# Vield Non-Custodial Mastercard

by Vield · checked 28 Oct 2026 · updated 29 Oct 2026

Website: [vield.io](https://www.vield.io)

## Facts

- Vield Non-Custodial Mastercard is a Mastercard prepaid card from Vield.
- Vield Non-Custodial Mastercard has no monthly fee.
- Payments in foreign currencies cost 1.5 %.
- Topping up costs free.
- The card works with Apple Pay, Google Pay.
- Vield Non-Custodial Mastercard is available in Australia.
- Custody: self-custody.
- Supported assets: USDC.
- Top-up networks: Polygon.
- Issuer / BIN sponsor: Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925).

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card network | Mastercard |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Custody | self-custody |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | stablecoin balance |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | AUD |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | No |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | not applicable |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Shipping | not applicable |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | 0.00 AUD |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | free |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 1.5 % |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | not applicable |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | free |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | 0.00 AUD |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | free |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- Verified Vield account (KYC complete) at Vield — Requires: ID document — vield.io (checked 28 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Top-up per day | 5,000 USDC |
| Top-up per year | 150,000 USDC |
| Spending per day | 5,000 USD |
| Spending per year | 100,000 USD |

### When is KYC needed?

- For transfers to or from a self-hosted wallet, Vield may request additional documents such as proof of source of funds. — vield.io (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: Australia |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | Card offered only to persons who reside in Australia. |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | not available |
| Austria | not available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | not available |
| Spain | not available |
| Italy | not available |
| Netherlands | not available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDC |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Polygon |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Spending order | USDC is deducted from the card balance, converted at the USDC/AUD market rate, and the transaction completes in the merchant currency. |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | No |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Program manager | Vield Capital Pty Ltd |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Headquarters | Available in: Australia |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Support channels | email, phone |  | vield.io (checked 28 Oct 2026 · verified 28 Oct 2026) |

- Australian Transaction Reports and Analysis Centre (AUSTRAC) · vasp DCE100809730-001 · AU

## Company and trust

- Brand on record since 08/2022

### Company

- Registered name: VIELD CAPITAL PTY LTD (Source: vield.io)

### Issuer

- Immersve
- Issues 3 card programmes in our catalogue

### Transparency

- Transparency 57 %
- 0 of 16 key values not published
- Imprint / company details: yes
- Public fee schedule: no
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: no
- Sources last checked 2026-10-29

## How the score is made up

50.6 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 83 | 20.8 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 40 | 5.9 |
| Availability | 10 % | 0 | 0.0 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 68 | 6.8 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 50.23 to 50.49.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from Vield Capital Pty Ltd to Vield.
- 28 Oct 2026: Score changed from 51.78 to 50.85.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 52.77 to 51.78.
- 28 Oct 2026: Score changed from 61.92 to 52.77.
- 28 Oct 2026: Score changed from 58.92 to 61.92.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 65.92 to 58.92.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 53.42 to 65.92.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/vield-non-custodial-mastercard/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/vield-non-custodial-mastercard/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/vield-non-custodial-mastercard/