# DogPay Card

by DogPay · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [dogpay.com](https://dogpay.com)

## Facts

- DogPay Card is a credit card from DogPay.
- It works with Apple Pay, Google Pay.
- Custody: custodial.
- Supported assets: USDT.
- Issuer / BIN sponsor: DCS Card Centre Pte. Ltd..
- DogPay does not publish the physical card issuance.
- DogPay does not publish the aTM fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | only in the app |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | fiat balance |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | SGD, USD |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal, business |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | KYC level |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and variants

|  | All variants | Basic | Premium | Platinum | Ultra | Source |
| --- | --- | --- | --- | --- | --- | --- |
| Status |  | available | available | available | available |  |
| Price |  | 0.00 USD/month | 4.90 USD/month | 9.90 USD/month | 29.90 USD/month | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Score |  | 59.39 (Entry variant) | 58.67 | 58.05 | 55.9 |  |
| **Card** |  |  |  |  |  |  |
| Card types | virtual, physical |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| **Fees** |  |  |  |  |  |  |
| Virtual card issuance |  | 10.00 USD | first 1 free, then unknown | first 2 free, then unknown | first 3 free, then unknown | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance |  | not published | not published | not published | not published | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Shipping | 7.00 USD – 26.00 USD |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | unknown |  |  |  |  |  |
| Top-up fee |  | 1 % | 0.8 % | 0.5 % | 0.3 % | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |  |  |  |
| Crypto conversion fee |  | 1 % | 0.8 % | 0.6 % | 0.5 % | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |  |  |  |
| Foreign currency fee | unknown |  |  |  |  |  |
| Minimum FX fee | unknown |  |  |  |  |  |
| ATM fee | not published |  |  |  |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |  |  |  |
| Transaction fee | unknown |  |  |  |  |  |
| Cross-border fee | unknown |  |  |  |  |  |
| Withdrawal fee | unknown |  |  |  |  |  |
| Activation fee | unknown |  |  |  |  |  |
| Minimum top-up | unknown |  |  |  |  |  |
| Declined payment fee | 0.50 USD |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Refund fee | 2 % |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Inactivity fee | not published |  |  |  |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Minimum monthly spend | unknown |  |  |  |  |  |
| Inactivity rule | DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. |  |  |  |  | dogpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |  |  |  |
| Plan waivers | unknown |  |  |  |  |  |
| **Cashback & rewards** |  |  |  |  |  |  |
| Cashback | unknown |  |  |  |  |  |

## KYC and limits

KYC: ID document, full verification for higher volumes

|  | Tier 1 at DogPay (ID document) | DCS Card at DogPay (Full verification) |
| --- | --- | --- |
| Phone number | – | required |
| ID document | required | required |
| Proof of address | – | required |
| Tax ID | conditional: if applicable | – |
| Source of funds | – | required |
| Spending per day (physical card) | 50,000 USD | 50,000 USD |
| Spending per year | 990,000 USD | 990,000 USD |
| Spending per year (number) | 1,040× | 1,040× |
| Review time | from age 18 | 1-3 business days |
| Source | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

### Business use (KYB)

**ID document**

- Tier 1 at DogPay — Requires: Company documents (KYB) — dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

### When is KYC needed?

- After a risk review at its own discretion, DogPay may request additional documents such as proof of source of funds. — dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)
- When you change your name or address, DogPay repeats the identity verification. — dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Not available in 29 countries and regions |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | available |
| Brazil | available |
| Nigeria | available |
| India | available |
| United Arab Emirates | available |
| Singapore | available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT |  | dogpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | DCS Card Centre Pte. Ltd. |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | email, Telegram |  | dogpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

Licence of the card issuer DCS Card Centre:

- Monetary Authority of Singapore · bank  · SG [Register entry](https://eservices.mas.gov.sg/fid/institution/detail/216-DCS-CARD-CENTRE-PTE-LTD)

## Company and trust

- Brand on record since 01/2025
- Domain older than the brand (registered 06/2024)

### Company

- Registered name: STRATUSPAY FINTECH LIMITED (Source: dogpay.com)

### Issuer

- DCS Card Centre
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 83 %
- 3 of 18 key values not published
- Imprint / company details: yes
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

59.39 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 49 | 12.4 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 78 | 11.6 |
| Availability | 10 % | 94 | 9.4 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 90 | 9.0 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 57.86 to 59.39.
- 29 Oct 2026: Score changed from 47.01 to 57.86.
- 29 Oct 2026: Score changed from 45.51 to 47.01.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 45.94 to 45.51.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from STRATUSPAY FINTECH LIMITED to DogPay.
- 28 Oct 2026: Score changed from 46.05 to 45.75.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 43.05 to 46.05.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 55.55 to 43.05.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 51.13 to 55.55.
- 28 Oct 2026: Score changed from 54.13 to 51.13.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/dogpay-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/dogpay-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/dogpay-card/