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Comparison

Crypto.com Visa Card (EU) vs. e.PN Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Crypto.com Visa Card (EU)Crypto.com
  • Image source Source e.pn Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. e.PN Carde.PN

In short

  • e.PN Card ask for the least (ID document).
  • e.PN Card has the higher score (54.42).
Attribute Crypto.com Visa Card (EU)Crypto.com Requires KYC Private Virtual Physical e.PN Carde.PN Requires KYC Private & business Virtual
Score weak average
CostsWeight 25 % 68 not scored
KYC and privacyWeight 20 % 0 35
FeaturesWeight 15 % 77 75
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % 20 not scored
TrustWeight 10 % 75 87
CommunityWeight 10 % 50 not scored
KYC KYC: Full verification KYC: ID document
Limits (entry level)
  • Top-up per 24 hours: 25,000 EUR
  • Top-up per 24 hours (number): 12×
  • Top-up per 30 days: 25,000 EUR
+10 		no limits captured
Basics
Card form (differs)
prepaid Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs)
virtual, physical Source and check Source help.crypto.com Wording at the source Virtual cards can be used for top-ups and online spending while you wait for your physical card to arrive. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs)
Visa Source and check Source help.crypto.com Wording at the source # Crypto.com Prepaid Visa Card Fees and Limits (Europe – for users with a residential address in Europe) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Custody
custodial Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source e.pn Wording at the source There is no fee for withdrawing funds from a card to your Main Account. It takes up to 30 days for funds to be transferred from your card to your account balance. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source help.crypto.com Wording at the source Note: Please be aware that you cannot transfer money back to your Cash Account after you've topped your Crypto.com Prepaid Visa Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source e.pn Wording at the source A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs)
EUR Source and check Source help.crypto.com Wording at the source Only GBP is available for UK cards and EUR for EU cards. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
USD Source and check Source e.pn Wording at the source A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs)
personal Source and check Source help.crypto.com Wording at the source - Expected annual transaction volume - Annual income bracket - Employment status/ occupation Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal, business Source and check Source e.pn Wording at the source The cards work with 3DS, suitable for both work and personal use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
Foris MT Limited Source and check Source crypto.com Wording at the source The Cash Account is provided by Foris MT Limited. The Crypto.com Prepaid Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC, ETH Source and check Source help.crypto.com Wording at the source You can fund your Crypto.com Prepaid Visa Card with over 100 top cryptocurrencies. These include BTC and ETH. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Number of supported assets
unknown
unknown
Top-up networks (differs)
Cronos Source and check Source help.crypto.com Wording at the source First, connect your non-custodial wallet to your Token Wallet in the Crypto.com App via the Cronos or Cronos zkEVM Chain. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Fiat top-up (differs)
Yes Source and check Source help.crypto.com Wording at the source Please note that a 1% fee is applied when topping up with credit/debit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source help.crypto.com Wording at the source | EU | Y | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source e.pn Wording at the source Connect your card to Apple Pay and Google Pay, pay for Airbnb, Booking, car rentals and tickets without restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source help.crypto.com Wording at the source However, POS (point-of-sale) and ATM transactions are not supported with virtual cards; these transactions require a physical card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Contactless (differs)
Yes Source and check Source help.crypto.com Wording at the source | Europe | Same as card limits | €50 or as set by merchant | PIN/device verification may be required for contactless over €50 | App blocks/controls apply | Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Fees
Virtual card issuance
unknown
unknown
Physical card issuance (differs)
4.99 EUR Source and check Source help.crypto.com Wording at the source - Midnight: €4.99 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards
unknown
unknown
Shipping (differs)
not published Source and check Source help.crypto.com Wording at the source Shipping fees may apply to certain physical card requests. Please refer here for details on the fees and limits applicable to your card. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Monthly fee (differs)
0.00 EUR Source and check Source crypto.com Wording at the source | Subscription fee / Lockup | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Annual fee
unknown
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee (differs)
not published Source and check Source crypto.com Wording at the source We offer competitive exchange rates for both fiat and cryptocurrencies, with exact rates determined by your jurisdiction and card tier. You can find more details in the Crypto.com Card Holder Agreemen... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Foreign currency fee (differs)
2 % Source and check Source help.crypto.com Wording at the source - Within the EU & UK : 0.2% - Outside the EU & UK : 2.0% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
200.00 EUR free per calendar month, then 2 % on the amount above it Source and check Source help.crypto.com Wording at the source - ATM Withdrawal: 2% on amounts above the monthly free ATM limit Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee (differs)
6.00 EUR Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
After 12 months of no cardholder-initiated financial activity, a monthly inactivity fee is charged until activity resumes; activity stops the fee and resets the 12-month period. Declined and refunded transactions do not constitute financial activity. Source and check Source help.crypto.com Wording at the source - Inactivity: €5 per month of inactivity will be charged after 12 months of no cardholder-initiated financial activity on the card unless activity resumes. The fee will stop being charged and the 12 m... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Card replacement (differs)
45.01 EUR Source and check Source help.crypto.com Wording at the source - Midnight - €45.01 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Rewards
Cashback (differs)
0 % · in CRO
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

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