# Wayex Visa Card

by Wayex · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [wayex.com](https://www.wayex.com)

## Facts

- Wayex Visa Card is a Visa prepaid card from Wayex.
- Wayex Visa Card has no monthly fee.
- A virtual version costs 0.00 USD.
- Payments in foreign currencies cost 1.5 %.
- It works with Apple Pay, Google Pay.
- Custody: custodial.
- Supported assets: USDT, USDC, DAI, PYUSD.
- Top-up networks: Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar.
- Issuer / BIN sponsor: Lead Bank.
- The available in is only shown in the app.
- Wayex does not publish the aTM fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | Visa |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | wayex.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | stablecoin balance |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | USD |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal, business |  | wayex.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | user setting |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | wayex.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.00 USD |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Physical card issuance | unknown |  |  |
| ↳ Physical card | 0.00 USD |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Shipping | not published |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Monthly fee | 0.00 USD |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| ↳ with DAI | free |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ with USDC | free |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ with USDT | 0.1 % |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| ↳ with DAI · top-up via crypto | free |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ with USDC · top-up via crypto | free |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ with USDT · top-up via crypto | 0.1 % |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 1.5 % |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | not published |  | wayex.com (checked 28 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | free |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| ↳ Physical card | not published |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ Virtual card | free |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- KYC at Wayex — Requires: ID document — wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026)

| Limits | Value |
| --- | --- |
| Top-up per day | not published |
| Top-up per month | not published |
| Spending per day | only in the app |
| Spending per month | not published |
| ATM per day | not published |
| ATM per month | not published |
| Single payment per transaction | only in the app |

### Business use (KYB)

**No ID**

- Business account KYC/KYB at Wayex — Requires: no further documents; In some cases: Company documents (KYB) (on request: Additional KYC/KYB documentation may be required for accounts opened on behalf of a legal entity.) — wayex.com (checked 28 Oct 2026 · verified 28 Oct 2026)

### When is KYC needed?

- After a risk review at its own discretion, Wayex may request additional documents such as proof of source of funds. — wayex.com (checked 28 Oct 2026 · verified 28 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | only in the app |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | Users must not be located in, or be citizens or residents of, a country sanctioned by the UN, FATF, EU or US (OFAC), or a jurisdiction that prohibits crypto-related services. |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT, USDC, DAI, PYUSD |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Bonuses and promotions

What Wayex offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Partner programme: yes (own programme) — wayex.com

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Lead Bank |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Program manager | Bridge Ventures LLC |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Headquarters | Available in: Panama |  | wayex.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Support channels | chat, email |  | wayex.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

Licence of the card issuer Lead Bank:

- Federal Deposit Insurance Corporation (FDIC) · bank 8283 · US [Register entry](https://banks.data.fdic.gov/bankfind-suite/bankfind/details/8283)

## Company and trust

- Brand on record since 04/2024
- Domain older than the brand (registered 07/2003)
- Company founded 2018
- Card since 02/2026

### Company

- Founded: 2018 (Source: wayex.com)
- Headquarters: Panama (Source: wayex.com)
- Legal form: corporation (Source: wayex.com)
- Registered address: Province of Panama, district of Panama, Betania, Vía Ricardo J. Alfaro, PH The Century Tower, office three hundred seventeen (317). (Source: wayex.com)

### Size

- Management: Andrew Grech (CEO) (Source: wayex.com)

### Card history

- Card launched: 02/2026 (Source: wayex.com)

### Issuer

- Lead Bank
- Issues 3 card programmes in our catalogue

### Transparency

- Transparency 70 %
- 2 of 19 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

61.22 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 70 | 17.5 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 91 | 13.7 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 80 | 8.0 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 61.11 to 61.22.
- 29 Oct 2026: Score changed from 65.5 to 61.11.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Market launch: February 1, 2026.
- 29 Oct 2026: Score changed from 66.4 to 65.5.
- 29 Oct 2026: Score changed from 66.25 to 66.4.
- 29 Oct 2026: New: Partner programme · Publishers.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Headquarters: Panama.
- 29 Oct 2026: Score changed from 64.75 to 66.25.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Score changed from 64.44 to 64.75.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 65.59 to 65.35.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 62.59 to 65.59.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Changes to limits.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Score changed from 65.71 to 62.59.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/wayex-visa-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/wayex-visa-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/wayex-visa-card/