# Halocard

by Halocard · checked 28 Oct 2026 · updated 29 Oct 2026

Website: [halocard.co](https://halocard.co)

## Facts

- Halocard is a Visa credit card from Halocard.
- Payments in foreign currencies cost 1.5 %.
- Topping up via card costs 5 %.
- ATM withdrawals cost 1.5 % + 1.00 USD.
- The card works with Apple Pay, Google Pay.
- Custody: custodial.
- Supported assets: BTC, ETH, USDT, USDC, SOL.
- Top-up networks: BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche.
- Issuer / BIN sponsor: Third National.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card network | Visa |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | fiat balance |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | USD |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal, business |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | user setting |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | unknown |  |  |
| Monthly fee | unknown |  |  |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| ↳ with BTC · top-up via crypto | 1 % |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ with ETH · top-up via crypto | 1 % |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ with SOL · top-up via crypto | 1 % |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ with USDC · top-up via crypto | free |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ with USDT · top-up via crypto | free |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ top-up via card | 5 % |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 1.5 % |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | 1.5 % + 1.00 USD |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- Identity verification at Halocard — Requires: Name and date of birth, Address, ID document, Selfie / liveness — halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | 1,000,000 USD |
| ATM per transaction | 250 USD |
| ATM per 24 hours (number) | 3× |

### Business use (KYB)

**ID document**

- Business account verification at Halocard — Requires: ID document, Tax ID, Company documents (KYB) — halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026)

### When is KYC needed?

- After a risk review at its own discretion, Halocard may request additional documents such as proof of source of funds. — halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026)
- For payouts to a bank account, Halocard repeats the identity verification. — halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDT, USDC, SOL |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Third National |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | chat, email, phone |  | halocard.co (checked 28 Oct 2026 · verified 28 Oct 2026) |

- Financial Crimes Enforcement Network (FinCEN) · msb 31000317046430 · US [Register entry](https://www.fincen.gov/msb-registrant-search)

## Company and trust

- Brand on record since 01/2025

### Company

- Registered name: Halocard LLC (Source: halocard.co)

### Issuer

- Third National (United States)
- Registered name: Nimbus LLC
- Issues 18 card programmes in our catalogue

### Transparency

- Transparency 100 %
- 0 of 14 key values not published
- Imprint / company details: yes
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

61.25 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 70 | 17.5 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 93 | 13.9 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 78 | 7.8 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 60.99 to 61.25.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from Halocard LLC to Halocard.
- 28 Oct 2026: Score changed from 61.43 to 61.57.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 59.76 to 61.43.
- 28 Oct 2026: Score changed from 56.43 to 59.76.
- 28 Oct 2026: Score changed from 53.43 to 56.43.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 53.25 to 53.43.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 53 to 53.25.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 56 to 53.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 53.75 to 56.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/halocard/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/halocard/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/halocard/