Comparison
Avalanche Card vs. Avici Credit Card compared: fees, limits & KYC
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Avalanche CardAvalanche Card
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Avici Credit CardAvici
In short
- Avalanche Card has the higher score (71.77).
| Attribute |
|
|
|---|---|---|
| Score | good | average with variant Signature: 61.03 |
| CostsWeight 25 % | 100 | 82 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 80 | 82 |
| AvailabilityWeight 10 % | 96 | 10 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 81 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
credit
Source and check
Source
legal.avalanchecard.com
Wording at the source
The issuer of the credit card program is Third National under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
Source and check
Source
avici.money
Wording at the source
Spend easily via Secured credit card using crypto while having full control of your fundsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
Source and check
Source
avalanchecard.com
Wording at the source
You can request up to 3 virtual cards and 1 physical card per account. Only one virtual card and one physical card can be active at a time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
Source and check
Source
avici.money
Wording at the source
Avici offers Visa cards in multiple tiers and in virtual and physical form factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
Source and check
Source
avalanchecard.com
Wording at the source
Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
smart wallet
Source and check
Source
legal.avalanchecard.com
Wording at the source
When you sign up for the Avalanche App, you will be asked to create a non-custodial smart wallet. Wallets are created for you by third parties and will require you to agree to the third party terms an...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
Source and check
Source
avici.money
Wording at the source
Avici provides self-custody smart contract wallets on Solana and on EVM-compatible networks. Our EVM smart wallet infrastructure is powered by ZeroDev. You control your keys and are solely responsible...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
Source and check
Source
legal.avalanchecard.com
Wording at the source
Cards are issued either by the issuer identified on the back of the Avalanche Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit line
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
Source and check
Source
legal.avalanchecard.com
Wording at the source
You, through one or more of your Linked Wallet or Additional Wallets, will be required to post Collateral that has Market Value in United States Dollars ("USD") equal to each dollar that is charged to...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
Source and check
Source
docs.avici.money
Wording at the source
Avici offers secured credit cards. These credit cards let you use your crypto to spend funds in fiat. The native currency for these cards is USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
Source and check
Source
legal.avalanchecard.com
Wording at the source
solely for your personal, non-commercial use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
Source and check
Source
docs.avici.money
Wording at the source
Check the country and US-state requirements below before ordering a personal Avici card. For company accounts, see business-card regions and prohibitions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
Source and check
Source
legal.avalanchecard.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
Source and check
Source
avici.money
Wording at the source
Visa cards issued via our card partner Third NationalChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
user setting
Source and check
Source
docs.avici.money
Wording at the source
Transaction limits can be set for individual card and can be adjusted in card settings.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC, AVAX, WAVAX
Source and check
Source
avalanchecard.com
Wording at the source
Currently supporting USDC, USDT, AVAX and WAVAX.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDC
Source and check
Source
docs.avici.money
Wording at the source
The card contracts only accept USDC for credit creation but we allow users to use any token for top-up. Using our integration with Relay, we auto-swap your tokens in the background and top-up the card...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) | unknown |
only in the app
Source and check
Source
docs.avici.money
Wording at the source
1. Click on top-up on either the card frame on the home page or open the menu from the card section and tap on Top up. 2. You will be prompted to select from a list of available tokens for top-upChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up networks | unknown | |
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
Source and check
Source
avalanchecard.com
Wording at the source
Manage your cards, add to Apple Wallet or Google Pay and close anytime, all in-app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Source and check
Source
avici.money
Wording at the source
Shop offline like a pro by adding to Apple Pay or Google payChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
Source and check
Source
docs.avici.money
Wording at the source
These cards can also be used for ATM transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
Source and check
Source
docs.avici.money
Wording at the source
Physical cards can be used to spend in person using swipe, insert or tap to pay features.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
Source and check
Source
avalanchecard.com
Wording at the source
- Virtual Card Issuance: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
15.00 USD
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable
Source and check
Source
docs.avici.money
Wording at the source
**Signature:** a dollar card with Visa Signature benefits, including airport lounges, auto rental insurance, purchase protection, luxury hotel access, and emergency medical cover abroad. $30 for the f...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
0.00 USD
Source and check
Source
avalanchecard.com
Wording at the source
- Physical Card: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
50.00 USD
Source and check
Source
docs.avici.money
Wording at the source
#### Physical Cards– * Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
75.00 USD
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $75 card fees, $20/year from second yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
0.00 USD – 0.00 USD
Source and check
Source
avalanchecard.com
Wording at the source
- Card Shipping: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
0.00 USD – 50.00 USD
Source and check
Source
docs.avici.money
Wording at the source
We offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 1 more country/regionUnited States: 0.00 USD – 15.00 USD Source and check Source docs.avici.money Wording at the sourceWe offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 USD
Source and check
Source
avalanchecard.com
Wording at the source
- Monthly Account Fee: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD Source and check Source legal.avalanchecard.com Wording at the source| Annual Fees | Annual Fees | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
Source and check
Source
docs.avici.money
Wording at the source
* Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
20.00 USD
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $30 for the first year, then $20 billed annuallyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) | unknown |
free
Source and check
Source
docs.avici.money
Wording at the source
We charge no fees for topping up the credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0 %
Source and check
Source
avalanchecard.com
Wording at the source
No gas fees or conversion fees are charged by Avalanche Card*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) |
Standard:
unknown
2 more countries/regionsrest of world: 3 % Two sources, two values Shown3 % legal.avalanchecard.comchecked 29 Oct 2026## - Foreign Exchange Fee (non USD): up to 3%Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: 2 % Two sources, two values Shown2 % legal.avalanchecard.comchecked 29 Oct 2026 | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
Source and check
Source
docs.avici.money
Wording at the source
Forex markups– 0%*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
Standard:
unknown
2 more countries/regionsrest of world: not applicable Source and check Source legal.avalanchecard.com Wording at the sourceCash advances and balance transfers are not available under these Card Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: free Source and check Source legal.avalanchecard.com Wording at the source | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.65 % + 1.00 USD
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
free
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) | unknown |
0.00 USD
Source and check
Source
docs.avici.money
Wording at the source
No low auth fees, no declined transaction fees (not applicable on ATMs) and no top-up or withdrawal to wallet fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
only in the app
Source and check
Source
legal.avalanchecard.com
Wording at the source
Earning Rates. Avax Points are earned at rates published in the Avalanche Card app. Earning Rates may be structured as a flat rate across all Eligible Spend or as category-based rates that vary by mer...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) (differs) | unknown |
8 USD
Source and check
Source
docs.avici.money
Wording at the source
Your friend unlocks an **$8 bonus** after signing up through your referral, ordering a card, and completing profile verification.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs) | unknown |
2 % of card spend for 90 days
Source and check
Source
docs.avici.money
Wording at the source
You earn **2% of your friend's eligible card spending for their first 90 days**, starting when they complete **profile verification**. After 90 days, your rate depends on your referral level.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus (differs) | unknown |
5 USD
Source and check
Source
docs.avici.money
Wording at the source
**5. Verify to activate.** Verification is required to activate your card and takes about 2 minutes. Tap **Proceed to Verification**. **6. Complete verification.** Select your account type and your co...Checked Verified Value wrong? No earlier versions What does [s] mean? |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Avalanche Card · Avici Credit Card: promotions and bonuses as well as warnings and incidents.