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Comparison

Bitsa Card vs. SpectroCoin Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitsa CardBitsa
  • Image source Source spectrocoin.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. SpectroCoin CardSpectroCoin

In short

  • Bitsa Card has the lowest monthly fee (unknown).
  • SpectroCoin Card ask for the least (ID document).
  • SpectroCoin Card has the higher score (67.78).
Attribute Bitsa CardBitsa SpectroCoin CardSpectroCoin
Score average good
CostsWeight 25 % 92 97
KYC and privacyWeight 20 % 18 35
FeaturesWeight 15 % 100 100
AvailabilityWeight 10 % 22 39
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 88 75
CommunityWeight 10 % not scored not scored
KYC KYC: ID + proof of address KYC: ID document
Limits (entry level)
  • Top-up per day: 20,000 EUR
  • ATM per day: 450 EUR
  • Spending per day: 25,000 EUR
  • ATM per day: 2,500 EUR
Basics
Card form (differs)
prepaid Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
debit Source and check Source spectrocoin.com Wording at the source Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source bitsacard.com Wording at the source The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical Source and check Source spectrocoin.com Wording at the source | Physical Card Price | Physical Card Price | Physical Card Price | €5 | | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Visa Source and check Source spectrocoin.com Wording at the source Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
custodial Source and check Source soporte.bitsacard.com Wording at the source The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
custodial Source and check Source spectrocoin.com Wording at the source You confirm that you know, understand and agree that if the particular Virtual Currency is accessed through several different blockchain technologies or networks, we, regardless of the blockchain tech... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source bitsacard.com Wording at the source Laden Sie Ihre Bitsa mit Bitcoin, Ethereum und anderen Kryptowährungen auf. Wandeln Sie sie sofort über eine einzige App in Euro um. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
fiat balance Source and check Source spectrocoin.com Wording at the source The debit card is denominated in EUR. You can load the card with the EUR that is received in exchange for a virtual currency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
EUR Source and check Source bitsacard.com Wording at the source The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
EUR Source and check Source spectrocoin.com Wording at the source The debit card is denominated in EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs)
personal Source and check Source bitsacard.com Wording at the source Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
personal, business Source and check Source spectrocoin.com Wording at the source A warning about changes to the Agreement must be provided in writing, by e-mail, via the Platform or in another way of our choice at least 1) 60 (sixty) days before the date of entry into force of the... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Issuer / BIN sponsor (differs)
Pecunia Cards E.D.E. S.L. Source and check Source soporte.bitsacard.com Wording at the source The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
UAB Pervesk Source and check Source spectrocoin.com Wording at the source Your Card is issued and operated by SpectroCoin partner company UAB "Pervesk", legal entity code 304186270, registered address: Gedimino av. 5-3, LT-01103 Vilnius, Lithuania Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on (differs)
plan Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year ### Cards Virtual Card 1 2 4 Physical Card 1 2 4 Independent Balance Maximum Balance 2.500€... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
unknown
Cards per account
unknown
unknown
Availability
Available in (differs)
Available in 29 countries and regions Source and check Source soporte.bitsacard.com Wording at the source Spain, Austria, Belgium, Bulgaria, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malt... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Available in 30 countries and regions Source and check Source spectrocoin.com Wording at the source Currently, SpectroCoin debit cards can be issued and delivered to citizens and residents of the European Economic Area (EEA), which includes: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, C... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto
Supported assets (differs)
BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB Source and check Source bitsacard.com Wording at the source Ripple XRP Bitcoin BTC Ethereum ETH Litecoin LTC Tron TRX Dai DAI Cardano ADA Solana SOL Basic Attention Token BAT Dogecoin DOGE Polkadot DOT Avalanche AVAX Shiba Inu SHIB Polygon MATIC... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, AVAX Source and check Source spectrocoin.com Wording at the source # Supported cryptocurrencies Bitcoin wallet Ethereum wallet NEM wallet Banker wallet Banker wallet Dash wallet Litecoin wallet Tether wallet TrueUSD wallet USDC wallet PAX Dollar wallet Ri... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
+ 42 more BTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCAVAXDAIEURCLINKBCHDOTXLMSHIBNEARAPTATOMUNIAAVEBUSDCELODASHMASKSANDUSDPWBTCXTZXEMTUSDMKRCOMPZRXBATSUSHIALGOMANAUMAHOTCHZGRTSNXENJFILVETZILONTEOSNEO1INCH
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
not applicable Source and check Source spectrocoin.com Wording at the source Although you cannot directly load the card with your crypto assets, you can use our platform to exchange your crypto to euro, load your card and spend as you wish. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up
Yes Source and check Source bitsacard.com Wording at the source We offer various methods for topping up your BITSA® card. You can choose from: 1. Debit or credit card. 2. Crypto assets 3. Bank transfer 4. Voucher Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source spectrocoin.com Wording at the source SpectroCoin debit cards are denominated in EURO and can be loaded using the cardholders' SpectroCoin wallet. To top the card up, you can use the euros that you receive when you exchange your virtual c... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs)
Apple Pay Google Pay Source and check Source bitsacard.com Wording at the source Users can top up with Bitcoin, Ethereum, and other supported cryptoassets, as well as with a bank transfer, payment card, wallet, or Bitsa Voucher. Each account includes a European IBAN for incoming t... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Apple Pay Google Pay Samsung Pay Source and check Source spectrocoin.com Wording at the source You can also attach the Card to your e-wallet ("Samsung Pay", "Google Pay" or "Apple Pay" or another system that is installed on your mobile device) if there is a technical possibility to link the Car... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source bitsacard.com Wording at the source ATM You can withdraw cash from any ATM using your BITSA® card. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source spectrocoin.com Wording at the source Withdraw cash at more than 30+ million ATMs around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source bitsacard.com Wording at the source Bitsa Secure Cashout Contactless IBAN Top up with crypto or however you want Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Yes Source and check Source spectrocoin.com Wording at the source in case of contactless payment, you tap the Card over a card reader and perform actions specified in the electronic card reader. If contactless payment limit is exceeded, additional confirmation of tr... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs)
2.50 EUR Source and check Source bitsacard.com Wording at the source Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
1.00 EUR Source and check Source spectrocoin.com Wording at the source | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance (differs)
20.00 EUR Source and check Source bitsacard.com Wording at the source Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
5.00 EUR Source and check Source spectrocoin.com Wording at the source | Physical Card Price | Physical Card Price | Physical Card Price | €5 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards
unknown
unknown
Shipping (differs)
unknown
0.00 EUR – 60.00 EUR Source and check Source spectrocoin.com Wording at the source | Physical card shipping by mail | Physical card shipping by mail | Physical card shipping by mail | Free | | Physical card shipping by registered mail | Physical card shipping by registered mail | Ph... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
1.00 EUR Source and check Source spectrocoin.com Wording at the source | Monthly Service Charge Fee | Monthly Service Charge Fee | Monthly Service Charge Fee | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs)
0.00 EUR/month or 0.00 EUR/year Source and check Source bitsacard.com Wording at the source ### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
unknown
Top-up fee (differs)
unknown
free Source and check Source spectrocoin.com Wording at the source | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
unknown
0 % Two sources, two values Shown0 % spectrocoin.comchecked 29 Oct 2026 | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Free | Differingvalue not recorded spectrocoin.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement (differs)
unknown
15.00 EUR Source and check Source spectrocoin.com Wording at the source | Card replacement | Card replacement | Card replacement | €15 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Rewards
Cashback (differs)
15 % (Move or Pro) · in EUR
unknown
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

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