up per year 150,000 USDC · Spending per day 5,000 USD | Spending per month 30,000 EUR · ATM per day (physical card) 750 EUR · ATM per month (physical card) 5,000 EUR |

- [Vield Non-Custodial Mastercard](https://cryptocardss.com/en/vield-non-custodial-mastercard.md)
- [Wirex One Card (EEA)](https://cryptocardss.com/en/wirex-card-eea.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/vield-non-custodial-mastercard-vs-wirex-card-eea/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/vield-non-custodial-mastercard-vs-wirex-card-eea/