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Image source Source agora.cards Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Agora Cards

Agora Card

No KYC Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To Agora Cards

Basicsagora-card

Card form
unknown
Card types
virtual, physical Source and check Source agora.cards Wording at the source Virtual or physical, both offer complete privacy and security Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
not published Source and check Source agora.cards Wording at the source Accepted worldwide wherever major card networks are supported. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source agora.cards Wording at the source Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
stablecoin balance Source and check Source agora.cards Wording at the source Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source agora.cards Wording at the source Issued in USD and automatically converts to any local currency at competitive rates. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
unknown
Limits depend on
plan Source and check Source agora.cards Wording at the source Everything in Basic and higher limits for maximum freedom. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source agora.cards Wording at the source Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
unknown

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping unknown
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 1.5 % Source and check Source agora.cards Wording at the source | FX Fee | 1.5% | 1.5% | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. No ID

    e-mail, phone or personal details, no ID document

    1. No KYC at Agora Cards

      Source and check Source agora.cards Wording at the source Agora Cards requires no KYC. The homepage also states that data collection is minimal and limited to what is strictly necessary. Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: no further documents

LimitsValue Card
Spending per day 240,000 USD Source and check Source agora.cards Wording at the source ### Physical Card $500 one-time Premium card for in-person transactions. Use anywhere. - Fast shipping - Google & Apple Pay - ATM withdrawals - USDT & USDC - Global acceptance - 4 year vali... Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
Spending per month 900,000 USD Source and check Source agora.cards Wording at the source ### Physical Card $500 one-time Premium card for in-person transactions. Use anywhere. - Fast shipping - Google & Apple Pay - ATM withdrawals - USDT & USDC - Global acceptance - 4 year vali... Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per day 1,500 USD Source and check Source agora.cards Wording at the source #### ATM Limits Daily ATM limit $1,500 Monthly ATM limit $15,000 Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per month 15,000 USD Source and check Source agora.cards Wording at the source #### ATM Limits Daily ATM limit $1,500 Monthly ATM limit $15,000 Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
Single payment per transaction 20,000 USD Source and check Source agora.cards Wording at the source ### Physical Card $500 one-time Premium card for in-person transactions. Use anywhere. - Fast shipping - Google & Apple Pay - ATM withdrawals - USDT & USDC - Global acceptance - 4 year vali... Checked Verified Value wrong? No earlier versions What does [s] mean? physical card

KYC: No ID KYC-free according to the provider (limits not published).

When is KYC needed?

No triggers published.

What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in Not available in 24 countries and regions Source and check Source agora.cards Wording at the source ## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement unknown

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye available
  • Brazil available
  • Nigeria available
  • India available
  • United Arab Emirates available
  • Singapore available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (226) not available (24) unknown

Crypto

AttributeValue
Supported assets USDT, USDC Source and check Source agora.cards Wording at the source Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Agora Cards offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters unknown
Support channels Telegram Source and check Source agora.cards Wording at the source - Telegram: Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Transparency

Transparency 32 %

1 of 10 key values not published

  • Imprint / company details: no
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

64.29 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    50/100
    12.5 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    70/100
    14.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    73/100
    11.0 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    95/100
    9.5 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    73/100
    7.3 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 32
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Agora Card and Agora Cards, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Changes to limits.

  • Changes to licences.

  • Score changed from 64.35 to 64.29.

  • Score changed from 62.02 to 64.35.

  • Score changed from 57.5 to 62.02.

  • Score changed from 53.5 to 57.5.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 51.5 to 53.5.

Apply for Agora Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Agora Cards