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Comparison

Bitstack Card vs. e.PN Card compared: fees, limits & KYC

  • Bitstack Card Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Bitstack CardBitstack
  • e.PN Card Image source Source e.pn Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. e.PN Carde.PN

In short

  • Bitstack Card has the higher score (56.01).
Attribute Illustration: Standard Bitstack CardBitstack Requires KYC Private Physical e.PN Card e.PN Carde.PN Requires KYC Private & business Virtual
Score average average
CostsWeight 25 % 91 not scored
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 72 75
AvailabilityWeight 10 % 0 not scored
RewardsWeight 10 % 27 not scored
TrustWeight 10 % 77 87
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
 no limits captured
Basics
Card form
debit Source and check Source help.bitstack-app.com Wording at the source La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs)
physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs)
Visa Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Custody
custodial Source and check Source bitstack-app.com Wording at the source providing custody and administration of crypto-assets on behalf of clients Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source e.pn Wording at the source There is no fee for withdrawing funds from a card to your Main Account. It takes up to 30 days for funds to be transferred from your card to your account balance. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitstack-app.com Wording at the source Euro account€1,000 available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source e.pn Wording at the source A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs)
EUR Source and check Source bitstack-app.com Wording at the source Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
USD Source and check Source e.pn Wording at the source A minimum deposit amount for the personal account replenishment is $50.00. When issuing a card, the minimum deposit amount is $1.00. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs)
personal Source and check Source help.bitstack-app.com Wording at the source - Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal, business Source and check Source e.pn Wording at the source The cards work with 3DS, suitable for both work and personal use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor
unknown
unknown
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC Source and check Source bitstack-app.com Wording at the source Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up
unknown
unknown
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source e.pn Wording at the source Connect your card to Apple Pay and Google Pay, pay for Airbnb, Booking, car rentals and tickets without restrictions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Contactless (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Fees
Virtual card issuance (differs)
not applicable Source and check Source help.bitstack-app.com Wording at the source A virtual card is a feature we plan to offer in the near future to complement the card experience. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs)
9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable Source and check Source e.pn Wording at the source One platform - many solutions. Issue a virtual Visa or Mastercard debit card online and use it to pay for advertising, services and subscriptions. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards
unknown
unknown
Shipping (differs)
not published Source and check Source help.bitstack-app.com Wording at the source The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
1 % Source and check Source help.bitstack-app.com Wording at the source | Standard | Jusqu'à 1 000 € par mois | ~1 % sur la partie dépassant l'allocation | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
FX free allowance (differs)
1,000.00 EUR Source and check Source help.bitstack-app.com Wording at the source | Fee-free international payments | Up to €1,000/month | Up to €3,000/month | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source help.bitstack-app.com Wording at the source Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
0.1–1.5 % Source and check Source help.bitstack-app.com Wording at the source With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

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