Basicsspectrocoin-card
- Card form
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debit
Source and check
Source
spectrocoin.com
Wording at the source
Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card types
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virtual, physical
Source and check
Source
spectrocoin.com
Wording at the source
| Physical Card Price | Physical Card Price | Physical Card Price | €5 | | Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 |
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card network
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Visa
Source and check
Source
spectrocoin.com
Wording at the source
Take your everyday payments to the next level. Exchange cryptocurrencies and spend with your Visa debit card in millions of shops around the world.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Custody
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custodial
Source and check
Source
spectrocoin.com
Wording at the source
You confirm that you know, understand and agree that if the particular Virtual Currency is accessed through several different blockchain technologies or networks, we, regardless of the blockchain tech...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Funding model
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fiat balance
Source and check
Source
spectrocoin.com
Wording at the source
The debit card is denominated in EUR. You can load the card with the EUR that is received in exchange for a virtual currency.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card currencies
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EUR
Source and check
Source
spectrocoin.com
Wording at the source
The debit card is denominated in EUR.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Usage
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personal, business
Source and check
Source
spectrocoin.com
Wording at the source
A warning about changes to the Agreement must be provided in writing, by e-mail, via the Platform or in another way of our choice at least 1) 60 (sixty) days before the date of entry into force of the...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? - Mobile wallets
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Apple Pay
Google Pay
Samsung Pay
Source and check
Source
spectrocoin.com
Wording at the source
You can also attach the Card to your e-wallet ("Samsung Pay", "Google Pay" or "Apple Pay" or another system that is installed on your mobile device) if there is a technical possibility to link the Car...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - ATM withdrawals
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Yes
Source and check
Source
spectrocoin.com
Wording at the source
Withdraw cash at more than 30+ million ATMs around the world.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Contactless
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Yes
Source and check
Source
spectrocoin.com
Wording at the source
in case of contactless payment, you tap the Card over a card reader and perform actions specified in the electronic card reader. If contactless payment limit is exceeded, additional confirmation of tr...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees and cashback
| Attribute | Value |
|---|---|
| Fees | |
| Virtual card issuance |
1.00 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Virtual Card Price | Virtual Card Price | Virtual Card Price | €1 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance |
5.00 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Physical Card Price | Physical Card Price | Physical Card Price | €5 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Shipping |
0.00 EUR – 60.00 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Physical card shipping by mail | Physical card shipping by mail | Physical card shipping by mail | Free | | Physical card shipping by registered mail | Physical card shipping by registered mail | Ph...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
1.00 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Monthly Service Charge Fee | Monthly Service Charge Fee | Monthly Service Charge Fee | €1 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | unknown |
| Top-up fee |
free
Source and check
Source
spectrocoin.com
Wording at the source
| Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Card Load/Unload via SpectroCoin Wallet | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Topping up 89.85 EUR: 0.00 EUR ↳ Topping up 898.47 EUR: 0.00 EUR |
| Crypto deposit fee | unknown |
| Crypto conversion fee | unknown |
| Minimum conversion | unknown |
| Foreign currency fee |
0 %
sources disagree
Two official sources state different values. Until it is resolved we show the proven value.
Value shown
0 %
Source
spectrocoin.com
Wording at the source
| Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Currency Exchange Fee, not EUR | Free |Checked Verified Contradicting source spectrocoin.com fetched 29 Oct 2026 States a different value; we check it and change nothing until it is resolved. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum FX fee | unknown |
| ATM fee | unknown |
| Merchant-specific fee | unknown |
| Declined payment fee | unknown |
| Refund fee | unknown |
| Inactivity fee | unknown |
| Minimum monthly spend | unknown |
| Inactivity rule | unknown |
| Card replacement |
15.00 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Card replacement | Card replacement | Card replacement | €15 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ replacement_1: 15.00 EUR ↳ replacement_2: 15.00 EUR |
| Plan waivers | unknown |
| Cashback & rewards | |
| Cashback | unknown |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
KYC and limits
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ID document
ID document, often with a selfie or video ident
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Fully verified account at SpectroCoin
from age 18 · review time usually up to a few hours
Source and check Source spectrocoin.com Wording at the source
You must be at least 18 years old to open the Account and issue the Card for you. Please note that you can only apply for the Services if you are a client of SpectroCoin and have successfully complete...
Checked Verified Value wrong? History What does [s] mean?Requires: E-mail, Phone number, ID document, Selfie / liveness, Tax ID
In some cases: Address (conditional: Exact delivery address required when ordering a physical card.)
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| Limits | Value |
|---|---|
| Spending per day |
25,000 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Daily POS / Online transactions limit | Daily POS / Online transactions limit | Daily POS / Online transactions limit | €25,000 |Checked Verified Value wrong? No earlier versions What does [s] mean? |
| ATM per day |
2,500 EUR
Source and check
Source
spectrocoin.com
Wording at the source
| Daily ATM Withdrawal limit | Daily ATM Withdrawal limit | Daily ATM Withdrawal limit | €2,500 |Checked Verified Value wrong? No earlier versions What does [s] mean? |
KYC: ID document SpectroCoin states that it does not offer a KYC-free card.
When is KYC needed?
- Ordering a physical cardTo order a physical card, SpectroCoin requires level 1 (e-mail address, phone number, ID document, selfie, tax ID).
Source and check
Source
spectrocoin.com
Wording at the source
To order a SpectroCoin Card, you need to have a complete account and phone number verification. Additionally, you should provide your TIN. If you are ordering a plastic card, you will need to provide...
Checked Verified Value wrong? History What does [s] mean? - Change of name or addressWhen you change your name or address, SpectroCoin may request additional documents such as proof of source of funds.
Source and check
Source
spectrocoin.com
Wording at the source
In the event of a change in any data that you provided during the last "Know Your Customer" procedure, including first name, surname, name, address of residence or registration, mobile phone number, o...
Checked Verified Value wrong? History What does [s] mean? - Risk reviewAfter a risk review at its own discretion, SpectroCoin may request additional documents such as proof of source of funds.
Source and check
Source
spectrocoin.com
Wording at the source
You undertake at any time, at your own expense and within the time limit, form and language specified by us, to update and (or) provide additional information and documents about your own and Benefici...
Checked Verified Value wrong? History What does [s] mean?
Availability
| Attribute | Value |
|---|---|
| Available in |
|
| Residency requirement |
Cards are issued and delivered only to citizens and permanent residents of the European Economic Area; the official country list also names the United Kingdom.
Source and check
Source
spectrocoin.com
Wording at the source
Although the SpectroCoin debit card itself can be used worldwide wherever Visa is accepted, currently our cards can only be issued and delivered to citizens and permanent residents of the European Eco...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Key countries
- Germany available
- Austria available
- Switzerland not available
- United States not available
- United Kingdom available
- France available
- Spain available
- Italy available
- Netherlands available
- Türkiye not available
- Brazil not available
- Nigeria not available
- India not available
- United Arab Emirates not available
- Singapore not available
✓ available · ✗ not available · ? not known from the sources
Point at or tap a country.
Crypto
| Attribute | Value |
|---|---|
| Supported assets |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, DOGE, ADA, LTC, AVAX
Source and check
Source
spectrocoin.com
Wording at the source
# Supported cryptocurrencies Bitcoin wallet Ethereum wallet NEM wallet Banker wallet Banker wallet Dash wallet Litecoin wallet Tether wallet TrueUSD wallet USDC wallet PAX Dollar wallet Ri...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 42 moreBTCETHUSDTUSDCSOLBNBXRPTRXDOGEADALTCAVAXDAIEURCLINKBCHDOTXLMSHIBNEARAPTATOMUNIAAVEBUSDCELODASHMASKSANDUSDPWBTCXTZXEMTUSDMKRCOMPZRXBATSUSHIALGOMANAUMAHOTCHZGRTSNXENJFILVETZILONTEOSNEO1INCH |
| Number of supported assets | unknown |
| Top-up networks |
not applicable
Source and check
Source
spectrocoin.com
Wording at the source
Although you cannot directly load the card with your crypto assets, you can use our platform to exchange your crypto to euro, load your card and spend as you wish.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Spending order |
not applicable
Source and check
Source
spectrocoin.com
Wording at the source
The debit card is denominated in EUR. You can load the card with the EUR that is received in exchange for a virtual currency.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
Source and check
Source
spectrocoin.com
Wording at the source
SpectroCoin debit cards are denominated in EURO and can be loaded using the cardholders' SpectroCoin wallet. To top the card up, you can use the euros that you receive when you exchange your virtual c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Bonuses and promotions
What SpectroCoin offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
No referral bonus, welcome bonus or promotion documented yet.
Trust
| Attribute | Value |
|---|---|
| Issuer / BIN sponsor |
UAB Pervesk
Source and check
Source
spectrocoin.com
Wording at the source
Your Card is issued and operated by SpectroCoin partner company UAB "Pervesk", legal entity code 304186270, registered address: Gedimino av. 5-3, LT-01103 Vilnius, LithuaniaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Program manager |
Spectro Finance OÜ
Source and check
Source
spectrocoin.com
Wording at the source
This Agreement is applicable if your SpectroCoin company is Spectro Finance OÜ (hereinafter in this Agreement referred to as the "SpectroCoin") and when you order, use and terminate the use of your Ca...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Headquarters | unknown |
| Support channels |
chat, email
Source and check
Source
spectrocoin.com
Wording at the source
Get in touch with us via [[email protected]](/cdn-cgi/l/email-protection#96fef3fae6f2f3e5fdd6e5e6f3f5e2e4f9f5f9fff8b8f5f9fb) or through our Live chat.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Issuer
Your Card is issued and operated by SpectroCoin partner company UAB "Pervesk", legal entity code 304186270, registered address: Gedimino av. 5-3, LT-01103 Vilnius, LithuaniaChecked Verified Issues 1 card programme in our catalogue
Transparency
Transparency 86 %
0 of 16 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
Sources last checked 2026-10-29
Licences
No licences captured yet.
What users report
No community reports evaluated yet.
How the score is made up
67.8 of 100 · good
Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.
Methodology and weights-
CostsWeight 25 %24.3 of 25 points
monthly/annual fee, top-up, FX and ATM fees
-
KYC and privacyWeight 20 %7.0 of 20 points
KYC class needed, KYC-free allowance
-
FeaturesWeight 15 %15.0 of 15 points
wallets, physical card, ATM, assets, chains
-
AvailabilityWeight 10 %4.0 of 10 points
number of countries, EU/US/UK
-
RewardsWeight 10 %not scored counts neutral (5.0)
cashback considering caps and staking requirements
-
TrustWeight 10 %7.5 of 10 points
licences, incidents, company and card age, issuer, ownership, security, transparency
Trust in detail
- LicencesWeight 15 % not scored
- Company age (up to 5 years)Weight 10 % not scored
- Card on the market (up to 3 years)Weight 10 % not scored
- IssuerWeight 15 % 44
- OwnershipWeight 10 % not scored
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 86
- Incidents (12 months)Weight 15 % 100
-
CommunityWeight 10 %not scored counts with the median (5.0)
ratings and reports, damped, neutral with too little data
Early warning
Alerts for this card
We tell you what changes at SpectroCoin Card and SpectroCoin, with evidence for every alert.
Changelog
Score changed from 67.63 to 67.8.
Score changed from 67.34 to 67.63.
Discontinued on: June 30, 2026.
Changes to KYC levels and requirements.
Changes to limits.
Changes to KYC levels and requirements.
Score changed from 58.93 to 67.34.
Changes to KYC levels and requirements.
Changes to limits.
Score changed from 61.93 to 58.93.
Changes to limits.
Changes to KYC levels and requirements.
New logo.
Score changed from 61.83 to 61.93.
Score changed from 61.7 to 61.83.
New card image.
Changes to licences.
Apply for SpectroCoin Card directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.