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Comparison

Bitsa Card vs. Plutus Card (EEA) compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitsa CardBitsa
  • Image source Source plutus.it Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plutus Card (EEA)Plutus

In short

  • Bitsa Card has the lowest monthly fee (unknown).
  • Plutus Card (EEA) ask for the least (ID document).
  • Bitsa Card has the higher score (62.5).
Attribute Bitsa CardBitsa Requires KYC Private Virtual Physical Plutus Card (EEA)Plutus Requires KYC Private Virtual Physical
Score average average
CostsWeight 25 % 92 72
KYC and privacyWeight 20 % 18 35
FeaturesWeight 15 % 100 70
AvailabilityWeight 10 % 22 22
RewardsWeight 10 % not scored 80
TrustWeight 10 % 88 55
CommunityWeight 10 % not scored not scored
KYC KYC: ID + proof of address KYC: ID document
Limits (entry level)
  • Top-up per day: 20,000 EUR
  • ATM per day: 450 EUR
  • Spending per day: 500,000 EUR
  • Spending per 30 days: 1,000,000 EUR
  • Single payment per transaction: 500,000 EUR
Basics
Card form (differs)
prepaid Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source plutus.it Wording at the source 10.4 The Plutus Card is a debit card that is linked to your Plutus Account that you access either through the App or our Website. Virtual cards are free of charge while physical cards are subject to a... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source bitsacard.com Wording at the source The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source plutus.it Wording at the source 10.3 All of our Services require you to open an account with us (see sections 9.1 - 9.2) and come with the provision to you of a Plutus debit card (Plutus Card). Your Plutus Card can be virtual or phy... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source plutus.it Wording at the source 2. POS Visa Transaction Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source soporte.bitsacard.com Wording at the source The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source plutus.it Wording at the source 10.11 Your Plutus Current Account is not a traditional bank account. Instead, it is an electronic money account provided through Plutus and managed by our banking partner, an authorised Electronic Mon... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitsacard.com Wording at the source Laden Sie Ihre Bitsa mit Bitcoin, Ethereum und anderen Kryptowährungen auf. Wandeln Sie sie sofort über eine einzige App in Euro um. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source plutus.it Wording at the source 10.5 Top-ups. You will be able to top your Plutus Current Account via the Plutus Dashboard. With the money you have on your Plutus Card, you can make everyday card transactions and benefit from reward... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source bitsacard.com Wording at the source The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
EUR Source and check Source plutus.it Wording at the source When using a EURO-denominated card to make a payment in EURO, the transaction will be free of any additional charges (considered as a domestic transaction). Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal Source and check Source plutus.it Wording at the source 4.1 You must be 18, act in your personal capacity and reside in a country where our platforms, services and reward programmes are supported to be eligible to use them. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
Pecunia Cards E.D.E. S.L. Source and check Source soporte.bitsacard.com Wording at the source The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not published Source and check Source plutus.it Wording at the source Who is the new banking partner? To avoid any impact on service integration from malicious groups removed from the platform for misuse, the new banking partner will only be revealed once the related f... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on
plan Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year ### Cards Virtual Card 1 2 4 Physical Card 1 2 4 Independent Balance Maximum Balance 2.500€... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
plan Source and check Source plutus.it Wording at the source The specific fees and limits depend on your account plan: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
unknown
Availability
Available in (differs)
Available in 29 countries and regions Source and check Source soporte.bitsacard.com Wording at the source Spain, Austria, Belgium, Bulgaria, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malt... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Crypto
Supported assets (differs)
BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB Source and check Source bitsacard.com Wording at the source Ripple XRP Bitcoin BTC Ethereum ETH Litecoin LTC Tron TRX Dai DAI Cardano ADA Solana SOL Basic Attention Token BAT Dogecoin DOGE Polkadot DOT Avalanche AVAX Shiba Inu SHIB Polygon MATIC... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up
Yes Source and check Source bitsacard.com Wording at the source We offer various methods for topping up your BITSA® card. You can choose from: 1. Debit or credit card. 2. Crypto assets 3. Bank transfer 4. Voucher Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs)
Apple Pay Google Pay Source and check Source bitsacard.com Wording at the source Users can top up with Bitcoin, Ethereum, and other supported cryptoassets, as well as with a bank transfer, payment card, wallet, or Bitsa Voucher. Each account includes a European IBAN for incoming t... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Google Pay Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source bitsacard.com Wording at the source ATM You can withdraw cash from any ATM using your BITSA® card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
No Two sources, two values ShownNo plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source bitsacard.com Wording at the source Bitsa Secure Cashout Contactless IBAN Top up with crypto or however you want Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source plutus.it Wording at the source For in-person transactions, you can add your virtual card to compatible digital wallet platforms like Google Pay to make mobile payments wherever NFC (Near Field Communication) payments are accepted. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs)
2.50 EUR Source and check Source bitsacard.com Wording at the source Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
0.00 EUR Source and check Source plutus.it Wording at the source 1.4 Virtual Card Order Fee Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance (differs)
20.00 EUR Source and check Source bitsacard.com Wording at the source Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping (differs)
unknown
not published Source and check Source plutus.it Wording at the source (e) Taxes, shipping costs, or other applicable charges which will be set out when you make a transaction using our Plutus Platforms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
6.99 EUR/month or 69.99 EUR/year Source and check Source plutus.it Wording at the source Starter - £/€6.99 monthly \| £/€ 69.99 annually Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
Top-up fee (differs)
unknown
free Source and check Source plutus.it Wording at the source 1.1 Fiat Deposit Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee (differs)
unknown
not applicable Source and check Source plutus.it Wording at the source 10.8 Restrictions on inbound payments. Your Plutus Current Account will only accept: (a) inbound payments, from bank accounts that are in your personal name meaning that the sender account name must... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
unknown
2.5 % Source and check Source plutus.it Wording at the source 2.2 Point of Sale transaction (Non Domestic)* Starter Everyday Premium 2.5% 2.5% 2.5% Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
unknown
not applicable Two sources, two values Shownnot applicable plutus.itchecked 28 Oct 2026 10.10 Outbound payments. You can use your Plutus Card for purchases made in accordance with your Subscription Plan. ATM withdrawals and outbound bank transfers from your Plutus Current Account are not... Differingvalue not recorded plutus.itfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee (differs)
unknown
0.00 EUR Source and check Source plutus.it Wording at the source 2.3 Point of Sale Decline Starter Everyday Premium Free Free Free Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule (differs)
unknown
The account enters sleep mode after 60 consecutive days without account activity. Source and check Source plutus.it Wording at the source 9.11 Account in sleep mode. You will be notified upon log-in that your account is in sleep mode if: (a) there is no activity in your account for a period of 60 consecutive days; Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement
unknown
unknown
Rewards
Cashback (differs)
15 % (Move or Pro) · in EUR
3 % (holding from 1); 3 % (holding from 100); 3 % (holding from 200); 3 % (holding from 500); 3 % (holding from 1,000); 4 % (holding from 2,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 7 % (holding from 20,000); 8 % (holding from 30,000); 9 % (holding from 40,000) · as points (1 point = 1 EUR)
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

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