# Nexo Card

by Nexo · checked 30 Oct 2026 · updated 30 Oct 2026

Website: [nexo.com](https://nexo.com)

## Facts

- Nexo Card is a Mastercard credit card from Nexo.
- Nexo Card has no monthly fee.
- Nexo Card has no annual fee.
- A virtual version costs 0.00 EUR.
- ATM withdrawals in EUR cost 2 % (min. 1.99 EUR) (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.).
- ATM withdrawals in GBP cost 2 % (min. 1.99 GBP) (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.).
- ATM withdrawals in USD cost 2 % (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.).
- It works with Apple Pay, Google Pay.
- Base cashback is 0.5 %.
- Nexo Card is available in European Economic Area, United Kingdom.
- Custody: custodial.
- Supported assets: BTC, ETH.
- Top-up networks: Ethereum, Tron, Solana.
- Issuer / BIN sponsor: DiPocket.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Card network | Mastercard |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Funding model | credit line |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | EUR, GBP, USD |  | nexo.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.00 EUR |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Physical card issuance | unknown |  |  |
| ↳ Physical card · EEA | 0.00 EUR |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Shipping | unknown |  |  |
| ↳ EEA | 0.00 EUR – 0.00 EUR |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ United Kingdom | 0.00 GBP – 0.00 GBP |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | 0.00 EUR – 0.00 EUR |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ United Kingdom | 0.00 GBP – 0.00 GBP |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | 0.00 EUR |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | 0.00 EUR |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| ↳ EUR card | 2 % (min. 1.99 EUR) (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.) |  | nexo.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ GBP card | 2 % (min. 1.99 GBP) (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.) |  | nexo.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ USD card | 2 % (After the monthly free ATM withdrawal allowance for the client's loyalty tier is reached.) |  | nexo.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| ↳ top-up via bank transfer | only in the app |  | nexo.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | 0.00 EUR |  | nexo.com (checked 30 Oct 2026 · verified 28 Oct 2026) |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC |  | nexo.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## KYC and limits

KYC: ID document

### ID document

- Verified Nexo account at Nexo — Requires: E-mail, Address, ID document; In some cases: Proof of address (conditional: Requested in defined circumstances (e.g. residential-address change or when checks require it); accepted documents include utility bills and bank statements issued within the last 3–6 months) — support.nexo.com (checked 30 Oct 2026 · verified 30 Oct 2026)

| Limits | Value |
| --- | --- |
| ATM per month | 10,000 EUR |

Values for the entry account tier Base; ↑ shows a higher limit from a higher account tier.

### Account tiers (VIP, loyalty)

- Base: No NEXO Tokens are needed.
- Silver: NEXO Tokens must be at least 1% of the account portfolio relative to the other assets.
- Gold: NEXO Tokens must be at least 5% of the account portfolio relative to the other assets.
- Platinum: NEXO Tokens must be at least 10% of the account portfolio relative to the other assets.

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: European Economic Area, United Kingdom |  | nexo.com (checked 28 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Available only to citizens and residents of selected European countries, including the EEA and United Kingdom; Identity Verification requires a supported identity document issued in the EEA, United Kingdom, or another eligible European country. |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Tron, Solana |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Spending order | Debit Mode: the user selects which assets are spent and their order (drag and drop in the app). Credit Mode: purchases are drawn on the crypto-backed Credit Line. |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | Yes |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | DiPocket |  | nexo.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) · casp_mica  · DE

## Company and trust

### Issuer

- DiPocket
- Issues 2 card programmes in our catalogue

### Transparency

- Transparency 67 %
- 0 of 16 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: unknown
- Sources last checked 2026-10-30

## How the score is made up

59.14 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 90 | 22.5 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 81 | 12.2 |
| Availability | 10 % | 40 | 4.0 |
| Rewards | 10 % | 16 | 1.6 |
| Trust | 10 % | 69 | 6.9 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about Nexo from the press and the provider's own channels, rated automatically.

- 22 Oct 2026: [Nexo launches zero-interest borrowing against crypto collateral](https://tradersunion.com/news/brokers-news/show/3921776-nexo-unveils-zero-interest-crypto-credit) (Traders Union) — Neutral. Nexo launches a crypto-collateral lending product; it is not a card change and the snippet gives no terms.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 30 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 57.45 to 59.14.
- 29 Oct 2026: Score changed from 57.34 to 57.45.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 58.56 to 58.23.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 58.95 to 58.56.
- 28 Oct 2026: Score changed from 61.45 to 58.95.
- 28 Oct 2026: Score changed from 48.95 to 61.45.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Changes to reward programmes.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 48.87 to 48.95.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/nexo-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/nexo-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/nexo-card/