# RivoCard

by RivoCard · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [rivocard.com](https://rivocard.com)

## Facts

- RivoCard is a Visa prepaid card from RivoCard.
- RivoCard has no monthly fee.
- RivoCard has no annual fee.
- A virtual card costs 0.00 USD.
- Payments in foreign currencies cost 0 %.
- Topping up costs 5 %.
- The card works with Apple Pay, Google Pay.
- Custody: custodial.
- Supported assets: BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH.
- Top-up networks: Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | custodial |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | fiat balance |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | No |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | Yes |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.00 USD |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | not applicable |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | not applicable |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | 0.00 USD |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | 0.00 USD |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up fee | 5 % |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | 0 % |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | not applicable |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | free |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | 0.00 USD |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | free |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | not applicable |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## KYC and limits

KYC: No ID up to 20,000.00 USD per payment, then ID + proof of address

|  | Basic KYC at RivoCard (No ID) | Full KYC at RivoCard (ID + proof of address) | Enhanced KYC at RivoCard (Requirements not published) |
| --- | --- | --- | --- |
| E-mail | required | – | – |
| ID document | – | required | – |
| Proof of address | – | required | – |
| Top-up per transaction | 20,000 USD | no limit | no limit |
| Spending per day | 20,000 USD | no limit | no limit |
| Spending per month | 20,000 USD | no limit | no limit |
| Single payment per transaction | 20,000 USD | no limit | no limit |
| Source | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

Values for the entry account tier Premium; ↑ shows a higher limit from a higher account tier.

### Account tiers (VIP, loyalty)

- Premium: Lock a refundable $1,000 deposit from the available RivoCard balance.

### When is KYC needed?

- For a single transaction above 20,000 USD, RivoCard requires level 1 (ID document, proof of address). — rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026)
- For high volumes, RivoCard may request additional documents such as proof of source of funds. — rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026)
- After a risk review at its own discretion, RivoCard may request additional documents such as proof of source of funds. — rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | Available globally at Basic KYC, except sanctioned countries. |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDT, USDC, SOL, BNB, XRP, DOGE, TRX, LTC, XMR, DASH |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin, XRP Ledger, Dogecoin |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | Spending draws from the pre-loaded virtual card balance; unloaded crypto remains separately in the RivoCard wallet. |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Fiat top-up | Yes |  | rivocard.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  |  |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

## Company and trust

### Transparency

- Transparency 50 %
- 0 of 17 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
- Sources last checked 2026-10-29

## How the score is made up

77.12 of 100 · good. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 83 | 20.8 |
| KYC and privacy | 20 % | 83 | 16.5 |
| Features | 15 % | 79 | 11.8 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | 100 | 10.0 |
| Trust | 10 % | 80 | 8.0 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 76.29 to 77.12.
- 29 Oct 2026: Score changed from 68.79 to 76.29.
- 29 Oct 2026: Score changed from 62.5 to 68.79.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56.5 to 62.5.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56 to 56.5.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 56.75 to 56.
- 29 Oct 2026: Score changed from 51.8 to 56.75.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/rivocard/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/rivocard/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/rivocard/