Comparison
Onboard Card vs. PintoPay Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Onboard CardOnboard
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pintopay.me29 Oct 2026
Image source
Source
pintopay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
PintoPay CardPintoPay
In short
- PintoPay Card ask for the least (No ID).
- Onboard Card has the higher score (63.72).
| Attribute |
Onboard CardOnboard
Requires KYC
Private
Virtual
|
PintoPay CardPintoPay
No KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 75 | 7 |
| KYC and privacyWeight 20 % | 35 | 70 |
| FeaturesWeight 15 % | 79 | 100 |
| AvailabilityWeight 10 % | 75 | 100 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 87 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: No ID |
| Limits (entry level) | Initial identity verification
|
|
| Basics | ||
| Card form (differs) |
prepaid
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USD - Cards must be funded before spendingChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
pintopay.me checked 29 Oct 2026
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Source
pintopay.me
Wording at the source
Spend your crypto anywhere in the world with our debit cards accepted in millions of merchants.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Virtual and Physical CardsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Custody (differs) | unknown |
custodial
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.1. The Custodian Wallet provides the User with interface-based access to digital assets that: (a) are held and serviced by third-party custodial providers; (b) are made available to the User throu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USD - Cards must be funded before spendingChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
You can fund your card using crypto, which is instantly converted to fiat for seamless transactionsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- USD-denominated — your card balance is held in USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Usage |
personal
onboard.xyz checked 29 Oct 2026
Source and check
Source
onboard.xyz
Wording at the source
Whether you're a freelancer getting paid in dollars, a remote worker spending in euros, or a creator earning across borders, your money shouldn't be limited by where you live. Onboard gives you real...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
5.3. Subject to your ongoing compliance with these Terms, the Group grants you a limited, non-transferable and non-exclusive licence to use the Application to the extent owned by or licensed through t...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor | unknown | unknown |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in (differs) |
Not available in 41 countries and regions
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
Countries where Onboard verification is not supported: - Afghanistan - Algeria - Belarus - Burundi - Central African Republic - China - Comoros - Congo (Democratic Republic) - Congo (Republic) - Cuba...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
The Trading Wallet currently supports the following tokens: Stablecoins: USDT, USDC, DAI Major tokens: BTC, ETH, SOL, XRP, BNB, ADA, AVAX, DOT, LINK, LTC, BCH, XLM, NEAR, HBAR, TON, TRX, XTZ, POL, A...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 54 moreBTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCPOLAVAXDAILINKBCHDOTARBOPXLMSHIBNEARAPTUNIAAVEWLDSAPEHBARXTZSTRKSEICELOTIASCRKAIACOREEIGENRENDERRUNECAKEENAHYPEJUPMASKCARVUXLINKVIRTUALGRASSPEPEWIFBONKPOPCATBRETTFLOKIMOGGOATCHILLGUYMEWDEGENBOMESUNDOGNOTSANDTRUMP |
not published
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
D.2.4. The availability of digital assets, applicable limits, fees, technical parameters, and transaction conditions via the Custodian Wallet may be determined by the relevant third parties and the ap...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
The following networks are supported for depositing stablecoins into your Cash Balance and for funding your cards: USDT: Arbitrum One, BNB Smart Chain (BSC), Ethereum, Optimism, Polygon, Solana, Tron...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
help.onboard.xyz checked 29 Oct 2026
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Source
help.onboard.xyz
Wording at the source
From a bank account (local currency): 1. Go to Cards → tap Fund on your card 2. Select your local currency (NGN, IDR, or KES) 3. Enter the amount you want to add 4. Send money to the bank details sho...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- Pay in-store via Apple Pay or Google Pay (tap-to-pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
Add to Apple Pay or Google Pay and pay with USDT worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawals (differs) |
No
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
One card. Two minutes to issue. Works anywhere — Apple Pay, ATMs, online, and offlineChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
- Pay in-store via Apple Pay or Google Pay (tap-to-pay)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) | unknown |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
not applicable
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) | unknown |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) | unknown |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
1.25 %
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
| Flex | 1.25% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) | unknown |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
not applicable
help.onboard.xyz checked 29 Oct 2026
Source and check
Source
help.onboard.xyz
Wording at the source
There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
pintopay.me checked 29 Oct 2026
Source and check
Source
pintopay.me
Wording at the source
B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Onboard Card · PintoPay Card: promotions and bonuses as well as warnings and incidents.