# Leading Card

by Leading Cards · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [leadingcards.com](https://www.leadingcards.com)

## Facts

- Leading Card is a prepaid card from Leading Cards.
- It works with Apple Pay.
- The virtual card issuance is only shown in the app.
- The monthly fee is only shown in the app.
- The foreign currency fee is only shown in the app.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | unknown |  |  |
| Custody | unknown |  |  |
| Funding model | unknown |  |  |
| Card currencies | EUR, GBP, USD |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | No |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | only in the app |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | unknown |  |  |
| Shipping | not applicable |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | only in the app |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | only in the app |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | not applicable |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | only in the app |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID + proof of address

|  | Minimum KYC at Leading Cards (ID + proof of address) | Enhanced due diligence at Leading Cards (Requirements not published) |
| --- | --- | --- |
| E-mail | required | – |
| Phone number | required | – |
| Name and date of birth | required | – |
| ID document | on request: Identification may be requested at any time based on activity level, location or risk profile. | – |
| Proof of address | required | – |
| Spending per day | not published | not published |
| Review time | from age 18 | – |
| Source | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

### Business use (KYB)

**ID + proof of address**

- Minimum KYC at Leading Cards — Requires: ID document, Proof of address, Company documents (KYB) — leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026)

### When is KYC needed?

- For high volumes, Leading Cards may request additional documents such as proof of source of funds. — leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026)
- After a risk review at its own discretion, Leading Cards may request additional documents such as proof of source of funds. — leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | Users must comply with all applicable laws, including those of their country of residence. |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | unknown |  |  |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  |  |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | Telegram |  | leadingcards.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Transparency

- Transparency 44 %
- 3 of 9 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: unknown
- Sources last checked 2026-10-29

## How the score is made up

33.78 of 100 · very weak. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 0 | 0.0 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 50 | 7.5 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 78 | 7.8 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 33.75 to 33.78.
- 29 Oct 2026: Score changed from 33.81 to 33.75.
- 29 Oct 2026: Score changed from 46.5 to 33.81.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 49 to 46.5.
- 29 Oct 2026: Score changed from 55.5 to 49.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Score changed from 55.55 to 55.5.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/leading-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/leading-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/leading-card/