# Gemini Credit Card

by Gemini · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [gemini.com](https://www.gemini.com)

## Facts

- Gemini Credit Card is a Mastercard credit card from Gemini.
- Gemini Credit Card has no annual fee.
- Payments in foreign currencies cost 0 %.
- It works with Apple Pay, Google Pay, Samsung Pay.
- Base cashback is 1 %.
- Gemini Credit Card is available in United States.
- Custody: custodial.
- Supported assets: BTC, ETH, SOL, XRP, FET, RNDR, LPT.
- Issuer / BIN sponsor: WebBank.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical, metal |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Mastercard |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | custodial |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | credit line |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay, Samsung Pay |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | unknown |  |  |
| Monthly fee | unknown |  |  |
| Annual fee | 0.00 USD |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up fee | not applicable |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | 0 % |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | If you never use your digital card and don't activate your physical card within 60 days, Gemini may close your card, in accordance with, the cardholder agreement. |  | support.gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 4 % (spend from 0/month); 3 % (spend from 0/month); 2 % (spend from 0/month); 1 % (spend from 0/month) · in BTC |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## KYC and limits

KYC: ID document

### ID document

- Verified individual Gemini account at Gemini — Requires: E-mail, Phone number, Name and date of birth, Address, ID document, Tax ID — gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026)

### When is KYC needed?

- After a risk review at its own discretion, Gemini may request additional documents such as proof of source of funds. — gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Available in: United States |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ Standard | Available in: United States |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ by residence | Available in: Puerto Rico, United States |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Residents of all 50 U.S. states and Puerto Rico; not available outside the U.S. |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | not available |
| Austria | not available |
| Switzerland | not available |
| United States | available |
| United Kingdom | not available |
| France | not available |
| Spain | not available |
| Italy | not available |
| Netherlands | not available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, SOL, XRP, FET, RNDR, LPT |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | 50 |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up networks | not applicable |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | not applicable |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | WebBank |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | Gemini Constellation, LLC |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | phone, ticket |  | gemini.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

- Brand on record since 06/2015
- Domain older than the brand (registered 02/1994)

### Issuer

- WebBank
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 71 %
- 0 of 16 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: no
- Sources last checked 2026-10-29

## How the score is made up

64.91 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 100 | 25.0 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 93 | 13.9 |
| Availability | 10 % | 17 | 1.7 |
| Rewards | 10 % | 52 | 5.2 |
| Trust | 10 % | 72 | 7.2 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 68.23 to 64.91.
- 29 Oct 2026: Score changed from 66.35 to 68.23.
- 29 Oct 2026: Score changed from 65.35 to 66.35.
- 29 Oct 2026: Changes to reward programmes.
- 29 Oct 2026: Score changed from 61.85 to 65.35.
- 29 Oct 2026: Score changed from 60.64 to 61.85.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 63.64 to 60.64.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 50.76 to 63.64.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/gemini-credit-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/gemini-credit-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/gemini-credit-card/