# Karta Card

by Karta.io · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [karta.io](https://karta.io)

## Facts

- Karta Card is a Visa debit card from Karta.io.
- Karta Card has no monthly fee.
- A virtual card costs 5.00 USDT.
- Payments in foreign currencies cost 1 % above the network rate.
- ATM withdrawals cost 2.5 % + 1.00 USDT.
- The card works with Apple Pay, Google Pay.
- Base cashback is 25 %.
- Custody: self-custody.
- Supported assets: USDT, USDC.
- Top-up networks: Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism.
- Issuer / BIN sponsor: Third National.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical, metal |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | self-custody |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | stablecoin balance |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal |  | legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | Yes |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 5.00 USDT |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | unknown |  |  |
| Shipping | unknown |  |  |
| Monthly fee | 0.00 USD |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| ↳ on Arbitrum | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Base | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on BNB Smart Chain | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Ethereum | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Optimism | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Polygon | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Solana | free |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ on Tron | 5.90 USDT |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | 0 % above the market rate |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 1 % above the network rate |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | 2.5 % + 1.00 USDT |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| ↳ Virtual card | 15.00 USDT |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 25 % |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## KYC and limits

KYC: ID document

### ID document

- Streamlined KYC at Karta.io — Requires: ID document, Selfie / liveness — karta.io (checked 29 Oct 2026 · verified 29 Oct 2026)

### When is KYC needed?

- After a risk review at its own discretion, Karta.io repeats the identity verification. — legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Not available in 21 countries and regions |  | legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | United States citizens are not eligible; the card is intended for users outside the United States. |  | legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | not available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | available |
| India | not available |
| United Arab Emirates | available |
| Singapore | available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT, USDC |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Third National |  | legal.karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | Available in: United States |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Support channels | chat, email |  | karta.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Issuer

- Third National (United States)
- Registered name: Nimbus LLC
- Issues 18 card programmes in our catalogue

### Transparency

- Transparency 86 %
- 0 of 17 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

71.41 of 100 · good. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 80 | 20.1 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 89 | 13.3 |
| Availability | 10 % | 79 | 7.9 |
| Rewards | 10 % | 100 | 10.0 |
| Trust | 10 % | 81 | 8.1 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 71.68 to 71.41.
- 29 Oct 2026: Score changed from 71.41 to 71.68.
- 29 Oct 2026: Score changed from 71.68 to 71.41.
- 29 Oct 2026: Score changed from 66.68 to 71.68.
- 29 Oct 2026: Score changed from 57.21 to 66.68.
- 29 Oct 2026: Score changed from 56.36 to 57.21.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 57.3 to 56.17.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/karta-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/karta-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/karta-card/