# Gnosis Pay Card

by Gnosis Pay · checked 30 Oct 2026 · updated 29 Oct 2026

Website: [gnosispay.com](https://gnosispay.com)

## Facts

- Gnosis Pay Card is a Visa debit card from Gnosis Pay.
- Payments in foreign currencies cost 0 %.
- It works with Apple Pay, Google Pay.
- Gnosis Pay Card is available in European Economic Area, European Union.
- Custody: self-custody.
- Supported assets: USDT, USDC, EURe, GBPe, USDCe.
- Top-up networks: Gnosis, Celo.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card network | Visa |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Custody | self-custody |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Funding model | stablecoin balance |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | EUR, GBP, USD |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | user setting |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | unknown |  |  |
| Contactless | Yes |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | unknown |  |  |
| Monthly fee | unknown |  |  |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 5 % |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## KYC and limits

KYC: Full verification

### Full verification

- Tier 1 at Gnosis Pay — Requires: ID document, Selfie / liveness, Proof of address, Source of funds — docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | 10,000 USD |

### When is KYC needed?

- When your ID document expires, Gnosis Pay may request additional documents such as proof of source of funds. — docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: European Economic Area, European Union |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT, USDC, EURe, GBPe, USDCe |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Gnosis, Celo |  | docs.gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| ↳ Standard | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| ↳ UK | Monavate Limited (FCA-authorised electronic money institution, FRN 901097) |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | unknown |  | gnosispay.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| ↳ UK | Monavate Limited (FCA-authorised electronic money institution, FRN 901097) |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | Available in: United Kingdom |  | gnosispay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Support channels | unknown |  |  |

Licence of the card issuer Monavate:

- Financial Conduct Authority · emi 901097 · GB [Register entry](https://register.fca.org.uk/s/firm?id=0014G00002UyCbDQAV)
- Bank of Lithuania · emi LB002139 · LT

## Company and trust

- Brand on record since 05/2023
- Domain since 03/2023

### Issuer

- Monavate (Lithuania)
- Registered name: UAB Monavate
- Register number: 305628001
- Issues 7 card programmes in our catalogue

### Transparency

- Transparency 50 %
- 0 of 13 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
- Sources last checked 2026-10-30

## How the score is made up

57.83 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 100 | 25.0 |
| KYC and privacy | 20 % | 0 | 0.0 |
| Features | 15 % | 77 | 11.5 |
| Availability | 10 % | 23 | 2.3 |
| Rewards | 10 % | 63 | 6.3 |
| Trust | 10 % | 78 | 7.8 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about Gnosis Pay from the press and the provider's own channels, rated automatically.

- 22 Oct 2026: [Stablecoin Cards Explained: Spend USDC & USDT Anywhere | Crypto Cards](https://cryptocards.so/en/blog/stablecoin-cards-explained) (Cryptocards) — Negative, Critical. Article restates that Gnosis Pay is closing its consumer card on 20 December 2026, a discontinuation for card holders.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 29 Oct 2026: Discontinued on changed from December 20, 2026 to December 20, 2026.
- 29 Oct 2026: Score changed from 56.33 to 57.83.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 56.24 to 56.33.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 56.77 to 56.33.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 59.5 to 56.77.
- 28 Oct 2026: Score changed from 63 to 59.5.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 50.5 to 63.
- 28 Oct 2026: Score changed from 57 to 50.5.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 55.92 to 57.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 51.75 to 55.92.
- 28 Oct 2026: Score changed from 60.7 to 51.75.
- 28 Oct 2026: Changes to reported incidents.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/gnosis-pay/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/gnosis-pay/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/gnosis-pay/