Comparison
Agora Card vs. ZexoCard: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Agora CardAgora Cards
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
ZexoCardZexoCard
In short
- Agora Card has the higher score (61.53).
| Attribute |
Agora CardAgora Cards
No KYC
Virtual
Physical
|
ZexoCardZexoCard
No KYC
Private & business
Virtual
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 50 | 17 |
| KYC and privacyWeight 20 % | 70 | 53 |
| FeaturesWeight 15 % | 73 | 64 |
| AvailabilityWeight 10 % | 95 | 98 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 45 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) | unknown |
prepaid
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
A crypto virtual card gives you card details for supported card payments, with spending funds loaded using cryptocurrency. It is a prepaid product: the balance you load is available to spend, rather t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Virtual or physical, both offer complete privacy and securityChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Prepaid virtual cardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
not published
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Accepted worldwide wherever major card networks are supported.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
1. Sign in or create your account. 2. Open the BIN checker. 3. Enter the first six or eight digits of your card number, with no spaces. 4. Select Check BIN and read the match details and retrieval dat...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora supports a segmented custody strategy, not self-custody of the card balance. Assets stay under the user's keys while they remain in a personal wallet. Once loaded to a card, funds are held by li...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
ZexoCard is a card platform connecting customers with financial and digital asset services. Licensed external partners may deliver account access, payment cards, asset custody, transfers, fiat-to-cryp...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model (differs) |
stablecoin balance
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Agora Cards provides virtual and physical cards funded with USDT or USDC. The purpose is straightforward: let users keep long-term holdings in their own wallets, then move an appropriate amount into a...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Card balances are displayed in USD. For a purchase billed in another currency, conversion and any applicable charges depend on the card product and payment processing. Check the final transaction amou...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Issued in USD and automatically converts to any local currency at competitive rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Amount to add (USD) Include a new cardCard funding amount$100.00 One-time issuance$10.00Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) | unknown |
personal, business
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Organize crypto deposits, card loads, purchases and refunds into clear records for personal budgeting or business accounts.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
not published
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
We describe the service as privacy-focused because we collect only what is strictly necessary. That does not mean card use is anonymous. Stablecoin transfers occur on blockchains, and card transaction...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
1. Sign in or create your account. 2. Open the BIN checker. 3. Enter the first six or eight digits of your card number, with no spaces. 4. Select Check BIN and read the match details and retrieval dat...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Everything in Basic and higher limits for maximum freedom.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) |
Not available in 24 countries and regions
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
## Unsupported Regions Due to regulatory requirements, we cannot currently serve the following regions ### Africa Somalia Central African Republic DR Congo Guinea-Bissau Libya Mali South Sudan Suda...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Card services are not available in the countries and regions listed below under our availability policy. - Afghanistan (AF) - Belarus (BY) - Cuba (CU) - Iran (IR) - North Korea (KP) - Myanmar (Burma)...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Spend your stablecoins anywhere with complete privacy. Backed by USDT & USDC, accepted worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, DOGE, ADA, LTC, AVAX, DAI, LINK
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
### USDT Ethereum · Solana · Avalanche · Gnosis · Optimism · TON ### USDC Ethereum · Solana · Arbitrum · Base · Avalanche · Gnosis · Optimism · Sui · Stellar · Monad · X Layer · Hypercore ### BTC...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 40 moreBTCETHUSDTUSDCSOLXRPDOGEADALTCAVAXDAILINKUSDeEUReGBPeBCHARBOPGNOXLMSHIBSUIUNIAAVEOKBXPLDASHPEPESTRKTRUMPWBTCWst E T HZECCb B T CWETHUSD1USDfXAUTSPXMONGt U S D CpLa U S D CMw U S D CSpark U S D CSteak U S D CS U S D CUSADUSDCxUSDGUSDT0X B T CX D A I |
| Number of supported assets (differs) | unknown |
95
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
95 tokens in the deposit catalogueChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up networks (differs) | unknown |
Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, TON, Gnosis, Stellar, Sui, Litecoin
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
### USDT Ethereum · Solana · Avalanche · Gnosis · Optimism · TON ### USDC Ethereum · Solana · Arbitrum · Base · Avalanche · Gnosis · Optimism · Sui · Stellar · Monad · X Layer · Hypercore ### BTC...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 3 moreBitcoinEthereumSolanaArbitrumBaseOptimismAvalancheTONGnosisStellarSuiLitecoinCardanoDogecoinStarknet |
| Fiat top-up (differs) | unknown |
No
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The crypto funding flow uses supported tokens and networks rather than a bank transfer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
agora.cards checked 28 Oct 2026
Source and check
Source
agora.cards
Wording at the source
Apple Pay and Google Wallet support is offered for both cards, subject to the wallet provider's country, device and issuer eligibility requirements.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Apple Pay, Google Pay and Samsung Pay on supported devicesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
No
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use Google Pay with a compatible card and a supported merchant. Availability depends on Google Wallet, your device and merchant acceptance. Gambling, cash or ATM withdrawals, and money transfers are n...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Choose a card that lists Google Pay support. Add it in Google Wallet and choose email verification. Complete setup, enable NFC and check that the card is ready to tap and pay. Availability depends on...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) | unknown |
10.00 USD
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
$10.00 / issuanceChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
ZexoCard provides access to: - Prepaid virtual cards - Cryptocurrency funding - Card and balance management - Transaction history - Customer supportChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) | unknown |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Prepaid virtual cardsChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee | unknown | |
| Annual fee | unknown | |
| Top-up fee | unknown | |
| Crypto deposit fee (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The deposit record shows the result as it is processed. Review the credited value and the fees displayed for the request rather than estimating it from an old rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto conversion fee (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The deposit record shows the result as it is processed. Review the credited value and the fees displayed for the request rather than estimating it from an old rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
1.5 %
agora.cards checked 29 Oct 2026
Source and check
Source
agora.cards
Wording at the source
| FX Fee | 1.5% | 1.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use the completed card amount and the merchant's final receipt when calculating an effective exchange cost. Check the current Fee Structure for charges applicable to your selected card type; do not as...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) | unknown |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use Google Pay with a compatible card and a supported merchant. Availability depends on Google Wallet, your device and merchant acceptance. Gambling, cash or ATM withdrawals, and money transfers are n...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Agora Card · ZexoCard: promotions and bonuses as well as warnings and incidents.