# RedotPay Card

by RedotPay · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [redotpay.com](https://www.redotpay.com)

## Facts

- RedotPay Card has no annual fee.
- A virtual card costs 10.00 USD, a physical card 100.00 USD.
- Payments in foreign currencies cost 1.2 %.
- ATM withdrawals with the HKD card cost 2 %.
- ATM withdrawals with the USD card cost 2 % up to 10,000 USD per month, then 3 %.
- The card works with Apple Pay, Google Pay.
- Custody: custodial.
- Supported assets: BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, SUI.
- RedotPay does not publish the issuer / BIN sponsor.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | not published |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | not published |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | converted on spend |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | USD |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Fees and variants

|  | All variants | Standard | Pro (monthly) | Pro (annual) | Source |
| --- | --- | --- | --- | --- | --- |
| Status |  | available | available | available |  |
| Price |  | 0.00 USD/year | 12.90 USD/month | 129.00 USD/year | redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) · helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Score |  | 61.92 (Entry variant) | 59.64 | 57.99 |  |
| **Card** |  |  |  |  |  |
| Card types | virtual, physical |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| **Fees** |  |  |  |  |  |
| Virtual card issuance | 10.00 USD |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Physical card issuance | 100.00 USD |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Shipping | unknown |  |  |  |  |
| Top-up fee | unknown |  |  |  |  |
| Crypto deposit fee | free |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | 1 % |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum conversion | unknown |  |  |  |  |
| Foreign currency fee | 1.2 % |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |  |  |
| ATM fee | unknown |  |  |  |  |
| ↳ HKD card | 2 % |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ USD card | 2 % up to 10,000 USD per month, then 3 % |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | 3 free per calendar month, then 1.5 % (min. 0.50 USD) (Only at the merchants listed in the help center (e.g. Facebook Ads, Discord, several games); first 3 eligible transactions per card each calendar month are free.) |  |  |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Declined payment fee | unknown |  |  |  |  |
| Refund fee | unknown |  |  |  |  |
| Inactivity fee | unknown |  |  |  |  |
| Minimum monthly spend | unknown |  |  |  |  |
| Inactivity rule | unknown |  |  |  |  |
| Card replacement | unknown |  |  |  |  |
| ↳ Virtual card | 5.00 USD (First replacement 5 USD, each replacement after that 10 USD; at least 31 days between replacements.) |  |  |  | helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Plan waivers |  | unknown | Virtual card issuance waived once | Physical card issuance waived once; ATM fee waived: RedotPay ATM fees waived on up to 1,000 USD per month; the allowance resets on the billing cycle date. | helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| **Cashback & rewards** |  |  |  |  |  |
| Cashback |  | 3 % (RedotPay Pro (monthly or annual membership) · cap 18.00 USD/month) · in USD | 3 % (cap 18.00 USD/month) · as points (1 point = 1 USD) | 3 % (cap 18.00 USD/month) · as points (1 point = 1 USD) | helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| **Limits** |  |  |  |  |  |
| Spending per day | not published |  |  |  |  |
| Spending per month | not published |  |  |  |  |
| Single payment per transaction | not published |  |  |  |  |

## KYC and limits

KYC: ID document

### ID document

- Identity verification at RedotPay — Requires: Name and date of birth, Address, ID document, Selfie / liveness; In some cases: Source of funds (on request: Personal statement, source of funds or source of wealth if the system requests it (14-day deadline)) — helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

The limits are listed per variant in the table variants and fees.

### When is KYC needed?

- After a risk review at its own discretion, RedotPay may request additional documents such as proof of source of funds, to be provided within 14 days. — helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)
- After a change of your security settings, a limit of 1,000 USD applies for 24 hours. — helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by delivery country | Not available in 49 countries and regions |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ by nationality | Not available in 43 countries and regions |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ by residence | Not available in 49 countries and regions |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | not available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | available |
| Nigeria | available |
| India | not available |
| United Arab Emirates | available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, SUI |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | only in the app |  | helpcenter.redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | User-defined payment priority across the balances (Payment settings → Payment priority → Custom priority). |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | Yes |  | helpcenter.redotpay.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | not published |  | redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | Available in: Hong Kong SAR China |  | redotpay.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Support channels | unknown |  |  |

- Comisión Nacional de Valores (CNV) · vasp 144 · AR
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · msb  · CA
- Financial Crimes Enforcement Network (FinCEN) · msb  · US [Register entry](https://www.fincen.gov/msb-registrant-search)

## Company and trust

- Brand on record since 01/2025
- Domain older than the brand (registered 03/2023)

### Issuer

- The provider does not name the issuing institution.

### Transparency

- Transparency 69 %
- 3 of 18 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

61.92 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 64 | 16.1 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 98 | 14.7 |
| Availability | 10 % | 74 | 7.4 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 67 | 6.7 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about RedotPay from the press and the provider's own channels, rated automatically.

- 28 Oct 2026: [What spending crypto abroad really costs: RedotPay, KAST, UPay and ether.fi](https://www.thecoinrepublic.com/2026/10/28/what-spending-crypto-abroad-really-costs-redotpay-kast-upay-and-ether-fi/) (The Coin Republic) — Neutral. Cost comparison restating RedotPay's published virtual and physical card fees; no change reported.
- 28 Oct 2026: [寻求 50 亿美元估值的 RedotPay，增长却已经跟不上了](https://chaincatcher.com/article/2299513) (ChainCatcher) — Negative. Article reports a private Binance-affiliate lawsuit against RedotPay over alleged user diversion; civil claim, not regulatory action.
- 28 Oct 2026: [尋求 50 億美元估值的 RedotPay，增長卻已經跟不上了](https://chaincatcher.com/zh-tw/article/2299513) (ChainCatcher) — Negative. Traditional Chinese duplicate of the RedotPay Binance lawsuit report; civil claim, not regulatory action.
- 28 Oct 2026: [RedotPay, seeking a valuation of 5 billion...](https://chaincatcher.com/en/article/2299513) (ChainCatcher) — Neutral. Bloomberg-sourced report that RedotPay is considering a US IPO at about $5B valuation; no decision announced. (+6 more reports: TokenPost, Bloomberg, ChainCatcher, Fintechnews, KuCoin, The Paypers)
- 28 Oct 2026: [RedotPay Connect: WHMCS module for crypto payments — LowEndTalk](https://lowendtalk.com/discussion/222629/redotpay-connect-whmcs-module-for-crypto-payments) (LowEndTalk) — Neutral. RedotPay released a WHMCS module for merchant crypto payments; this is merchant tooling, not a change to the consumer card.
- 27 Oct 2026: [RedotPay targets year-end US IPO filing amid $5B valuation talks: Bloomberg](https://crypto.news/redotpay-us-ipo-confidential-filing-5b-valuation) (Crypto News) — Negative. Binance affiliates filed a lawsuit seeking about $473 million from RedotPay over alleged misuse of confidential business information.
- 24 Oct 2026: [RedotPay Card 2026: Supported Countries, Fees & Test](https://kkinvesting.io/en/posts/redotpay-card-tutorial/) (KK Investing) — Neutral. Review of the RedotPay card fees and regions; it reports existing terms and announces no change.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 60.67 to 63.19.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 62.96 to 63.96.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 58.96 to 62.96.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 57.19 to 58.96.
- 28 Oct 2026: Changes to reward programmes.
- 28 Oct 2026: Score changed from 58.44 to 57.19.
- 28 Oct 2026: Changes to reward programmes.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 58.87 to 58.44.
- 28 Oct 2026: Score changed from 59.91 to 58.87.
- 28 Oct 2026: Score changed from 60.27 to 59.91.
- 28 Oct 2026: Score changed from 59.23 to 60.27.
- 28 Oct 2026: Score changed from 58.44 to 59.23.
- 28 Oct 2026: Changes to limits.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/redotpay/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/redotpay/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/redotpay/