# Solayer Emerald Card

by Solayer · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [solayer.org](https://solayer.org)

## Facts

- Solayer Emerald Card is a Visa credit card from Solayer.
- The annual fee is 20.00 USD.
- A physical card costs 0.00 USD.
- Topping up costs 0.5 %.
- The card works with Apple Pay, Google Pay.
- Custody: self-custody.
- Supported assets: USDC.
- Issuer / BIN sponsor: Third National.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | self-custody |  | solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | credit line |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | Yes |  | solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | 0.00 USD |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | 24.99 USD – 59.99 USD |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | unknown |  |  |
| Annual fee | 20.00 USD |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up fee | 0.5 % |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance. |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- KYC verification at Solayer — Requires: E-mail, Address, ID document, Selfie / liveness — docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026)

| Limits | Value |
| --- | --- |
| ATM per transaction (physical card) | 250 USD |
| ATM per 24 hours (physical card, number) | 3× |

### When is KYC needed?

- After a risk review at its own discretion, Solayer may request additional documents such as proof of source of funds. — solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | Residents of Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Montana, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Washington, and Wisconsin are not eligible for the Solayer Card. |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDC |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Bonuses and promotions

What Solayer offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Referral bonus · You (referrer): Earn 10% of the points earned by referred friends, indefinitely. — docs.solayer.org
- Nubit Genesis Rewards: Eligible early participants can claim BTC rewards and PolyPass, which offers future airdrop access, Bitcoin Thunderbolt whitelist spots and additional partner benefits. · Conditions: Requires at least 50 Solayer Card Points or participation in the Solayer Community Sale. — docs.solayer.org
- Solana ID-Based Benefits: only in the app · Conditions: Solana ID Tier 1 or 2 receives a membership-fee discount; Tier 3 or 4 receives a partial membership discount. Current pricing is shown in the Solayer app. — docs.solayer.org

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Third National |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | Solayer |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | Discord |  | docs.solayer.org (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

- Card since 01/2025

### Company

- Legal form: Inc. (Source: solayer.org)

### Size

- Offices: United States (Source: solayer.org)

### Security

- Audits and certifications: Other (04/2024), OtterSec; Other (07/2024), OtterSec; Other (08/2024), Halborn; Other (08/2024), Halborn; Other (10/2024), Halborn (Source: docs.solayer.org)

### Card history

- Card launched: 01/2025 (Source: solayer.org)

### Issuer

- Third National (United States)
- Registered name: Nimbus LLC
- Issues 18 card programmes in our catalogue

### Transparency

- Transparency 50 %
- 0 of 13 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
- Sources last checked 2026-10-29

## How the score is made up

65.3 of 100 · good. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 93 | 23.3 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 82 | 12.3 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 77 | 7.7 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about Solayer from the press and the provider's own channels, rated automatically.

- 28 Oct 2026: [Solayer Pay Adds Stablecoin Deposits Across Five Chains, Including BNB Chain and Base](https://cryptonews.net/news/market/33662288/) (Crypto News) — Positive. Solayer Pay now accepts stablecoin deposits from five networks (Ethereum, Solana, Arbitrum, Base, BNB Chain), which changes the card's top-up networks. (+1 more reports: Serrari Group)
- 23 Oct 2026: [Solayer Pay Opens Stablecoin Deposits on Solana, Ethereum, Arbitrum, BNB Chain and Base](https://www.globenewswire.com/news-release/2026/10/23/3387008/0/en/solayer-pay-opens-stablecoin-deposits-on-solana-ethereum-arbitrum-bnb-chain-and-base.html) (GlobeNewswire) — Positive. Solayer Pay adds direct stablecoin deposits on five networks, so card top-ups need no bridging step.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 29 Oct 2026: Score changed from 65.79 to 65.3.
- 29 Oct 2026: Score changed from 54.96 to 65.79.
- 29 Oct 2026: Score changed from 54.17 to 54.96.
- 29 Oct 2026: New: Solana ID-Based Benefits.
- 29 Oct 2026: Score changed from 54.8 to 54.17.
- 29 Oct 2026: Market launch: January 1, 2025.
- 29 Oct 2026: New: Nubit Genesis Rewards.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 61.8 to 54.8.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New logo.
- 29 Oct 2026: New: Referral bonus · You (referrer).
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Score changed from 60.5 to 61.8.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from Solayer Labs, Inc. to Solayer.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/solayer-pay/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/solayer-pay/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/solayer-pay/