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Image source Source onboard.xyz Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Onboard

Onboard Card

Requires KYC Private Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score average of 100

How it is made up ↓Methodology →

To Onboard

Basicsonboard-card

Card form
prepaid Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
unknown
Funding model
fiat balance Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source onboard.xyz Wording at the source Whether you're a freelancer getting paid in dollars, a remote worker spending in euros, or a creator earning across borders, your money shouldn't be limited by where you live. Onboard gives you real... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
No Source and check Source help.onboard.xyz Wording at the source There are two ways to withdraw funds from your card: 1. To another Onboard balance On the Card dashboard, tap → Move → select destination (Cash/USD balance, Trading Wallet, another card) 2. To an e... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.onboard.xyz Wording at the source - Pay in-store via Apple Pay or Google Pay (tap-to-pay) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping not applicable Source and check Source help.onboard.xyz Wording at the source Onboard offers USD virtual Visa cards (called Flex Cards) that let you pay for things online and in-store around the world. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown
Annual fee unknown
Top-up fee
  • Standard: 1.25 % Source and check Source help.onboard.xyz Wording at the source | Flex | 1.25% | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 1.25 USD ↳ Topping up 1,000.00 USD: 12.50 USD
  • with USDT · on Ethereum: 1.25 % + 0.10 USD Source and check Source help.onboard.xyz Wording at the source Stablecoin funding note: Because of the funding fee, stablecoin deposits aren't credited 1:1. For example, with Flex (1.25% fee), it takes approximately 1.0125 USDT to get $1 on your card. Some networ... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 1.35 USD ↳ Topping up 1,000.00 USD: 12.60 USD
  • with USDT · on Tron: 1.25 % + 1.25 USD Source and check Source help.onboard.xyz Wording at the source Stablecoin funding note: Because of the funding fee, stablecoin deposits aren't credited 1:1. For example, with Flex (1.25% fee), it takes approximately 1.0125 USDT to get $1 on your card. Some networ... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 2.50 USD ↳ Topping up 1,000.00 USD: 13.75 USD
  • on Ethereum: 1.25 % + 0.10 USD Source and check Source help.onboard.xyz Wording at the source Stablecoin funding note: Because of the funding fee, stablecoin deposits aren't credited 1:1. For example, with Flex (1.25% fee), it takes approximately 1.0125 USDT to get $1 on your card. Some networ... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 1.35 USD ↳ Topping up 1,000.00 USD: 12.60 USD
  • on Tron: 1.25 % + 1.25 USD Source and check Source help.onboard.xyz Wording at the source Stablecoin funding note: Because of the funding fee, stablecoin deposits aren't credited 1:1. For example, with Flex (1.25% fee), it takes approximately 1.0125 USDT to get $1 on your card. Some networ... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 100.00 USD: 2.50 USD ↳ Topping up 1,000.00 USD: 13.75 USD
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

ID document
Requirement Initial identity verification at Onboard Flex card verification at Onboard
Documents
Phone number required –
Address required –
ID document required requiredPhoto ID, with an upgrade if initial verification used another method
Selfie / liveness required –
Limits
Top-up per transaction 5,000 USD Source and check Source help.onboard.xyz Wording at the source Funding limits: - Minimum: $1 - Maximum: $5,000 per transaction Checked Verified Value wrong? History What does [s] mean? 5,000 USD Source and check Source help.onboard.xyz Wording at the source Funding limits: - Minimum: $1 - Maximum: $5,000 per transaction Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per day 5,000 USD Source and check Source help.onboard.xyz Wording at the source Spending limits: - Daily: $5,000 - Monthly: $20,000 Checked Verified Value wrong? History What does [s] mean? 5,000 USD Source and check Source help.onboard.xyz Wording at the source Spending limits: - Daily: $5,000 - Monthly: $20,000 Checked Verified Value wrong? No earlier versions What does [s] mean?
Spending per month 20,000 USD Source and check Source help.onboard.xyz Wording at the source Spending limits: - Daily: $5,000 - Monthly: $20,000 Checked Verified Value wrong? History What does [s] mean? 20,000 USD Source and check Source help.onboard.xyz Wording at the source Spending limits: - Daily: $5,000 - Monthly: $20,000 Checked Verified Value wrong? No earlier versions What does [s] mean?
Review timeusually within seconds; manual review can take longerphoto-ID upgrade takes less than 5 minutes
Source Source and check Source help.onboard.xyz Wording at the source Steps: - Enter your phone number and verify via OTP (SMS or WhatsApp) - Enter your address - Select your ID type - you'll be redirected to our verification provider - Submit a photo of your document... Checked Verified Value wrong? History What does [s] mean? Source and check Source help.onboard.xyz Wording at the source - Photo ID verification — if your initial verification wasn't completed with a photo ID (like a passport, driver's license or National ID card), you'll be prompted to upgrade. This takes less than 5 m... Checked Verified Value wrong? No earlier versions What does [s] mean?

ID document: ID document, often with a selfie or video ident

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • High volumeFor high volumes, Onboard may request additional documents such as proof of source of funds. Source and check Source onboard.xyz Wording at the source Users may be required to submit additional documentation based on transaction volume, geographic location, or compliance risk factors. Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, Onboard may request additional documents such as proof of source of funds. Source and check Source onboard.xyz Wording at the source Users may be required to submit additional documentation based on transaction volume, geographic location, or compliance risk factors. Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement Users must be located in a jurisdiction where the services are permitted; access is restricted in OFAC-sanctioned or otherwise prohibited jurisdictions. Source and check Source onboard.xyz Wording at the source - Are located in a jurisdiction where our services are permitted. Access to services is restricted for users located in OFAC-sanctioned or otherwise prohibited jurisdictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON, DOGE, ADA, LTC Source and check Source help.onboard.xyz Wording at the source The Trading Wallet currently supports the following tokens: Stablecoins: USDT, USDC, DAI Major tokens: BTC, ETH, SOL, XRP, BNB, ADA, AVAX, DOT, LINK, LTC, BCH, XLM, NEAR, HBAR, TON, TRX, XTZ, POL, A... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
+ 54 more BTCETHUSDTUSDCSOLBNBXRPTRXTONDOGEADALTCPOLAVAXDAILINKBCHDOTARBOPXLMSHIBNEARAPTUNIAAVEWLDSAPEHBARXTZSTRKSEICELOTIASCRKAIACOREEIGENRENDERRUNECAKEENAHYPEJUPMASKCARVUXLINKVIRTUALGRASSPEPEWIFBONKPOPCATBRETTFLOKIMOGGOATCHILLGUYMEWDEGENBOMESUNDOGNOTSANDTRUMP
Number of supported assets unknown
Top-up networks Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism Source and check Source help.onboard.xyz Wording at the source The following networks are supported for depositing stablecoins into your Cash Balance and for funding your cards: USDT: Arbitrum One, BNB Smart Chain (BSC), Ethereum, Optimism, Polygon, Solana, Tron... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order not applicable Source and check Source help.onboard.xyz Wording at the source - USD-denominated — your card balance is held in USD - Cards must be funded before spending Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source help.onboard.xyz Wording at the source From a bank account (local currency): 1. Go to Cards → tap Fund on your card 2. Select your local currency (NGN, IDR, or KES) 3. Enter the amount you want to add 4. Send money to the bank details sho... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What Onboard offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager Nestcoin Holding Limited Source and check Source onboard.xyz Wording at the source USD accounts, virtual cards, and associated services accessed through the Onboard platform are facilitated by licensed third-party financial institutions. Nestcoin Holding Limited coordinates user acc... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels chat, email Source and check Source help.onboard.xyz Wording at the source Reach out to us via in-app chat or reply to any of our emails. We're here to help. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?

Transparency

Transparency 67 %

0 of 9 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

61.2 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    75/100
    18.8 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    79/100
    11.8 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    87/100
    8.7 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 67
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Onboard Card and Onboard, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • New logo.

  • Changes to limits.

  • Score changed from 54.95 to 61.2.

  • Score changed from 56.67 to 54.95.

  • Score changed from 55.67 to 56.67.

  • Changes to limits.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 51.67 to 55.67.

  • New logo.

  • Score changed from 51.8 to 51.67.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • New card image.

  • Changes to licences.

Apply for Onboard Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Onboard