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Comparison

Avalanche Card vs. COCA Visa Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Avalanche CardAvalanche Card
  • Image source Source docs.coca.xyz Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. COCA Visa CardCOCA

In short

  • Avalanche Card ask for the least (ID document).
  • Avalanche Card has the higher score (71.77).
Attribute Avalanche CardAvalanche Card Requires KYC Private Virtual Physical COCA Visa CardCOCA Requires KYC Private Virtual Physical
Score good good
CostsWeight 25 % 100 100
KYC and privacyWeight 20 % 35 18
FeaturesWeight 15 % 80 91
AvailabilityWeight 10 % 96 48
RewardsWeight 10 % not scored 67
TrustWeight 10 % 81 80
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID + proof of address
Limits (entry level) no limits captured
  • Spending per day: 30,000 EUR
  • Spending per day (number): no limit
  • Spending per month: 30,000 EUR
+4
Basics
Card form (differs) credit Source and check Source legal.avalanchecard.com Wording at the source The issuer of the credit card program is Third National under license from Visa. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? debit Two sources, two values Showndebit docs.coca.xyzchecked 29 Oct 2026 The COCA Card is a modern debit card, making it easy to spend your money in everyday situations. Differingprepaid coca.xyzfetched 29 Oct 2026 The Physical Card and Virtual Cards powered by Coca Wallet are a prepaid Mastercard issued by Wirex Limited (in the UK), a principal member of Mastercard or UAB Wirex (in the EEA). The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card types virtual, physical Source and check Source avalanchecard.com Wording at the source You can request up to 3 virtual cards and 1 physical card per account. Only one virtual card and one physical card can be active at a time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? virtual, physical Source and check Source coca.xyz Wording at the source COCA Wallet offers both physical and virtual cards allowing you to spend your stablecoins and fiat at over 100 million merchants across 200+ countries. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network Visa Source and check Source avalanchecard.com Wording at the source Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Visa Two sources, two values ShownVisa docs.coca.xyzchecked 29 Oct 2026 Your COCA card lets you spend money anywhere Visa is accepted – online, in-store, and for subscriptions. DifferingMastercard coca.xyzfetched 29 Oct 2026 The Physical Card and Virtual Cards powered by Coca Wallet are a prepaid Mastercard issued by Wirex Limited (in the UK), a principal member of Mastercard or UAB Wirex (in the EEA). Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Custody smart wallet Source and check Source legal.avalanchecard.com Wording at the source When you sign up for the Avalanche App, you will be asked to create a non-custodial smart wallet. Wallets are created for you by third parties and will require you to agree to the third party terms an... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? smart wallet Source and check Source docs.coca.xyz Wording at the source In COCA your 'Banking Account' is actually a blockchain smart wallet that you control. COCA provides the bank-like interface (app, card, support, compliance rails), but the funds are not under our con... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model (differs) credit line Source and check Source legal.avalanchecard.com Wording at the source Cards are issued either by the issuer identified on the back of the Avalanche Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case,... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? fiat balance Two sources, two values Shownfiat balance help.coca.xyzchecked 29 Oct 2026 Once funds are credited to the banking account, they are normalised into a spendable balance. This balance is universally available for card payments, bank transfers, real-time interest accrual, and o... Differingconverted on spend coca.xyzfetched 29 Oct 2026 Your crypto will be automatically converted to fiat at the time purchase. Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies (differs) USD Source and check Source legal.avalanchecard.com Wording at the source You, through one or more of your Linked Wallet or Additional Wallets, will be required to post Collateral that has Market Value in United States Dollars ("USD") equal to each dollar that is charged to... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? EUR, USD Source and check Source help.coca.xyz Wording at the source COCA provides a unified banking balance within personal, self-custodial USD and EUR accounts. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage personal Source and check Source legal.avalanchecard.com Wording at the source solely for your personal, non-commercial use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? personal Source and check Source help.coca.xyz Wording at the source For users utilising COCA version 3.0 and above, the account architecture transitions to a unified banking balance within your personal, self-controlled USD and EUR accounts. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) Third National Source and check Source legal.avalanchecard.com Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Limits depend on (differs) unknown account tier Source and check Source help.coca.xyz Wording at the source Important details: Elite members can request a higher card spending limit. Go to Card Details → Visa Card Limits → Increase Limit, submit your request, and our team will review it for approval. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) USDT, USDC, AVAX, WAVAX Source and check Source avalanchecard.com Wording at the source Currently supporting USDC, USDT, AVAX and WAVAX. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? USDT, USDC, EURC, EURS Source and check Source help.coca.xyz Wording at the source Accepted Stablecoins and Blockchains: - USDT (Tether) Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near, Aurora, Solana, Tron - USDC (USD Coin) Ethereum, BNB Smart Chain, Avalanch... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Avalanche, Stellar, Near Source and check Source help.coca.xyz Wording at the source Accepted Stablecoins and Blockchains: - USDT (Tether) Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near, Aurora, Solana, Tron - USDC (USD Coin) Ethereum, BNB Smart Chain, Avalanch... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up (differs) unknown Yes Source and check Source help.coca.xyz Wording at the source Bank transfer: You can also top up your account via bank transfer. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source avalanchecard.com Wording at the source Manage your cards, add to Apple Wallet or Google Pay and close anytime, all in-app. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? Apple Pay Google Pay Source and check Source docs.coca.xyz Wording at the source Add your COCA Card to Apple Pay and Google Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown Yes Source and check Source docs.coca.xyz Wording at the source ATM Cash Withdrawal Limits Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless (differs) unknown Yes Source and check Source help.coca.xyz Wording at the source Swipe, insert, or tap your way through smooth transactions at countless locations worldwide. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance 0.00 USD Source and check Source avalanchecard.com Wording at the source - Virtual Card Issuance: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 USD Source and check Source docs.coca.xyz Wording at the source COCA Virtual Card is free for all tiers. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance (differs) 0.00 USD Source and check Source avalanchecard.com Wording at the source - Physical Card: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Free cards unknown unknown
Shipping (differs) 0.00 USD – 0.00 USD Source and check Source avalanchecard.com Wording at the source - Card Shipping: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Monthly fee 0.00 USD Source and check Source avalanchecard.com Wording at the source - Monthly Account Fee: $0 Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 0.00 USD Source and check Source help.coca.xyz Wording at the source Global Accessibility and Zero Fees: The wallet offers fee-free transactions, including ATM withdrawals up to $250 globally, and eliminates monthly and foreign exchange charges, enhancing financial fre... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs) Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source legal.avalanchecard.com Wording at the source | Annual Fees | Annual Fees | None | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source docs.coca.xyz Wording at the source Zero Annual Fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown unknown
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) 0 % Source and check Source avalanchecard.com Wording at the source No gas fees or conversion fees are charged by Avalanche Card* Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? unknown
Foreign currency fee (differs) Standard: unknown
2 more countries/regions rest of world: 3 % Two sources, two values Shown3 % legal.avalanchecard.comchecked 29 Oct 2026 ## - Foreign Exchange Fee (non USD): up to 3% Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1% The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: 2 % Two sources, two values Shown2 % legal.avalanchecard.comchecked 29 Oct 2026 | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U... Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1% The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 % Source and check Source help.coca.xyz Wording at the source Global Accessibility and Zero Fees: The wallet offers fee-free transactions, including ATM withdrawals up to $250 globally, and eliminates monthly and foreign exchange charges, enhancing financial fre... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) Standard: unknown
1 more country/region United States: free Source and check Source legal.avalanchecard.com Wording at the source | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
250.00 USD free per calendar month, then 2 % Source and check Source docs.coca.xyz Wording at the source Free ATM withdrawals worldwide Up to $250, 2% thereafter Monthly Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) unknown 0.00 USD Source and check Source coca.xyz Wording at the source | Inactivity fee | None | None | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement (differs) unknown free Source and check Source coca.xyz Wording at the source | Card replacement fee | None | $5.00 per card | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Rewards
Cashback (differs) only in the app Source and check Source legal.avalanchecard.com Wording at the source Earning Rates. Avax Points are earned at rates published in the Avalanche Card app. Earning Rates may be structured as a flat rate across all Eligible Spend or as category-based rates that vary by mer... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? 1 % (holding from 0); 3 % (holding from 300); 4 % (holding from 1,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 8 % (holding from 30,000) · in USDC
Referral bonus (invited friend) (differs) unknown 10 USD Source and check Source help.coca.xyz Wording at the source • Friend Bonus: Each friend receives $10 upon successful completion of all qualifying steps. Checked Verified Value wrong? No earlier versions What does [s] mean?
Referral bonus (you) (differs) unknown 20 USD Source and check Source help.coca.xyz Wording at the source • Referrer Bonus: Earn $20 for each successfully referred friend. Checked Verified Value wrong? No earlier versions What does [s] mean?
Welcome bonus unknown unknown

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