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Comparison

Bitstack Card vs. Plutus Card (EEA) compared

  • Image source Source bitstack-app.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Bitstack CardBitstack
  • Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plutus Card (EEA)Plutus

In short

  • Bitstack Card has the lowest monthly fee (0.00 EUR).
  • Bitstack Card has the lowest foreign currency fee (1 %).
  • Plutus Card (EEA) has the higher score (56.3).
Attribute Bitstack CardBitstack Requires KYC Private Physical Plutus Card (EEA)Plutus Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 91 72
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 72 70
AvailabilityWeight 10 % 0 22
RewardsWeight 10 % 27 80
TrustWeight 10 % 77 55
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per month: 5,000 EUR
  • ATM per week: 200 EUR
  • ATM per month: 1,000 EUR
  • Spending per day: 500,000 EUR
  • Spending per 30 days: 1,000,000 EUR
  • Single payment per transaction: 500,000 EUR
Basics
Card form
debit Source and check Source help.bitstack-app.com Wording at the source La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source plutus.it Wording at the source 10.4 The Plutus Card is a debit card that is linked to your Plutus Account that you access either through the App or our Website. Virtual cards are free of charge while physical cards are subject to a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs)
physical Source and check Source bitstack-app.com Wording at the source - Use it as a physical card or from your Apple Pay or Google Pay wallet. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source plutus.it Wording at the source 10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source plutus.it Wording at the source 2. POS Visa Transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source bitstack-app.com Wording at the source providing custody and administration of crypto-assets on behalf of clients Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source plutus.it Wording at the source 10.11 Your Plutus Current Account is not a traditional bank account. Instead, it is an electronic money account provided through Plutus and managed by our banking partner, an authorised Electronic Mon... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitstack-app.com Wording at the source Euro account€1,000 available Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source plutus.it Wording at the source 10.5 Top-ups. You will be able to top your Plutus Current Account via the Plutus Dashboard. With the money you have on your Plutus Card, you can make everyday card transactions and benefit from reward... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source bitstack-app.com Wording at the source Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
EUR Source and check Source plutus.it Wording at the source When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.bitstack-app.com Wording at the source - Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal Source and check Source plutus.it Wording at the source 4.1 You must be 18, act in your personal capacity and reside in a country where our platforms, services and reward programmes are supported to be eligible to use them. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
unknown
not published Source and check Source plutus.it Wording at the source Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs)
unknown
plan Source and check Source plutus.it Wording at the source The specific fees and limits depend on your account plan: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC Source and check Source bitstack-app.com Wording at the source Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs)
unknown
Yes Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs)
Apple Pay Google Pay Source and check Source bitstack-app.com Wording at the source Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Google Pay Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source help.bitstack-app.com Wording at the source You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
No Two sources, two values ShownNo plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source help.bitstack-app.com Wording at the source To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs)
not applicable Source and check Source help.bitstack-app.com Wording at the source A virtual card is a feature we plan to offer in the near future to complement the card experience. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance (differs)
9.99 EUR Source and check Source bitstack-app.com Wording at the source Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan) Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping
not published Source and check Source help.bitstack-app.com Wording at the source The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
not published Source and check Source plutus.it Wording at the source (e) Taxes, shipping costs, or other applicable charges which will be set out when you make a transaction using our Plutus Platforms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitstack-app.com Wording at the source Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Top-up fee (differs)
unknown
free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee (differs)
unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
1 % Source and check Source help.bitstack-app.com Wording at the source | Standard | Jusqu'à 1 000 € par mois | ~1 % sur la partie dépassant l'allocation | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance (differs)
1,000.00 EUR Source and check Source help.bitstack-app.com Wording at the source | Fee-free international payments | Up to €1,000/month | Up to €3,000/month | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR) Source and check Source help.bitstack-app.com Wording at the source Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Two sources, two values Shownnot applicable plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee (differs)
unknown
0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
unknown
The account enters sleep mode after 60 consecutive days without account activity. Source and check Source plutus.it Wording at the source 9.11 Account in sleep mode. You will be notified upon log-in that your account is in sleep mode if: (a) there is no activity in your account for a period of 60 consecutive days; Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement
unknown
unknown
Rewards
Cashback (differs)
0.1–1.5 % Source and check Source help.bitstack-app.com Wording at the source With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
3 % (holding from 1); 3 % (holding from 100); 3 % (holding from 200); 3 % (holding from 500); 3 % (holding from 1,000); 4 % (holding from 2,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 7 % (holding from 20,000); 8 % (holding from 30,000); 9 % (holding from 40,000) · as points (1 point = 1 EUR)
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

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