# WaldenPay Card vs. ZexoCard: fees, limits & KYC

- ZexoCard has the best score (6.4).

Entry variant: ZexoCard: Everyday.

## Basics

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| Card form | prepaid | prepaid |
| Card types | virtual | virtual |
| Card network | unknown | only in the app |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| Usage | personal, business | personal, business |
| Issuer / BIN sponsor | unknown | only in the app |
| Limits depend on | KYC level | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| **Available in** | Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Russia, Syria | Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen |

## Crypto

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL, TRX, LTC | BTC, ETH, USDT, USDC, DAI, USDe, EURe, GBPe, SOL, XRP, ADA, DOGE, LTC, BCH, AVAX, LINK, ARB, OP, GNO, XLM, SHIB, SUI, UNI, AAVE, OKB, XPL, DASH, PEPE, STRK, TRUMP, WBTC, Wst E T H, ZEC, Cb B T C, WETH, USD1, USDf, XAUT, SPX, MON, Gt U S D Cp, La U S D C, Mw U S D C, Spark U S D C, Steak U S D C, S U S D C, USAD, USDCx, USDG, USDT0, X B T C, X D A I |
| **Number of supported assets** | 135 | 95 |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana | Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, Gnosis, TON, Stellar, Sui, Litecoin, Cardano, Dogecoin, Starknet |
| Fiat top-up | unknown | No |

## Payments

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | unknown | No |
| Contactless | Yes | Yes |

## Fees

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| Virtual card issuance | 10.00 USD | 10.00 USD |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | 0.00 USD | unknown |
| Top-up fee | unknown | not published |
| Crypto deposit fee | unknown | only in the app |
| **Crypto conversion fee** | 0 % | only in the app |
| **Foreign currency fee** | 0 % | only in the app |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | not applicable |
| **Transaction fee** | free | 0.25 USD |
| Cross-border fee | unknown | not published |
| Withdrawal fee | unknown | not published |
| **Activation fee** | 0.00 USD | not published |
| **Account closure fee** | 0.00 USD | not published |
| Dispute fee | not published | not published |
| Minimum top-up | unknown | only in the app |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| **Inactivity fee** | 0.00 USD | not published |
| Minimum monthly spend | unknown | not published |
| **Inactivity rule** | WaldenPay may suspend or terminate an account that remains inactive for extended periods; no specific inactivity period is stated. | not published |
| Card replacement | unknown | not published |

## Rewards

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | 0.5 % of fees for 1 month | unknown |
| Referral bonus (you) | 1 % of top-ups | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | WaldenPay Card | ZexoCard |
| --- | --- | --- |
| Limits (entry level) | Top-up per transaction not published · Spending per day not published · Spending per month not published | Spending per day no limit · Spending per month 500,000 USD · Single payment per transaction 100,000 USD |

- [WaldenPay Card](https://cryptocardss.com/en/waldenpay-card.md)
- [ZexoCard](https://cryptocardss.com/en/zexocard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/waldenpay-card-vs-zexocard/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/waldenpay-card-vs-zexocard/