# LinkPay Card

by LinkPay · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [linkpay.io](https://linkpay.io)

## Facts

- LinkPay Card is a prepaid card from LinkPay.
- Payments in foreign currencies cost 0 %.
- The card works with Apple Pay, Google Pay.
- Custody: custodial.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | unknown |  |  |
| Custody | custodial |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | fiat balance |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | EUR, USD |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | unknown |  |  |
| Contactless | Yes |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | not applicable |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | unknown |  |  |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 1 % (Pro Plan · cap 179.00 USD/billing cycle); 3 % (Ultra Plan · cap 299.00 USD/billing cycle) · in USD |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## KYC and limits

KYC: No ID up to 500.00 USD/month, then ID document

|  | No verification at LinkPay (No ID) | Basic verification at LinkPay (ID document) | Unlimited verification at LinkPay (Full verification) |
| --- | --- | --- | --- |
| E-mail | required | – | – |
| Phone number | – | – | required |
| Name and date of birth | required | required | – |
| Address | – | required | – |
| ID document | – | required | required |
| Selfie / liveness | – | – | required |
| Proof of address | – | – | required |
| Source of funds | – | – | required |
| Spending per month | 500 USD | 2,000 USD | no limit |
| Review time | from age 18 | generally within 24 hours; longer if more thorough due diligence is needed | generally within 24 hours; longer if more thorough due diligence is needed |
| Source | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

### When is KYC needed?

- For high volumes, LinkPay may request additional documents such as proof of source of funds. — linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026)
- When your ID document expires, LinkPay repeats the identity verification. — linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026)
- After a risk review at its own discretion, LinkPay may request additional documents such as proof of source of funds. — linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026)
- For payouts to a bank account, LinkPay may request additional documents such as proof of source of funds. — linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | Accounts may not be opened for US citizens, US permanent residents and legal entities incorporated in the US. |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | unknown |  |  |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | No |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  |  |
| Program manager | unknown |  |  |
| Headquarters | Available in: Canada |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Support channels | chat, email, Telegram |  | linkpay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Transparency

- Transparency 57 %
- 0 of 8 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

72.41 of 100 · good. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 100 | 25.0 |
| KYC and privacy | 20 % | 68 | 13.5 |
| Features | 15 % | 63 | 9.4 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | 63 | 6.3 |
| Trust | 10 % | 83 | 8.3 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 59.91 to 72.41.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to reward programmes.
- 29 Oct 2026: Score changed from 59.04 to 59.91.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56.54 to 59.04.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56.25 to 56.54.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Score changed from 52.33 to 56.25.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/linkpay-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/linkpay-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/linkpay-card/