# OKX Card

by OKX · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [okx.com](https://okx.com)

## Facts

- OKX Card is a debit card from OKX.
- Base cashback is 2 %.
- OKX Card is available in European Union, Norway.
- Custody: smart wallet.
- OKX does not publish the physical card issuance.
- The aTM fee is only shown in the app.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | unknown |  |  |
| ↳ EEA | Mastercard |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | Visa |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | Mastercard |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | Visa |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Custody | smart wallet |  | my.okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Funding model | converted on spend |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | unknown |  |  |
| ↳ EEA | EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | USD |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | USD |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | my.okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | account tier |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | unknown |  |  |
| ↳ EEA | Apple Pay, Google Pay |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | Apple Pay, Google Pay |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Physical card issuance | not published |  | okx.com (checked 28 Oct 2026 · verified 29 Oct 2026) |
| Shipping | only in the app |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | unknown |  |  |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | unknown |  |  |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | 0.1 % |  | my.okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| ↳ EEA | 0 % |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | 0 % |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | only in the app |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| ↳ EEA | 0 % + 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ EEA | 0 % + 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | 0.00 EUR |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 2–10 % |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## KYC and limits

KYC: ID document

### ID document

- Tier 1 at OKX — Requires: Address, ID document, Selfie / liveness; In some cases: Proof of address (conditional: If applicable, including when a new address must be verified) — okx.com (checked 28 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | no limit |
| ATM per 24 hours | only in the app |
| Single payment per transaction | no limit |

Values for the entry account tier Non-VIP; ↑ shows a higher limit from a higher account tier.

### Account tiers (VIP, loyalty)

- Non-VIP
- VIP 1
- VIP 2
- VIP 3
- VIP 4+

### When is KYC needed?

- When you change your name or address, OKX may request additional documents such as proof of source of funds. — okx.com (checked 28 Oct 2026 · verified 28 Oct 2026)
- When you move to another country, OKX repeats the identity verification. — okx.com (checked 28 Oct 2026 · verified 28 Oct 2026)
- After a risk review at its own discretion, OKX repeats the identity verification. — okx.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Available in: European Union, Norway |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | Must reside in an eligible jurisdiction at the time of participation. |  | my.okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | unknown |  |  |
| ↳ EEA | USDC |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | USDT, USDC |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | USDC |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Singapore | USDT, USDC |  | okx.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  |  |
| ↳ EEA | UAB Monavate |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ EEA | UAB Monavate |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | OKX Europe Limited |  | okx.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

Licence of the card issuer Monavate:

- Financial Conduct Authority · emi 901097 · GB [Register entry](https://register.fca.org.uk/s/firm?id=0014G00002UyCbDQAV)
- Bank of Lithuania · emi LB002139 · LT

## Company and trust

- Brand on record since 01/2022
- Domain older than the brand (registered 07/2001)

### Company

- Registered name: OKX Europe Limited (Source: my.okx.com)

### Issuer

- Monavate (Lithuania)
- Registered name: UAB Monavate
- Register number: 305628001
- Issues 7 card programmes in our catalogue

### Transparency

- Transparency 65 %
- 2 of 20 key values not published
- Imprint / company details: yes
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
- Sources last checked 2026-10-29

## How the score is made up

54.74 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 32 | 8.1 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 100 | 15.0 |
| Availability | 10 % | 22 | 2.2 |
| Rewards | 10 % | 83 | 8.3 |
| Trust | 10 % | 91 | 9.1 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about OKX from the press and the provider's own channels, rated automatically.

- 27 Oct 2026: [Interview: OKX's Erald Ghoos on MiCA, dollar dominance and Europe's payment future](https://invezz.com/news/2026/10/27/interview-okxs-erald-ghoos-on-mica-dollar-dominance-and-europes-payment-future) (Invezz) — Neutral. Interview with OKX executive on MiCA and stablecoin payments; general commentary with no concrete card change.
- 26 Oct 2026: [OKX Announces US Launch of OKX Card as Crypto Exchange Expands American Presence](https://www.hokanews.com/2026/10/okx-announces-us-launch-of-okx-card-as.html) (Hokanews) — Positive. OKX plans to launch its OKX Card in the United States; a new market, with details still pending. (+2 more reports: TokenPost, Coinfomania)
- 26 Oct 2026: [OKX unveils US rollout plan for Mastercard OKX Card with tiered cashback](https://tradersunion.com/news/brokers-news/show/3961792-okx-card-launch-opens-u-s/) (Traders Union) — Positive. OKX announces a US early-access waitlist for its Mastercard card with tiered cashback and no transaction fees on stablecoin spend.
- 24 Oct 2026: [OKX announces OKX Card and Shield launch in US, Grid Bots and ZEC X-Drops in Europe](https://tradersunion.com/news/brokers-news/show/3952475-okx-rolls-out-regional-feature/) (Traders Union) — Positive. Reports the OKX Card launch in the US with new security features; regional availability changes for the card.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 29 Oct 2026: Score changed from 58.79 to 54.74.
- 29 Oct 2026: New card image.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 57.29 to 58.79.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 56.87 to 57.29.
- 29 Oct 2026: Company name changed from OKX Europe Limited to OKX.
- 29 Oct 2026: Score changed from 56.54 to 56.87.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 57.64 to 56.87.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 54.64 to 57.64.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 73.73 to 54.64.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 66.39 to 73.73.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 57.5 to 66.39.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/okx-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/okx-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/okx-card/