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Comparison

Avici Credit Card vs. Brahma Spend Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Avici Credit CardAvici
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Brahma Spend CardBrahma

In short

  • Avici Credit Card has the higher score (63.05).
Attribute Avici Credit CardAvici Requires KYC Private Virtual Physical Brahma Spend CardBrahma Requires KYC Private & business Virtual
Score average average
CostsWeight 25 % 82 not scored
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 82 65
AvailabilityWeight 10 % not scored 96
RewardsWeight 10 % not scored not scored
TrustWeight 10 % 81 81
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: no limit
  • ATM per transaction: 1,000 USD
  • ATM per day: 3,000 USD
+2
  • Spending per day: only in the app
Basics
Card form
credit Source and check Source avici.money Wording at the source Spend easily via Secured credit card using crypto while having full control of your funds Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit Source and check Source docs.brahma.fi Wording at the source Swype.fun is a DeFi-native credit card, powered by Brahma Cards, that lets you access credit against your crypto in real-time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs)
virtual, physical Source and check Source avici.money Wording at the source Avici offers Visa cards in multiple tiers and in virtual and physical form factors. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual Source and check Source docs.brahma.fi Wording at the source Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source avici.money Wording at the source With your crypto, Visa simply hands you a credit line with matching spending power. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source docs.brahma.fi Wording at the source Issuer: The card program is issued by the Issuer under license from Visa. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs)
smart wallet Source and check Source avici.money Wording at the source Avici provides self-custody smart contract wallets on Solana and on EVM-compatible networks. Our EVM smart wallet infrastructure is powered by ZeroDev. You control your keys and are solely responsible... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
self-custody Source and check Source docs.brahma.fi Wording at the source We never deposit your funds. The Brahma Infrastructure only takes approval on underlying DeFi protocols and has no withdrawal rights on your collateral. You maintain full custody of your assets at all... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
credit line Source and check Source avici.money Wording at the source With your crypto, Visa simply hands you a credit line with matching spending power. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit line Source and check Source docs.brahma.fi Wording at the source When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source docs.avici.money Wording at the source Avici offers secured credit cards. These credit cards let you use your crypto to spend funds in fiat. The native currency for these cards is USD Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USD Source and check Source docs.brahma.fi Wording at the source the credit card association will convert any transaction in foreign currency into U.S. dollars using an exchange rate for the applicable central processing date Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage (differs)
personal Source and check Source docs.avici.money Wording at the source Check the country and US-state requirements below before ordering a personal Avici card. For company accounts, see business-card regions and prohibitions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal, business Source and check Source docs.brahma.fi Wording at the source This Policy applies to all BrahmaFi users, including consumer and corporate cardholders, and covers all transactions processed through our platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Issuer / BIN sponsor
Third National Source and check Source avici.money Wording at the source Visa cards issued via our card partner Third National Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Third National Source and check Source docs.brahma.fi Wording at the source The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
user setting Source and check Source docs.avici.money Wording at the source Transaction limits can be set for individual card and can be adjusted in card settings. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
user setting Source and check Source docs.brahma.fi Wording at the source You can currently set daily spending limits through the Swype interface. The system enforces these limits in real-time before approving transactions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets
USDC Source and check Source docs.avici.money Wording at the source The card contracts only accept USDC for credit creation but we allow users to use any token for top-up. Using our integration with Relay, we auto-swap your tokens in the background and top-up the card... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USDC Source and check Source docs.brahma.fi Wording at the source When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets (differs)
only in the app Source and check Source docs.avici.money Wording at the source 1. Click on top-up on either the card frame on the home page or open the menu from the card section and tap on Top up. 2. You will be prompted to select from a list of available tokens for top-up Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Top-up networks (differs)
unknown
Ethereum, Polygon, Arbitrum, Optimism Two sources, two values ShownEthereum, Polygon, Arbitrum, Optimism docs.brahma.fichecked 29 Oct 2026 "Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer. Differingvalue not recorded docs.brahma.fifetched 29 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Fiat top-up
unknown
unknown
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source avici.money Wording at the source Shop offline like a pro by adding to Apple Pay or Google pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source brahma.fi Wording at the source Apple Pay and Google Pay compatible Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs)
Yes Source and check Source docs.avici.money Wording at the source These cards can also be used for ATM transactions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Contactless
Yes Source and check Source docs.avici.money Wording at the source Physical cards can be used to spend in person using swipe, insert or tap to pay features. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source docs.brahma.fi Wording at the source Each time you tap your card for a payment, Brahma Infrastructure automatically connects it to onchain positions and lets you spend against your crypto in real time, either borrowing against your colla... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance (differs)
15.00 USD Source and check Source docs.avici.money Wording at the source #### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Physical card issuance (differs)
50.00 USD Source and check Source docs.avici.money Wording at the source #### Physical Cards– * Platinum– $50 basic card fee, one-time, no recurring charges Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Free cards
unknown
unknown
Shipping (differs)
Standard: 0.00 USD – 50.00 USD Source and check Source docs.avici.money Wording at the source We offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1 more country/region United States: 0.00 USD – 15.00 USD Source and check Source docs.avici.money Wording at the source We offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable Source and check Source docs.brahma.fi Wording at the source Only after you review and approve the card policies (protocol, collateral and amounts) will your virtual card be generated. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
0.00 USD Source and check Source docs.avici.money Wording at the source #### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Annual fee (differs)
0.00 USD Source and check Source docs.avici.money Wording at the source * Platinum– $50 basic card fee, one-time, no recurring charges Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source docs.brahma.fi Wording at the source Annual Fees None Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee (differs)
free Source and check Source docs.avici.money Wording at the source We charge no fees for topping up the credit card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
0 % Source and check Source docs.avici.money Wording at the source Forex markups– 0%* Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: 1 % Source and check Source docs.brahma.fi Wording at the source Transaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
0.65 % + 1.00 USD Source and check Source docs.avici.money Wording at the source | ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: free Source and check Source docs.brahma.fi Wording at the source Transaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Declined payment fee (differs)
0.00 USD Source and check Source docs.avici.money Wording at the source No low auth fees, no declined transaction fees (not applicable on ATMs) and no top-up or withdrawal to wallet fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback
unknown
unknown
Referral bonus (invited friend) (differs)
8 USD Source and check Source docs.avici.money Wording at the source Your friend unlocks an **$8 bonus** after signing up through your referral, ordering a card, and completing profile verification. Checked Verified Value wrong? No earlier versions What does [s] mean?
unknown
Referral bonus (you) (differs)
2 % of card spend for 90 days Source and check Source docs.avici.money Wording at the source You earn **2% of your friend's eligible card spending for their first 90 days**, starting when they complete **profile verification**. After 90 days, your rate depends on your referral level. Checked Verified Value wrong? No earlier versions What does [s] mean?
unknown
Welcome bonus (differs)
5 USD Source and check Source docs.avici.money Wording at the source **5. Verify to activate.** Verification is required to activate your card and takes about 2 minutes. Tap **Proceed to Verification**. **6. Complete verification.** Select your account type and your co... Checked Verified Value wrong? No earlier versions What does [s] mean?
unknown

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