Comparison
PintoPay Card vs. ZexoCard: fees, limits & KYC
-
pintopay.me29 Oct 2026
Image source
Source
pintopay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
PintoPay CardPintoPay
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
ZexoCardZexoCard
In short
- PintoPay Card has the higher score (58.78).
| Attribute |
PintoPay CardPintoPay
No KYC
Private
Virtual
Physical
|
ZexoCardZexoCard
No KYC
Private & business
Virtual
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 7 | 17 |
| KYC and privacyWeight 20 % | 70 | 53 |
| FeaturesWeight 15 % | 100 | 64 |
| AvailabilityWeight 10 % | 100 | 98 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 80 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
debit
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Spend your crypto anywhere in the world with our debit cards accepted in millions of merchants.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
A crypto virtual card gives you card details for supported card payments, with spending funds loaded using cryptocurrency. It is a prepaid product: the balance you load is available to spend, rather t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Virtual and Physical CardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Prepaid virtual cardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
1. Sign in or create your account. 2. Open the BIN checker. 3. Enter the first six or eight digits of your card number, with no spaces. 4. Select Check BIN and read the match details and retrieval dat...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.1. The Custodian Wallet provides the User with interface-based access to digital assets that: (a) are held and serviced by third-party custodial providers; (b) are made available to the User throu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
ZexoCard is a card platform connecting customers with financial and digital asset services. Licensed external partners may deliver account access, payment cards, asset custody, transfers, fiat-to-cryp...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
You can fund your card using crypto, which is instantly converted to fiat for seamless transactionsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Card balances are displayed in USD. For a purchase billed in another currency, conversion and any applicable charges depend on the card product and payment processing. Check the final transaction amou...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) | unknown |
USD
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Amount to add (USD) Include a new cardCard funding amount$100.00 One-time issuance$10.00Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
5.3. Subject to your ongoing compliance with these Terms, the Group grants you a limited, non-transferable and non-exclusive licence to use the Application to the extent owned by or licensed through t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Organize crypto deposits, card loads, purchases and refunds into clear records for personal budgeting or business accounts.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
1. Sign in or create your account. 2. Open the BIN checker. 3. Enter the first six or eight digits of your card number, with no spaces. 4. Select Check BIN and read the match details and retrieval dat...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) | unknown |
Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Card services are not available in the countries and regions listed below under our availability policy. - Afghanistan (AF) - Belarus (BY) - Cuba (CU) - Iran (IR) - North Korea (KP) - Myanmar (Burma)...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
not published
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.4. The availability of digital assets, applicable limits, fees, technical parameters, and transaction conditions via the Custodian Wallet may be determined by the relevant third parties and the ap...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, DOGE, ADA, LTC, AVAX, DAI, LINK
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
### USDT Ethereum · Solana · Avalanche · Gnosis · Optimism · TON ### USDC Ethereum · Solana · Arbitrum · Base · Avalanche · Gnosis · Optimism · Sui · Stellar · Monad · X Layer · Hypercore ### BTC...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 40 moreBTCETHUSDTUSDCSOLXRPDOGEADALTCAVAXDAILINKUSDeEUReGBPeBCHARBOPGNOXLMSHIBSUIUNIAAVEOKBXPLDASHPEPESTRKTRUMPWBTCWst E T HZECCb B T CWETHUSD1USDfXAUTSPXMONGt U S D CpLa U S D CMw U S D CSpark U S D CSteak U S D CS U S D CUSADUSDCxUSDGUSDT0X B T CX D A I |
| Number of supported assets (differs) | unknown |
95
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
95 tokens in the deposit catalogueChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up networks (differs) | unknown |
Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, TON, Gnosis, Stellar, Sui, Litecoin
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
### USDT Ethereum · Solana · Avalanche · Gnosis · Optimism · TON ### USDC Ethereum · Solana · Arbitrum · Base · Avalanche · Gnosis · Optimism · Sui · Stellar · Monad · X Layer · Hypercore ### BTC...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 3 moreBitcoinEthereumSolanaArbitrumBaseOptimismAvalancheTONGnosisStellarSuiLitecoinCardanoDogecoinStarknet |
| Fiat top-up (differs) | unknown |
No
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The crypto funding flow uses supported tokens and networks rather than a bank transfer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Add to Apple Pay or Google Pay and pay with USDT worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Apple Pay, Google Pay and Samsung Pay on supported devicesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) |
Yes
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
One card. Two minutes to issue. Works anywhere — Apple Pay, ATMs, online, and offlineChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use Google Pay with a compatible card and a supported merchant. Availability depends on Google Wallet, your device and merchant acceptance. Gambling, cash or ATM withdrawals, and money transfers are n...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Choose a card that lists Google Pay support. Add it in Google Wallet and choose email verification. Complete setup, enable NFC and check that the card is ready to tap and pay. Availability depends on...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
10.00 USD
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
$10.00 / issuanceChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
ZexoCard provides access to: - Prepaid virtual cards - Cryptocurrency funding - Card and balance management - Transaction history - Customer supportChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) | unknown |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
- Prepaid virtual cardsChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up fee | unknown | |
| Crypto deposit fee (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The deposit record shows the result as it is processed. Review the credited value and the fees displayed for the request rather than estimating it from an old rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto conversion fee (differs) | unknown |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
The deposit record shows the result as it is processed. Review the credited value and the fees displayed for the request rather than estimating it from an old rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use the completed card amount and the merchant's final receipt when calculating an effective exchange cost. Check the current Fee Structure for charges applicable to your selected card type; do not as...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
zexocard.com checked 29 Oct 2026
Source and check
Source
zexocard.com
Wording at the source
Use Google Pay with a compatible card and a supported merchant. Availability depends on Google Wallet, your device and merchant acceptance. Gambling, cash or ATM withdrawals, and money transfers are n...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at PintoPay Card · ZexoCard: promotions and bonuses as well as warnings and incidents.