# Plutus Card (EEA)

by Plutus · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [plutus.it](https://www.plutus.it)

## Facts

- Plutus Card (EEA) is a Visa debit card from Plutus.
- A virtual card costs 0.00 EUR.
- Payments in foreign currencies cost 2.5 %.
- Topping up costs free.
- The card works with Google Pay.
- Base cashback is 3 %.
- Custody: custodial.
- Plutus does not publish the issuer / BIN sponsor.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card network | Visa |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | fiat balance |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | EUR |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | plan |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Google Pay |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | No |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and variants

|  | All variants | Starter | Everyday | Premium | Source |
| --- | --- | --- | --- | --- | --- |
| Status |  | available | available | available |  |
| Price |  | 6.99 EUR/month or 69.99 EUR/year | 9.99 EUR/month or 99.99 EUR/year | 19.99 EUR/month or 199.99 EUR/year | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Score |  | 56.3 (Entry variant) | 56.3 | 56.3 |  |
| **Card** |  |  |  |  |  |
| Card types | virtual, physical |  |  |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | No |  |  |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| **Fees** |  |  |  |  |  |
| Virtual card issuance |  | 0.00 EUR | 0.00 EUR | 0.00 EUR | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance |  | EUR card: 9.99 EUR | EUR card: 9.99 EUR | EUR card: 9.99 EUR | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | not published |  |  |  | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up fee |  | free | free | free | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | not applicable |  |  |  | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | unknown |  |  |  |  |
| Minimum conversion | unknown |  |  |  |  |
| Foreign currency fee |  | 2.5 % | 2.5 % | 2.5 % | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |  |  |
| ATM fee | not applicable |  |  |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |  |  |
| Declined payment fee |  | 0.00 EUR | 0.00 EUR | 0.00 EUR | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Refund fee | unknown |  |  |  |  |
| Inactivity fee | unknown |  |  |  |  |
| Minimum monthly spend | unknown |  |  |  |  |
| Inactivity rule | The account enters sleep mode after 60 consecutive days without account activity. |  |  |  | plutus.it (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |  |  |
| Plan waivers | unknown |  |  |  |  |
| **Cashback & rewards** |  |  |  |  |  |
| Cashback | 3 % (holding from 1); 3 % (holding from 100); 3 % (holding from 200); 3 % (holding from 500); 3 % (holding from 1,000); 4 % (holding from 2,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 7 % (holding from 20,000); 8 % (holding from 30,000); 9 % (holding from 40,000) · as points (1 point = 1 EUR) |  |  |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| **Limits** |  |  |  |  |  |
| Spending per day | 500,000 EUR |  |  |  |  |
| Spending per 30 days | 1,000,000 EUR |  |  |  |  |
| Single payment per transaction | 500,000 EUR |  |  |  |  |

## KYC and limits

KYC: ID document

### ID document

- KYC at Plutus — Requires: ID document, Selfie / liveness — plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026)

The limits are listed per variant in the table variants and fees.

### When is KYC needed?

- After a risk review at its own discretion, Plutus may request additional documents such as proof of source of funds. — plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in 28 countries and regions |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | Legal residence status in one of Plutus's supported countries or territories is required. |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | not applicable |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | not applicable |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | not published |  | plutus.it (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | Available in: Lithuania |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Support channels | ticket |  | plutus.it (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Company and trust

- Brand on record since 11/2015

### Issuer

- The provider does not name the issuing institution.

### Transparency

- Transparency 71 %
- 1 of 19 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

56.3 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 72 | 18.1 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 70 | 10.5 |
| Availability | 10 % | 22 | 2.2 |
| Rewards | 10 % | 80 | 8.0 |
| Trust | 10 % | 55 | 5.5 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 55.6 to 56.3.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Score changed from 56.3 to 55.6.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 55.78 to 59.61.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 50.23 to 55.78.
- 28 Oct 2026: Score changed from 47.23 to 50.23.
- 28 Oct 2026: Score changed from 54.73 to 47.23.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 51.73 to 54.73.
- 28 Oct 2026: Changes to reward programmes.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/plutus-card-eea/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/plutus-card-eea/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/plutus-card-eea/