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by Avalanche Card

Avalanche Card

Requires KYC Private Virtual Physical

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To Avalanche Card

Basicsavalanche-card

Card form
credit Source and check Source legal.avalanchecard.com Wording at the source The issuer of the credit card program is Third National under license from Visa. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source avalanchecard.com Wording at the source You can request up to 3 virtual cards and 1 physical card per account. Only one virtual card and one physical card can be active at a time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source avalanchecard.com Wording at the source Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
smart wallet Source and check Source legal.avalanchecard.com Wording at the source When you sign up for the Avalanche App, you will be asked to create a non-custodial smart wallet. Wallets are created for you by third parties and will require you to agree to the third party terms an... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
credit line Source and check Source legal.avalanchecard.com Wording at the source Cards are issued either by the issuer identified on the back of the Avalanche Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case,... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source legal.avalanchecard.com Wording at the source You, through one or more of your Linked Wallet or Additional Wallets, will be required to post Collateral that has Market Value in United States Dollars ("USD") equal to each dollar that is charged to... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source legal.avalanchecard.com Wording at the source solely for your personal, non-commercial use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source avalanchecard.com Wording at the source Manage your cards, add to Apple Wallet or Google Pay and close anytime, all in-app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
unknown

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 USD Source and check Source avalanchecard.com Wording at the source - Virtual Card Issuance: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance 0.00 USD Source and check Source avalanchecard.com Wording at the source - Physical Card: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping 0.00 USD – 0.00 USD Source and check Source avalanchecard.com Wording at the source - Card Shipping: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee 0.00 USD Source and check Source avalanchecard.com Wording at the source - Monthly Account Fee: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source legal.avalanchecard.com Wording at the source | Annual Fees | Annual Fees | None | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee 0 % Source and check Source avalanchecard.com Wording at the source No gas fees or conversion fees are charged by Avalanche Card* Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum conversion unknown
Foreign currency fee Standard: unknown
2 more countries/regions rest of world: 3 % Two sources, two values Shown3 % legal.avalanchecard.comchecked 29 Oct 2026 ## - Foreign Exchange Fee (non USD): up to 3% Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1% The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: 2 % Two sources, two values Shown2 % legal.avalanchecard.comchecked 29 Oct 2026 | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U... Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1% The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee Standard: unknown
1 more country/region United States: free Source and check Source legal.avalanchecard.com Wording at the source | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? ↳ Withdrawing 200.00 USD at an ATM: 0.00 USD
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback only in the app Source and check Source legal.avalanchecard.com Wording at the source Earning Rates. Avax Points are earned at rates published in the Avalanche Card app. Earning Rates may be structured as a flat rate across all Eligible Spend or as category-based rates that vary by mer... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Avalanche Rewards Source and check Source legal.avalanchecard.com Wording at the source What Are Avax Points. Avax Points are loyalty reward points represented as ERC-20 tokens on supported blockchain networks. Each Avax Point has a face value of one cent ($0.01 USD). Checked Verified Value wrong? History What does [s] mean? –

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

Standard (all countries without rules of their own)

  1. ID document

    ID document, often with a selfie or video ident

    1. KYC verification at Avalanche Card

      from age 18

      Source and check Source avalanchecard.com Wording at the source To use your Avalanche Card, you must complete Know Your Customer (KYC) verification: Once you have logged in to your account you will be asked to provide a few items: - Full legal name - Email - Date... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, ID document, Selfie / liveness, Tax ID

      Expired IDs are not accepted; P.O. boxes and mail forwarding addresses are not supported.

KYC: ID document Avalanche Card states that it does not offer a KYC-free card.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Avalanche Card may request additional documents such as proof of source of funds. Source and check Source avalanchecard.com Wording at the source In most cases, applications are automatically approved. However, if we're unable to verify your information or need additional details, your account may require a manual review. If this happens, our t... Checked Verified Value wrong? History What does [s] mean?
Different rules in: United States

Rules for United States

  1. ID document

    ID document, often with a selfie or video ident

    1. KYC verification at Avalanche Card

      from age 18

      Source and check Source avalanchecard.com Wording at the source To use your Avalanche Card, you must complete Know Your Customer (KYC) verification: Once you have logged in to your account you will be asked to provide a few items: - Full legal name - Email - Date... Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: E-mail, Phone number, Name and date of birth, ID document, Selfie / liveness, Tax ID

      Expired IDs are not accepted; P.O. boxes and mail forwarding addresses are not supported.

LimitsValue
Spending per day not published Source and check Source legal.avalanchecard.com Wording at the source Provided you maintain sufficient collateral to cover a Purchase, Rain Liquidity reserves the right to set a daily or monthly spending limit at our sole discretion. The limit could be temporary or perm... Checked Verified Add this value? No earlier versions What does [s] mean? applies to US
Spending per month not published Source and check Source legal.avalanchecard.com Wording at the source Provided you maintain sufficient collateral to cover a Purchase, Rain Liquidity reserves the right to set a daily or monthly spending limit at our sole discretion. The limit could be temporary or perm... Checked Verified Add this value? No earlier versions What does [s] mean? applies to US

KYC: ID document Avalanche Card states that it does not offer a KYC-free card.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Avalanche Card may request additional documents such as proof of source of funds. Source and check Source avalanchecard.com Wording at the source In most cases, applications are automatically approved. However, if we're unable to verify your information or need additional details, your account may require a manual review. If this happens, our t... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in
  • by residence: Not available in 18 countries and regions Source and check Source avalanchecard.com Wording at the source Cannot issue to residents of the following countries: Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Nepal, Nicaragua, Nigeria, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venez... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Residency requirement U.S. residents of Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Washington, and Wisconsin are not eligible to sign up. Source and check Source avalanchecard.com Wording at the source - Cannot issue to the residents of the following states: Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Wa... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany available
  • Austria available
  • Switzerland available
  • United States available
  • United Kingdom available
  • France available
  • Spain available
  • Italy available
  • Netherlands available
  • Türkiye not available
  • Brazil available
  • Nigeria not available
  • India not available
  • United Arab Emirates available
  • Singapore available

✓ available · ✗ not available · ? not known from the sources

Point at or tap a country.

available (232) not available (18) unknown

Crypto

AttributeValue
Supported assets USDT, USDC, AVAX, WAVAX Source and check Source avalanchecard.com Wording at the source Currently supporting USDC, USDT, AVAX and WAVAX. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Avalanche Card offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor Third National Source and check Source legal.avalanchecard.com Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager unknown
Headquarters unknown
Support channels email, phone Source and check Source legal.avalanchecard.com Wording at the source You can contact us through the support screen in the app, by phone at +1-202-899-8909, or by email at <[email protected]> Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Issuer

Third National (United States) Source and check Source legal.avalanchecard.com Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Registered name: Nimbus LLC Source and check Source legal.raincards.xyz Wording at the source Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme... Checked Verified Issues 18 card programmes in our catalogue

Company

Legal form LLC Source and check Source legal.avalanchecard.com Wording at the source We are Rain Liquidity LLC ("Company," "we," "us," or "our"). Checked Verified
Registered address 1925 Grand Avenue Ste 129 PMB 59466, Billings, MT 59102-2776, USA Source and check Source legal.avalanchecard.com Wording at the source RAIN LIQUIDITY AT 1925 GRAND AVENUE STE 129 PMB 59466, BILLINGS, MT, 59102-2776, USA. Checked Verified

Security

Audits and certifications SOC 2 Type II Source and check Source legal.avalanchecard.com Wording at the source Where applicable, our technology infrastructure supporting payment card data is designed to comply with PCI DSS requirements, and Rain maintains SOC 2 Type II certification. Checked Verified

Transparency

Transparency 57 %

0 of 18 key values not published

  • Imprint / company details: no
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

71.77 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    100/100
    25.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    80/100
    12.0 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    96/100
    9.6 of 10 points

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    81/100
    8.1 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 60
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % 100
    • TransparencyWeight 10 % 57
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Avalanche Card and Avalanche Card, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 55.43 to 71.77.

  • Changes to reward programmes.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 51.79 to 54.79.

  • Changes to KYC levels and requirements.

  • Changes to licences.

  • Company name changed from Rain Liquidity LLC to Avalanche Card.

Apply for Avalanche Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Avalanche Card