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Comparison

Agora Card vs. Wayex Visa Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Agora CardAgora Cards
  • Image source Source wayex.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Wayex Visa CardWayex

In short

  • Agora Card ask for the least (No ID).
  • Wayex Visa Card has the higher score (65.5).
Attribute Agora CardAgora Cards No KYC Virtual Physical Wayex Visa CardWayex Requires KYC Private & business Virtual Physical
Score average good
CostsWeight 25 % 50 88
KYC and privacyWeight 20 % 70 35
FeaturesWeight 15 % 73 91
AvailabilityWeight 10 % 95 not scored
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 73 79
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: ID document
Limits (entry level)
  • Spending per day (physical card): 240,000 USD
  • Spending per month (physical card): 900,000 USD
  • ATM per day (physical card): 1,500 USD
+2
  • Top-up per day: not published
  • Top-up per month: not published
  • Spending per day: only in the app
+4
Basics
Card form (differs) unknown prepaid Source and check Source wayex.com Wording at the source The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types virtual, physical Source and check Source agora.cards Wording at the source Virtual or physical, both offer complete privacy and security Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? virtual, physical Source and check Source wayex.com Wording at the source Load your Wayex account with stablecoins, get your virtual or physical card, and spend anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs) not published Source and check Source agora.cards Wording at the source Accepted worldwide wherever major card networks are supported. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? Visa Source and check Source wayex.com Wording at the source Your virtual Visa card is created the moment you ask for it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody custodial Source and check Source agora.cards Wording at the source Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? custodial Source and check Source wayex.com Wording at the source - Wallet: Custodial account for Digital Assets operated by Wayex or its appointed custodian. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model stablecoin balance Source and check Source agora.cards Wording at the source Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? stablecoin balance Source and check Source wayex.com Wording at the source Deposit USDC, USDT, DAI or PYUSD, or fiat over local rails. It all becomes one USD balance that spends anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies USD Source and check Source agora.cards Wording at the source Issued in USD and automatically converts to any local currency at competitive rates. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? USD Source and check Source wayex.com Wording at the source Your balance displays in USD no matter which coin, chain or currency you deposit. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs) unknown personal, business Source and check Source wayex.com Wording at the source Consumers and businesses increasingly need money to move as freely as they do. By pairing stablecoin innovation with Visa's secure, global network, we're helping make cross-border payments faster, sim... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) unknown Lead Bank Source and check Source wayex.com Wording at the source Issued by Lead Bank. Program managed by Bridge, a Stripe company. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs) plan Source and check Source agora.cards Wording at the source Everything in Basic and higher limits for maximum freedom. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? user setting Source and check Source wayex.com Wording at the source Per-transaction and daily caps, changed in seconds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in (differs) Not available in 24 countries and regions Source and check Source agora.cards Wording at the source ## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? only in the app Source and check Source wayex.com Wording at the source The Wayex card is offered across multiple regions. Availability and eligibility vary by jurisdiction and verification status. Check the Wayex app or contact support to confirm availability in your loc... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Crypto
Supported assets (differs) USDT, USDC Source and check Source agora.cards Wording at the source Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? USDT, USDC, DAI, PYUSD Source and check Source wayex.com Wording at the source Wayex currently supports USDC, USDT, DAI, and PYUSD. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar Source and check Source wayex.com Wording at the source Ethereum · Solana · Base · Arbitrum · Avalanche · Optimism · Polygon · Stellar · Tron · Celestia Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs) unknown Yes Source and check Source wayex.com Wording at the source Deposit DAI, USDT, USDC or PYUSD across 10+ blockchains, or fiat over local rails like ACH, SEPA, Faster Payments, SPEI and PIX. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source agora.cards Wording at the source Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source wayex.com Wording at the source Apple Pay and Google Pay built in Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown Yes Source and check Source wayex.com Wording at the source - Transaction: Any buy/sell/convert/send/load/withdrawal or card purchase/ATM transaction. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source wayex.com Wording at the source Durable, minimalist plastic with contactless and magstripe where needed. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) unknown 0.00 USD Source and check Source wayex.com Wording at the source | Card issuance | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Physical card issuance unknown unknown
Free cards unknown unknown
Shipping (differs) unknown not published Source and check Source wayex.com Wording at the source | Physical card delivery | N/A | TBD | Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Monthly fee (differs) unknown 0.00 USD Source and check Source wayex.com Wording at the source | Monthly maintenance | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee unknown unknown
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee 1.5 % Source and check Source agora.cards Wording at the source | FX Fee | 1.5% | 1.5% | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 1.5 % Source and check Source wayex.com Wording at the source | Non-USD spend | 1.5% FX fee | 1.5% FX fee | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement unknown unknown
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

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