# xPortal Card vs. Zypto Card: fees, limits & KYC

- xPortal Card has the best score (6.6).

Entry variant: xPortal Card: Mint.

## Basics

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual, physical | virtual, physical |
| **Card network** | Mastercard | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | EUR | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Capital Financial Services S.A. | Third National |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA | BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TRX, AVAX, POL, LINK, ARB, OP, XAUT, ZYPTO, GLIDR, SATS, REAL |
| Number of supported assets | unknown | 100 |
| Top-up networks | unknown | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Linea, zkSync, Scroll, Mantle, Celo, Stellar, Aptos, Sui, Near, Litecoin, XRP Ledger, Cardano, Dogecoin, Polkadot, Cosmos |
| **Fiat top-up** | Yes | No |

## Payments

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| **Virtual card issuance** | 3.00 EUR | 0.00 USD |
| **Physical card issuance** | 9.99 EUR | 50.00 USD |
| Free cards | unknown | unknown |
| **Shipping** | 5.99 EUR – 9.99 EUR | free |
| Monthly fee | 0.00 EUR | 0.00 USD |
| Annual fee | unknown | 0.00 USD |
| Top-up fee | unknown | 3 % |
| Crypto deposit fee | unknown | not published |
| Crypto conversion fee | unknown | 3 % |
| Foreign currency fee | unknown | 1.75 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | not published |
| ATM fee | unknown | 1 % |
| Transaction fee | unknown | 0.30 USD |
| Cross-border fee | unknown | up to 3 % |
| Withdrawal fee | unknown | not published |
| Activation fee | unknown | 0.00 USD |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| Minimum top-up | unknown | 10.00 USD |
| Declined payment fee | unknown | not published |
| Refund fee | unknown | not published |
| Inactivity fee | unknown | not published |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| **Card replacement** | 5.00 EUR | not published |

## Rewards

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| **Cashback** | 0.1 % (holding from 5 · cap 5.00 EUR/month); 0.2 % (holding from 25 · cap 10.00 EUR/month); 0.3 % (holding from 100 · cap 15.00 EUR/month); 0.4 % (holding from 500 · cap 20.00 EUR/month); 0.5 % (holding from 2,000 · cap 30.00 EUR/month); 0.1 % (holding from 25 · cap 5.00 EUR/month); 0.2 % (holding from 125 · cap 10.00 EUR/month); 0.3 % (holding from 500 · cap 15.00 EUR/month); 0.4 % (holding from 2,500 · cap 20.00 EUR/month); 0.5 % (holding from 10,000 · cap 30.00 EUR/month) · in EGLD | only in the app |
| Referral bonus (invited friend) | unknown | 5 USD |
| Referral bonus (you) | unknown | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | xPortal Card | Zypto Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per day 2,500 EUR · Top-up per month 10,000 EUR · Spending per day 5,000 EUR | Spending per month (physical card) 1,000,000 USD · ATM per transaction (physical card) 250 USD · ATM per day (physical card) 750 USD |

- [xPortal Card](https://cryptocardss.com/en/xportal-card.md)
- [Zypto Card](https://cryptocardss.com/en/zypto-premium-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/xportal-card-vs-zypto-premium-visa-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/xportal-card-vs-zypto-premium-visa-card/