# xPortal Card

by xPortal · checked 30 Oct 2026 · updated 30 Oct 2026

Website: [xportal.com](https://xportal.com)

## Facts

- xPortal Card is a Mastercard debit card from xPortal.
- xPortal Card has no monthly fee.
- A virtual version costs 3.00 EUR, a physical one 9.99 EUR.
- It works with Apple Pay, Google Pay.
- Base cashback is 0.1 %.
- xPortal Card is available in European Economic Area.
- Custody: custodial.
- Supported assets: BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA.
- Issuer / BIN sponsor: Capital Financial Services S.A..

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card types | virtual, physical |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card network | Mastercard |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Custody | custodial |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Funding model | fiat balance |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card currencies | EUR |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Usage | personal |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| ATM withdrawals | Yes |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and variants

|  | All variants | Mint | Pro | Diamond Touch | Source |
| --- | --- | --- | --- | --- | --- |
| Status |  | available | waitlist | waitlist |  |
| Price |  | 9.99 EUR one-time | 9.99 EUR one-time | 9.99 EUR one-time | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Score |  | 56.03 (Entry variant) | 56.03 | 56.03 |  |
| **Card** |  |  |  |  |  |
| Card types | virtual, physical |  |  |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| ATM withdrawals | Yes |  |  |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| **Fees** |  |  |  |  |  |
| Virtual card issuance | first 3 free, then 3.00 EUR |  |  |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Physical card issuance | 9.99 EUR |  |  |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Shipping | 5.99 EUR – 9.99 EUR |  |  |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Monthly fee | 0.00 EUR |  |  |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Annual fee | unknown |  |  |  |  |
| Top-up fee | unknown |  |  |  |  |
| Crypto deposit fee | unknown |  |  |  |  |
| Crypto conversion fee | unknown |  |  |  |  |
| Minimum conversion | unknown |  |  |  |  |
| Foreign currency fee | unknown |  |  |  |  |
| Minimum FX fee | unknown |  |  |  |  |
| ATM fee | unknown |  |  |  |  |
| Merchant-specific fee | unknown |  |  |  |  |
| Transaction fee | unknown |  |  |  |  |
| Cross-border fee | unknown |  |  |  |  |
| Withdrawal fee | unknown |  |  |  |  |
| Activation fee | unknown |  |  |  |  |
| Minimum top-up | unknown |  |  |  |  |
| Declined payment fee | unknown |  |  |  |  |
| Refund fee | unknown |  |  |  |  |
| Inactivity fee | unknown |  |  |  |  |
| Minimum monthly spend | unknown |  |  |  |  |
| Inactivity rule | unknown |  |  |  |  |
| Card replacement | 5.00 EUR |  |  |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Plan waivers | unknown |  |  |  |  |
| **Cashback & rewards** |  |  |  |  |  |
| Cashback | 0.1 % (holding from 5 · cap 5.00 EUR/month); 0.2 % (holding from 25 · cap 10.00 EUR/month); 0.3 % (holding from 100 · cap 15.00 EUR/month); 0.4 % (holding from 500 · cap 20.00 EUR/month); 0.5 % (holding from 2,000 · cap 30.00 EUR/month); 0.1 % (holding from 25 · cap 5.00 EUR/month); 0.2 % (holding from 125 · cap 10.00 EUR/month); 0.3 % (holding from 500 · cap 15.00 EUR/month); 0.4 % (holding from 2,500 · cap 20.00 EUR/month); 0.5 % (holding from 10,000 · cap 30.00 EUR/month) · in EGLD |  |  |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| **Limits** |  |  |  |  |  |
| Top-up per day | 2,500 EUR |  |  |  |  |
| Top-up per month | 10,000 EUR |  |  |  |  |
| Spending per day | 5,000 EUR |  |  |  |  |
| ATM per month | 500 EUR |  |  |  |  |

## KYC and limits

KYC: ID + proof of address

### ID + proof of address

- Tier 1 at xPortal — Requires: ID document, Selfie / liveness, Proof of address — help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026)

The limits are listed per variant in the table variants and fees.

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by nationality | Available in: European Economic Area |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| ↳ by residence | Available in: European Economic Area |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA |  | xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | Yes |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |

## Bonuses and promotions

What xPortal offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Up to 5% cashback (promotional pool): up to 5 % of card spend · max. 10,000 EUR (in total) · Conditions: Offer valid first-come, first-served and ends automatically once the EUR 10,000 collective budget is exhausted; regular tier rates (0.10%-0.50% depending on staked EGLD/SUI) apply otherwise. — help.xportal.com

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Capital Financial Services S.A. |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Program manager | xPortal Equity AG |  | help.xportal.com (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

## Company and trust

### Company

- Headquarters: Liechtenstein (Source: help.xportal.com)
- Legal form: public limited company (Aktiengesellschaft) (Source: help.xportal.com)
- Register: Liechtenstein Commercial Register (Source: help.xportal.com)
- Registered address: Werdenbergerweg 11, 9490 Vaduz, Liechtenstein (Source: help.xportal.com)

### Issuer

- Capital Financial Services S.A. (Romania)
- Registered name: Capital Financial Services S.A.
- Register number: J40/4352/08.04.2011
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 67 %
- 0 of 14 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: unknown
- Sources last checked 2026-10-30

## How the score is made up

56.03 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 93 | 23.1 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 98 | 14.7 |
| Availability | 10 % | 23 | 2.3 |
| Rewards | 10 % | 4 | 0.4 |
| Trust | 10 % | 71 | 7.1 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 30 Oct 2026: Headquarters: Liechtenstein.
- 30 Oct 2026: New product image.
- 30 Oct 2026: New logo.
- 30 Oct 2026: New: Up to 5% cashback (promotional pool).
- 30 Oct 2026: Changes to reward programmes.
- 30 Oct 2026: Changes to reward programmes.
- 30 Oct 2026: Score changed from 62.53 to 56.03.
- 30 Oct 2026: Changes to KYC levels and requirements.
- 30 Oct 2026: Score changed from 63.69 to 62.53.
- 30 Oct 2026: Changes to limits.
- 30 Oct 2026: Score changed from 51.77 to 63.69.
- 30 Oct 2026: Score changed from 54.8 to 51.77.
- 30 Oct 2026: Score changed from 61.17 to 54.8.
- 30 Oct 2026: Score changed from 53.67 to 61.17.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from MultiversX Labs S.R.L. to xPortal.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/xportal-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/xportal-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/xportal-card/