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by Crypto.com

Crypto.com Visa Card (EU)

Requires KYC Private Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration: Crypto.com Visa Card (EU) Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on

The Crypto.com Visa Card (EU) is a prepaid Visa card for people with a residential address in Europe, issued by Foris MT Limited. It is available as a virtual and a physical card; ATM withdrawals and in-store (POS) payments need the physical card. Apple Pay and Google Pay are supported, and so is contactless payment.

How funding works: the card spends a EUR balance. Crypto (Crypto.com names BTC and ETH among the supported assets) is converted to EUR before it is loaded, and the card cannot hold crypto. You can also top up with a debit or credit card, which costs unknown. Money on the card cannot be moved back to the Cash Account. The minimum conversion amount is only shown in the app.

Tiers: there are five plans: Midnight, Ruby, Jade / Indigo, Icy / Rose and Obsidian. Midnight costs 0.00 EUR per month. Ruby costs 3.99 EUR per month or 39.90 EUR per year, and Jade / Indigo costs 24.99 EUR per month or 249.90 EUR per year. You can also unlock the tiers with a 12-month CRO stake instead. CRO rewards on spending go from 0 % on Midnight up to 4.5 % on the top tier. A paid subscription or a CRO lockup qualifies; you don't need both.

Costs to watch: for Midnight, the physical card costs 4.99 EUR and a replacement costs 45.01 EUR. ATM withdrawals above each tier's monthly free allowance cost a fee (Midnight: 200.00 EUR free per calendar month, then 2 % on the amount above it). After 12 months without activity, an inactivity fee of 6.00 EUR per month applies. Midnight pays a foreign transaction fee of up to 2 %, which is lower inside the EU & UK; Icy / Rose and Obsidian pay 0 %. Shipping fees may apply, but Crypto.com publishes no amount for them.

KYC: before your first top-up, you have to give extra information: expected annual transaction volume, annual income bracket and employment status. You can only order the physical card after that step.

Availability: delivery is possible to the EEA countries, Switzerland and the UK, with billing in EUR. Support is through live chat.

automatically created

Basicscryptocom-visa-card

Card form
prepaid Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source help.crypto.com Wording at the source Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source help.crypto.com Wording at the source Only GBP is available for UK cards and EUR for EU cards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.crypto.com Wording at the source - Expected annual transaction volume - Annual income bracket - Employment status/ occupation Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source help.crypto.com Wording at the source | EU | Y | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.crypto.com Wording at the source However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.crypto.com Wording at the source | Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Fees and variants

Attribute Illustration: Midnight Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Midnight 0.00 EUR /month Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Illustration: Ruby Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Ruby 3.99 EUR /month Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? or 39.90 EUR /year Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Illustration: Jade / Indigo Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Jade / Indigo 24.99 EUR /month Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? or 249.90 EUR /year Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Illustration: Icy / Rose Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Icy / Rose Illustration: Obsidian Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Obsidian
Card
Card types virtual, physical Source and check Source help.crypto.com Wording at the source Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source help.crypto.com Wording at the source However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown
Physical card issuance 4.99 EUR Source and check Source help.crypto.com Wording at the source - Midnight: €4.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 24.99 EUR Source and check Source help.crypto.com Wording at the source - Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown unknown unknown
Shipping not published Source and check Source help.crypto.com Wording at the source Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 0.00 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Standard: 3.99 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? paid monthly: 3.99 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Standard: 24.99 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? paid monthly: 24.99 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown unknown
Annual fee unknown Standard: 39.90 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? paid annually: 39.90 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Standard: 249.90 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? paid annually: 249.90 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | €3.99/month or €39.90 yearly (16% off) or €450 12-month CRO staking | €24.99/month or €249.90 yearly (16% off) or €4,500 12-month CRO staking | €45,000 12-month CR... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown unknown
Top-up fee
  • top-up via card: 1 % Source and check Source help.crypto.com Wording at the source - Debit / Credit card top-up: 1% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.90 EUR ↳ Topping up 898.47 EUR: 8.98 EUR
Crypto deposit fee
  • top-up via crypto: free Source and check Source help.crypto.com Wording at the source # Fees ## Deposit Crypto Crypto Into Crypto Wallet - 0.00% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ amount_100: 0.00 EUR
Crypto conversion fee not published Source and check Source crypto.com Wording at the source We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum conversion only in the app Source and check Source help.crypto.com Wording at the source **For minimum/maximum limits, please refer to App > Settings > Fees & Limits >BUY/SELL CRYPTO Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee 2 % Source and check Source help.crypto.com Wording at the source - Within the EU & UK : 0.2% - Outside the EU & UK : 2.0% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown unknown 0 % Source and check Source help.crypto.com Wording at the source - Other Card Tiers: No fee Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 0 % Source and check Source help.crypto.com Wording at the source - Other Card Tiers: No fee Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee 200.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR 400.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR 800.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR 800.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR 1,000.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 179.69 EUR at an ATM: 0.00 EUR
Merchant-specific fee not applicable Source and check Source help.crypto.com Wording at the source These merchants may estimate its final value and place a temporary hold on your Crypto.com Prepaid Card's funds for the amount indicated by the merchant. The available balance on your Crypto.com Prepa... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Transaction fee unknown
Cross-border fee unknown
Withdrawal fee unknown
Activation fee unknown
Minimum top-up unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee 6.00 EUR Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Minimum monthly spend unknown
Inactivity rule After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity. Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement 45.01 EUR Source and check Source help.crypto.com Wording at the source - Midnight - €45.01 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 45.01 EUR ↳ replacement_2: 45.01 EUR 50.00 EUR Source and check Source help.crypto.com Wording at the source - Other Card Tiers - €50 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 50.00 EUR ↳ replacement_2: 50.00 EUR 50.00 EUR Source and check Source help.crypto.com Wording at the source - Other Card Tiers - €50 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 50.00 EUR ↳ replacement_2: 50.00 EUR 50.00 EUR Source and check Source help.crypto.com Wording at the source - Other Card Tiers - €50 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 50.00 EUR ↳ replacement_2: 50.00 EUR 50.00 EUR Source and check Source help.crypto.com Wording at the source - Other Card Tiers - €50 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ replacement_1: 50.00 EUR ↳ replacement_2: 50.00 EUR
Plan waivers unknown Physical card issuance waived: Level Up Plus annual subscription, at least 6 consecutive monthly subscription months, or active Level Up lockup/stake Source and check Source help.crypto.com Wording at the source - Ruby: €24.99 for Level Up Plus plan monthly subscribers with less than 6 months of consecutive subscription. Free for Level Up Plus plan annual subscribers, monthly subscribers with at least 6 month... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown unknown unknown
Cashback & rewards
Cashback 0 % Source and check Source help.crypto.com Wording at the source | Level Up Plan | Spending Reward Rate | |---|---| | Basic (previously Midnight) | N/A | | Plus (previously Ruby) | 1.5% (Card rewards apply to your first USD 750 or equivalent local currency in quali... Checked Verified Value wrong? History What does [s] mean? in CRO 1.5 % Source and check Source help.crypto.com Wording at the source | Level Up Plan | Spending Reward Rate | |---|---| | Basic (previously Midnight) | N/A | | Plus (previously Ruby) | 1.5% (Card rewards apply to your first USD 750 or equivalent local currency in quali... Checked Verified Value wrong? History What does [s] mean? in CRO 2.5 % Source and check Source help.crypto.com Wording at the source | Level Up Plan | Spending Reward Rate | |---|---| | Basic (previously Midnight) | N/A | | Plus (previously Ruby) | 1.5% (Card rewards apply to your first USD 750 or equivalent local currency in quali... Checked Verified Value wrong? History What does [s] mean? in CRO 3.5 % Source and check Source help.crypto.com Wording at the source | Level Up Plan | Spending Reward Rate | |---|---| | Basic (previously Midnight) | N/A | | Plus (previously Ruby) | 1.5% (Card rewards apply to your first USD 750 or equivalent local currency in quali... Checked Verified Value wrong? History What does [s] mean? in CRO 4.5 % Source and check Source help.crypto.com Wording at the source | Level Up Plan | Spending Reward Rate | |---|---| | Basic (previously Midnight) | N/A | | Plus (previously Ruby) | 1.5% (Card rewards apply to your first USD 750 or equivalent local currency in quali... Checked Verified Value wrong? History What does [s] mean? in CRO
Limits
Top-up per 24 hours 25,000 EUR Source and check Source help.crypto.com Wording at the source | Aggregated top-up limit | Daily: €25,000 Monthly: €25,000 Yearly: €250,000 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Top-up per 24 hours (number) 12× Source and check Source help.crypto.com Wording at the source - Daily limit: 12 - Monthly limit: 140 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Top-up per 30 days 25,000 EUR Source and check Source help.crypto.com Wording at the source | Aggregated top-up limit | Daily: €25,000 Monthly: €25,000 Yearly: €250,000 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Top-up per 30 days (number) 140× Source and check Source help.crypto.com Wording at the source - Daily limit: 12 - Monthly limit: 140 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Spending per day 25,000 EUR Source and check Source help.crypto.com Wording at the source - Daily limit: €25,000 - Monthly limit: €25,000 - Yearly limit: €250,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Spending per month 25,000 EUR Source and check Source help.crypto.com Wording at the source - Daily limit: €25,000 - Monthly limit: €25,000 - Yearly limit: €250,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
Spending per year 250,000 EUR Source and check Source help.crypto.com Wording at the source - Daily limit: €25,000 - Monthly limit: €25,000 - Yearly limit: €250,000 Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per day 2,000 EUR Source and check Source help.crypto.com Wording at the source | ATM withdrawal limit | Daily: €2,000 Monthly: €10,000 Yearly: €75,000 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per day (number) 3× Source and check Source help.crypto.com Wording at the source | ATM withdrawal frequency | Daily: 3 Monthly: 30 Yearly: 360 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per month 10,000 EUR Source and check Source help.crypto.com Wording at the source | ATM withdrawal limit | Daily: €2,000 Monthly: €10,000 Yearly: €75,000 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per month (number) 30× Source and check Source help.crypto.com Wording at the source | ATM withdrawal frequency | Daily: 3 Monthly: 30 Yearly: 360 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per year 75,000 EUR Source and check Source help.crypto.com Wording at the source | ATM withdrawal limit | Daily: €2,000 Monthly: €10,000 Yearly: €75,000 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants
ATM per year (number) 360× Source and check Source help.crypto.com Wording at the source | ATM withdrawal frequency | Daily: 3 Monthly: 30 Yearly: 360 | Checked Verified Value wrong? No earlier versions What does [s] mean? all variants

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. Full verification

    additionally proof of the source of funds

    1. Additional KYC information (EU card) at Crypto.com

      Source and check Source help.crypto.com Wording at the source - Expected annual transaction volume - Annual income bracket - Employment status/ occupation Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: Source of funds

      Identity verification of the Crypto.com App itself is not described on the reachable pages (KYC collection behind a Cloudflare JS challenge).

The limits are listed per variant in the table variants and fees

KYC: Full verification KYC-free according to the provider (limits not published).

When is KYC needed?

  • Ordering a physical cardTo order a physical version, Crypto.com requires level 1 (proof of source of funds). Source and check Source help.crypto.com Wording at the source # If I have a virtual Midnight Blue card and need to top-up when requesting a physical card, what should I do? You will not be able to request a physical card immediately by tapping Request Physical... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by delivery country: Available in 31 countries and regions Source and check Source help.crypto.com Wording at the source - Austria - Belgium - Bulgaria - Croatia - Cyprus - Czech Republic - Denmark - Estonia - Finland - France - Germany - Greece - Hungary - Iceland - Ireland - Italy - Latvia - Lithuania - Luxembourg - M... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Residency requirement Residential address in Europe Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets BTC, ETH Source and check Source help.crypto.com Wording at the source You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Cronos Source and check Source help.crypto.com Wording at the source First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Spending order not applicable Source and check Source crypto.com Wording at the source Cardholders cannot load cryptocurrency onto their Crypto.com Prepaid Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Prepaid V... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up Yes Source and check Source help.crypto.com Wording at the source Please note that a 1% fee is applied when topping up with credit/debit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?

Bonuses and promotions

What Crypto.com offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Foris MT Limited Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Program manager not applicable Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels chat Source and check Source crypto.com Wording at the source You may also contact customer service at or through our live chat available on the Crypto.com App or Crypto.com Web. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Brand on record since 07/2018 Source and check Source web.archive.org Wording at the source archived capture: 2018-07-06 Checked Verified
Domain older than the brand (registered 05/1993) Source and check Source rdap.verisign.com Wording at the source registration: 1993-05-06 Checked Verified

Issuer

Foris MT Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Licensed Issues 1 card programme in our catalogue

Transparency

Transparency 49 %

1 of 18 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

  • Malta Financial Services Authority Source and check Source crypto.com Wording at the source Foris DAX MT Limited is a limited liability company incorporated in Malta with Company registration number C 88392 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. J... Checked Verified Value wrong? History What does [s] mean? CASP (MiCA) (MT)

Licence of the card issuer Foris MT

  • Malta Financial Services Authority Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Foris MT Limited is a lim... Checked Verified What does [s] mean? E-money licence (MT)

Apps and community

Ratings on platforms are not representative and sometimes manipulated; they never count as evidence for facts. Logos are trademarks of their owners and only identify the platform.

What users report

No community reports evaluated yet.

How the score is made up

48.15 of 100 · weak

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

The score uses the entry variant Midnight; sorting stays with it. With another variant: Ruby 49.18 · Jade / Indigo 40.98 · Icy / Rose 49.86 · Obsidian 50.23

Methodology and weights
  1. CostsWeight 25 %
    68/100
    17.1 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    0/100
    0.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    77/100
    11.5 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    20/100
    2.0 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    75/100
    7.5 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % 60
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 84
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 49
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    50/100
    5.0 of 10 points

    ratings and reports, damped, neutral with too little data

News

Recent news about Crypto.com from the press and the provider's own channels, rated automatically. · last 90 days: 2 positive, 2 neutral, 0 negative

  1. ChainCatcher Positive Launch
    Crypto.com and OG.com launched U.S. crypto...

    Assessment: Crypto.com and OG.com launched US crypto perpetual contracts; this concerns derivatives, not the card.

  2. Crypto Times Positive Launch
    Crypto.com Launches Regulated Crypto Perpetuals for US Traders

    Assessment: Crypto.com launched regulated crypto perpetuals for US traders; the item concerns derivatives and not the card.

  3. The Block Neutral Launch
    Crypto.com and OG.com launch US crypto perps with up to 5x leverage

    Assessment: Crypto.com and OG.com are launching leveraged perpetual contracts, which concern trading rather than card use.

  4. BlockchainReporter Neutral Review
    Crypto.com Visa Card Review 2026: Is It Worth It?

    Assessment: Review of the Crypto.com Visa card covering fees and cashback tiers; no change is announced.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Crypto.com Visa Card (EU) and Crypto.com, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 51.59 to 48.15.

  • Score changed from 51.66 to 52.75.

  • Changes to licences.

  • Score changed from 52.21 to 51.66.

  • Changes to licences.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 54.19 to 53.19.

  • Score changed from 54.11 to 54.19.

  • Changes to KYC levels and requirements.

  • Score changed from 50.11 to 54.11.

  • Changes to licences.

  • Changes to reward programmes.

  • Changes to KYC levels and requirements.

Apply for Crypto.com Visa Card (EU) directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.