# Simple Crypto Card

by Simple · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [simple.app](https://simple.app)

## Facts

- Simple Crypto Card is a Mastercard debit card from Simple.
- The card works with Apple Pay, Google Pay.
- Simple Crypto Card is available in United Kingdom.
- Custody: self-custody.
- Supported assets: USDT, USDC.
- Top-up networks: Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base.
- Issuer / BIN sponsor: Wirex.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual |  | help.simple.app (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | Mastercard |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Custody | self-custody |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | converted on spend |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | only in the app |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | user setting |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | help.simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | help.simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | not applicable |  | help.simple.app (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | unknown |  |  |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | 2 % |  | simple.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | Storage fee after 9 months without a withdrawal, deposit, exchange or transfer; 30 days' email notice; applies only while balances remain and stops after renewed activity. |  | simple.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | not published |  | simple.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID + proof of address

### ID + proof of address

- KYC verification at Simple — Requires: Phone number, ID document, Proof of address — help.simple.app (checked 29 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | 30,000 USDC |
| Spending per day (number) | 15× |
| Spending per month | 30,000 USDC |
| ATM per day | 500 USDC |
| ATM per day (number) | 5× |
| ATM per month | 5,000 USDC |

### When is KYC needed?

- After a risk review at its own discretion, Simple may request additional documents such as proof of source of funds. — simple.app (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: United Kingdom |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | UK resident; at least 18 years old |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | not available |
| Austria | not available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | available |
| France | not available |
| Spain | not available |
| Italy | not available |
| Netherlands | not available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT, USDC |  | help.simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base |  | help.simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | User-specified order of preferred currencies |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | Yes |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Wirex |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | Wirex |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | email |  | simple.app (checked 28 Oct 2026 · verified 28 Oct 2026) |

Licence of the card issuer Wirex:

- Financial Conduct Authority · emi 902025 · GB [Register entry](https://register.fca.org.uk/s/firm?id=0010X000047SC0tQAG)

## Company and trust

### Issuer

- Wirex
- Issues 3 card programmes in our catalogue

### Transparency

- Transparency 85 %
- 1 of 13 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

45.05 of 100 · weak. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 33 | 8.3 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 81 | 12.2 |
| Availability | 10 % | 17 | 1.7 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 93 | 9.3 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 43.55 to 45.05.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 44.04 to 43.55.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 43.73 to 43.85.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 41.73 to 43.73.
- 28 Oct 2026: Score changed from 42.32 to 41.73.
- 28 Oct 2026: Score changed from 39.32 to 42.32.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 46.8 to 39.32.
- 28 Oct 2026: Score changed from 45.75 to 46.8.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 40.5 to 45.75.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/simple-crypto-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/simple-crypto-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/simple-crypto-card/