# SpectroCoin Card

by SpectroCoin · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [spectrocoin.com](https://spectrocoin.com)

## Facts

- SpectroCoin Card is a Visa debit card from SpectroCoin.
- The monthly fee is 1.00 EUR.
- A virtual version costs 1.00 EUR, a physical one 5.00 EUR.
- Payments in foreign currencies cost 0 %.
- Topping up costs free.
- It works with Apple Pay, Google Pay, Samsung Pay.
- Custody: custodial.
- Supported assets: BTC, ETH, USDT, USDC, DAI, EURC, SOL, BNB, XRP, ADA, DOGE, TRX, LTC, BCH, DOT, AVAX, LINK, XLM, SHIB, NEAR, APT, ATOM, UNI, AAVE, BUSD, CELO, DASH, MASK, SAND, USDP, WBTC, XTZ, XEM, TUSD, MKR, COMP, ZRX, BAT, SUSHI, ALGO, MANA, UMA, HOT, CHZ, GRT, SNX, ENJ, FIL, VET, ZIL, ONT, EOS, NEO, 1INCH.
- Issuer / BIN sponsor: UAB Pervesk.
- SpectroCoin does not publish the crypto conversion fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | custodial |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | fiat balance |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay, Samsung Pay |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | Yes |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 1.00 EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | 5.00 EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | 0.00 EUR – 60.00 EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | 1.00 EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | free |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | not published |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | 15.00 EUR |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- Fully verified account at SpectroCoin — Requires: E-mail, Phone number, ID document, Selfie / liveness, Tax ID; In some cases: Address (conditional: Exact delivery address required when ordering a physical card.) — spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | 25,000 EUR |
| ATM per day | 2,500 EUR |

### When is KYC needed?

- To order a physical version, SpectroCoin requires level 1 (e-mail address, phone number, ID document, selfie, tax ID). — spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026)
- When you change your name or address, SpectroCoin may request additional documents such as proof of source of funds. — spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026)
- After a risk review at its own discretion, SpectroCoin may request additional documents such as proof of source of funds. — spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Available in 30 countries and regions |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ Standard | Available in 30 countries and regions |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ by residence | Available in 30 countries and regions |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Cards are issued and delivered only to citizens and permanent residents of the European Economic Area; the official country list also names the United Kingdom. |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | available |
| France | not available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDT, USDC, DAI, EURC, SOL, BNB, XRP, ADA, DOGE, TRX, LTC, BCH, DOT, AVAX, LINK, XLM, SHIB, NEAR, APT, ATOM, UNI, AAVE, BUSD, CELO, DASH, MASK, SAND, USDP, WBTC, XTZ, XEM, TUSD, MKR, COMP, ZRX, BAT, SUSHI, ALGO, MANA, UMA, HOT, CHZ, GRT, SNX, ENJ, FIL, VET, ZIL, ONT, EOS, NEO, 1INCH |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | not applicable |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | not applicable |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Fiat top-up | Yes |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | UAB Pervesk |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | Spectro Finance OÜ |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | chat, email |  | spectrocoin.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Issuer

- UAB Pervesk
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 85 %
- 1 of 17 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

63.71 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 81 | 20.3 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 100 | 15.0 |
| Availability | 10 % | 39 | 3.9 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 75 | 7.5 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 67.78 to 63.71.
- 29 Oct 2026: Score changed from 67.8 to 67.78.
- 29 Oct 2026: Score changed from 67.63 to 67.8.
- 29 Oct 2026: Score changed from 67.34 to 67.63.
- 29 Oct 2026: Discontinued on: June 30, 2026.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 58.93 to 67.34.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Score changed from 61.93 to 58.93.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 61.83 to 61.93.
- 29 Oct 2026: Score changed from 61.7 to 61.83.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/spectrocoin-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/spectrocoin-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/spectrocoin-card/