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Comparison

PintoPay Card vs. SpectroCoin Card compared

In short

  • PintoPay Card ask for the least (No ID).
  • SpectroCoin Card has the higher score (63.71).
Attribute PintoPay Card PintoPay CardPintoPay No KYC Private Virtual Physical SpectroCoin Card SpectroCoin CardSpectroCoin Requires KYC Private & business Virtual Physical
Score average average
CostsWeight 25 % 7 81
KYC and privacyWeight 20 % 70 35
FeaturesWeight 15 % 100 100
AvailabilityWeight 10 % 100 39
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 80 75
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: ID document
Limits (entry level)
  • Single payment per transaction: only in the app
  • Spending per day: 25,000 EUR
  • ATM per day: 2,500 EUR
Basics
Card form debit Source and check Source pintopay.me Wording at the source Spend your crypto anywhere in the world with our debit cards accepted in millions of merchants. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? debit Source and check Source spectrocoin.com Wording at the source Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types virtual, physical Source and check Source pintopay.me Wording at the source Virtual and Physical Cards Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual, physical Source and check Source spectrocoin.com Wording at the source | Physical Card Price | Physical Card Price | Physical Card Price | €5 | | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network (differs) unknown Visa Source and check Source spectrocoin.com Wording at the source Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody custodial Source and check Source pintopay.me Wording at the source D.2.1. The Custodian Wallet provides the User with interface-based access to digital assets that: (a) are held and serviced by third-party custodial providers; (b) are made available to the User throu... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? custodial Source and check Source spectrocoin.com Wording at the source You confirm that you know, understand and agree that if the particular Virtual Currency is accessed through several different blockchain technologies or networks, we, regardless of the blockchain tech... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model fiat balance Source and check Source pintopay.me Wording at the source You can fund your card using crypto, which is instantly converted to fiat for seamless transactions Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Source and check Source spectrocoin.com Wording at the source The debit card is denominated in EUR. You can load the card with the EUR that is received in exchange for a virtual currency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies (differs) unknown EUR Source and check Source spectrocoin.com Wording at the source The debit card is denominated in EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs) personal Source and check Source pintopay.me Wording at the source 5.3. Subject to your ongoing compliance with these Terms, the Group grants you a limited, non-transferable and non-exclusive licence to use the Application to the extent owned by or licensed through t... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal, business Source and check Source spectrocoin.com Wording at the source A warning about changes to the Agreement must be provided in writing, by e-mail, via the Platform or in another way of our choice at least 1) 60 (sixty) days before the date of entry into force of the... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Issuer / BIN sponsor (differs) unknown UAB Pervesk Source and check Source spectrocoin.com Wording at the source Your Card is issued and operated by SpectroCoin partner company UAB "Pervesk", legal entity code 304186270, registered address: Gedimino av. 5-3, LT-01103 Vilnius, Lithuania Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on unknown unknown
Cards per account unknown unknown
Availability
Available in (differs) unknown Available in 30 countries and regions Source and check Source spectrocoin.com Wording at the source Currently, SpectroCoin debit cards can be issued and delivered to citizens and residents of the European Economic Area (EEA), which includes: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, C... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto
Supported assets (differs) not published Source and check Source pintopay.me Wording at the source D.2.4. The availability of digital assets, applicable limits, fees, technical parameters, and transaction conditions via the Custodian Wallet may be determined by the relevant third parties and the ap... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, AVAX Source and check Source spectrocoin.com Wording at the source # Supported cryptocurrencies Bitcoin wallet Ethereum wallet NEM wallet Banker wallet Banker wallet Dash wallet Litecoin wallet Tether wallet TrueUSD wallet USDC wallet PAX Dollar wallet Ri... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
+ 42 more BTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCAVAXDAIEURCLINKBCHDOTXLMSHIBNEARAPTATOMUNIAAVEBUSDCELODASHMASKSANDUSDPWBTCXTZXEMTUSDMKRCOMPZRXBATSUSHIALGOMANAUMAHOTCHZGRTSNXENJFILVETZILONTEOSNEO1INCH
Number of supported assets unknown unknown
Top-up networks (differs) unknown not applicable Source and check Source spectrocoin.com Wording at the source Although you cannot directly load the card with your crypto assets, you can use our platform to exchange your crypto to euro, load your card and spend as you wish. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up (differs) unknown Yes Source and check Source spectrocoin.com Wording at the source SpectroCoin debit cards are denominated in EURO and can be loaded using the cardholders' SpectroCoin wallet. To top the card up, you can use the euros that you receive when you exchange your virtual c... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets (differs) Apple Pay Google Pay Source and check Source pintopay.me Wording at the source Add to Apple Pay or Google Pay and pay with USDT worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? Apple Pay Google Pay Samsung Pay Source and check Source spectrocoin.com Wording at the source You can also attach the Card to your e-wallet ("Samsung Pay", "Google Pay" or "Apple Pay" or another system that is installed on your mobile device) if there is a technical possibility to link the Car... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals Yes Source and check Source pintopay.me Wording at the source One card. Two minutes to issue. Works anywhere — Apple Pay, ATMs, online, and offline Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Yes Source and check Source spectrocoin.com Wording at the source Withdraw cash at more than 30+ million ATMs around the world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source spectrocoin.com Wording at the source in case of contactless payment, you tap the Card over a card reader and perform actions specified in the electronic card reader. If contactless payment limit is exceeded, additional confirmation of tr... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs) only in the app Source and check Source pintopay.me Wording at the source B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 1.00 EUR Source and check Source spectrocoin.com Wording at the source | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance (differs) only in the app Source and check Source pintopay.me Wording at the source B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 5.00 EUR Source and check Source spectrocoin.com Wording at the source | Physical Card Price | Physical Card Price | Physical Card Price | €5 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards unknown unknown
Shipping (differs) unknown 0.00 EUR – 60.00 EUR Source and check Source spectrocoin.com Wording at the source | Physical card shipping by mail | Physical card shipping by mail | Physical card shipping by mail | Free | | Physical card shipping by registered mail | Physical card shipping by registered mail | Ph... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs) only in the app Source and check Source pintopay.me Wording at the source B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 1.00 EUR Source and check Source spectrocoin.com Wording at the source | Monthly Service Charge Fee | Monthly Service Charge Fee | Monthly Service Charge Fee | €1 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs) only in the app Source and check Source pintopay.me Wording at the source B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Top-up fee (differs) unknown free Source and check Source spectrocoin.com Wording at the source | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) unknown not published Source and check Source spectrocoin.com Wording at the source The actual Buy & Sell Rates of the currency applicable on the Site will not necessarily be and do not have to be equal to the Market Rates. The Buy & Sale Rate is constantly changing, so you w... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Foreign currency fee (differs) only in the app Source and check Source pintopay.me Wording at the source B.5.2. All fees, conversion rates, limits, and other transaction parameters are communicated to you through the Access Interfaces or in a Confirmation and are binding for the relevant transaction. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 0 % Two sources, two values Shown0 % spectrocoin.comchecked 29 Oct 2026 | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Free | Differingvalue not recorded spectrocoin.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) only in the app Source and check Source pintopay.me Wording at the source B.6.1. Fees for issuance, maintenance, and use of the Card, as well as applicable limits, are published through the Access Interfaces and form an integral part of these Terms. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Transaction fee unknown unknown
Cross-border fee unknown unknown
Withdrawal fee unknown unknown
Activation fee unknown unknown
Minimum top-up unknown unknown
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee unknown unknown
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement (differs) unknown 15.00 EUR Source and check Source spectrocoin.com Wording at the source | Card replacement | Card replacement | Card replacement | €15 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Rewards
Cashback unknown unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

Early warning

Watch both cards

One mail when something changes at PintoPay Card · SpectroCoin Card: promotions and bonuses as well as warnings and incidents.

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