# SwissBorg Card

by SwissBorg · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [swissborg.com](https://swissborg.com)

## Facts

- SwissBorg Card is a Mastercard debit card from SwissBorg.
- SwissBorg Card has no monthly fee.
- SwissBorg Card has no annual fee.
- A virtual version costs 0.00 EUR.
- Payments in foreign currencies cost 0 % above the network rate.
- It works with Apple Pay, Google Pay.
- SwissBorg Card is available in European Economic Area, Switzerland, United Kingdom incl. Crown Dependencies.
- Custody: custodial.
- Supported assets: BTC, ETH, USDC, EURC, SOL, BORG.
- Issuer / BIN sponsor: UAB Monavate.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | Mastercard |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Funding model | converted on spend |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | CHF, EUR, GBP |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | No |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.00 EUR |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Physical card issuance | not applicable |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Shipping | not applicable |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | 0.00 EUR |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | 0.00 EUR |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Top-up fee | not applicable |  | swissborg.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| ↳ top-up via crypto | free |  | swissborg.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 0 % above the network rate |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | not applicable |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 5 % (Standard); 15 % (Bronze); 30 % (Silver); 50 % (Gold); 65 % (Platinum); 80 % (Diamond); 90 % (Elite); 92 % (Elite - top 500); 95 % (Elite - top 100); 99 % (Elite - top 10) · in BORG |  | swissborg.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## KYC and limits

KYC: ID + proof of address

### ID + proof of address

- KYC Level 2 at SwissBorg — Requires: ID document, Proof of address — swissborg.com (checked 28 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | not published |
| Spending per day (number) | not published |
| Spending per month | not published |
| Spending per month (number) | not published |
| Spending per year | not published |
| Single payment per transaction | not published |

### When is KYC needed?

- When you change your name or address, SwissBorg may request additional documents such as proof of source of funds. — swissborg.com (checked 28 Oct 2026 · verified 28 Oct 2026)
- After a risk review at its own discretion, SwissBorg may request additional documents such as proof of source of funds. — swissborg.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | Available in: European Economic Area, Switzerland, United Kingdom incl. Crown Dependencies |  | swissborg.com (checked 28 Oct 2026 · verified 29 Oct 2026) |
| ↳ Standard | Available in: European Economic Area, Switzerland, United Kingdom incl. Crown Dependencies |  | swissborg.com (checked 28 Oct 2026 · verified 29 Oct 2026) |
| ↳ by residence | Available in: European Economic Area, Switzerland, United Kingdom |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | not available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDC, EURC, SOL, BORG |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | The user selects a primary cryptocurrency and optional backup assets; the app automatically uses backups when the primary balance is insufficient. |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | No |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | UAB Monavate |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | chat, email |  | swissborg.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

- Autorité des marchés financiers (AMF) · casp_mica A2026-011 · FR

Licence of the card issuer Monavate:

- Financial Conduct Authority · emi 901097 · GB [Register entry](https://register.fca.org.uk/s/firm?id=0014G00002UyCbDQAV)
- Bank of Lithuania · emi LB002139 · LT

## Company and trust

- Brand on record since 11/2017
- Domain older than the brand (registered 12/2015)

### Issuer

- Monavate (Lithuania)
- Registered name: UAB Monavate
- Register number: 305628001
- Issues 7 card programmes in our catalogue

### Transparency

- Transparency 86 %
- 0 of 18 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

58.93 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 100 | 25.0 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 52 | 7.8 |
| Availability | 10 % | 40 | 4.0 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 86 | 8.6 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 58.87 to 58.93.
- 29 Oct 2026: Score changed from 57.78 to 58.87.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 58.33 to 57.78.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 59.22 to 59.12.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 55.22 to 59.22.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 59.97 to 55.22.
- 28 Oct 2026: Changes to reward programmes.
- 28 Oct 2026: Score changed from 61 to 59.97.
- 28 Oct 2026: Score changed from 56 to 61.
- 28 Oct 2026: Score changed from 43.5 to 56.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/swissborg-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/swissborg-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/swissborg-card/