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Comparison

Brahma Spend Card vs. Plasma One Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Brahma Spend CardBrahma
  • Image source Source plasma.org Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only. Plasma One CardPlasma

In short

  • Plasma One Card has the higher score (66.87).
Attribute Brahma Spend CardBrahma Requires KYC Private & business Virtual Plasma One CardPlasma Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % not scored 100
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 65 87
AvailabilityWeight 10 % 96 not scored
RewardsWeight 10 % not scored 41
TrustWeight 10 % 81 78
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: only in the app
 no limits captured
Basics
Card form credit Source and check Source docs.brahma.fi Wording at the source Swype.fun is a DeFi-native credit card, powered by Brahma Cards, that lets you access credit against your crypto in real-time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit Source and check Source plasma.org Wording at the source PLASMA CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMIT Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs) virtual Source and check Source docs.brahma.fi Wording at the source Yes. You'll complete a one-time KYC process through SumSub to get your virtual card issued. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, physical Source and check Source plasma.org Wording at the source Multiple Cards. A Card Account may include multiple Cards (physical and virtual). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network Visa Source and check Source docs.brahma.fi Wording at the source Issuer: The card program is issued by the Issuer under license from Visa. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Visa Source and check Source plasma.org Wording at the source Applicable to countries and merchants where Visa cards are accepted. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody self-custody Source and check Source docs.brahma.fi Wording at the source We never deposit your funds. The Brahma Infrastructure only takes approval on underlying DeFi protocols and has no withdrawal rights on your collateral. You maintain full custody of your assets at all... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
self-custody Source and check Source plasma.org Wording at the source Plasma does not custody your assets. The stablecoin assets in your Plasma One account are owned and custodied by you. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model credit line Source and check Source docs.brahma.fi Wording at the source When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. The entire process happens within seconds. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
credit line Source and check Source plasma.org Wording at the source The credit limit will be determined, in part, by the amount of available Collateral (as defined below). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies USD Source and check Source docs.brahma.fi Wording at the source the credit card association will convert any transaction in foreign currency into U.S. dollars using an exchange rate for the applicable central processing date Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USD Source and check Source plasma.org Wording at the source Access USD, deposit stablecoins, send instantly, and spend globally with your Plasma card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage (differs) personal, business Source and check Source docs.brahma.fi Wording at the source This Policy applies to all BrahmaFi users, including consumer and corporate cardholders, and covers all transactions processed through our platform. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
personal Source and check Source plasma.org Wording at the source - You will use the Plasma Card for personal, family, or household use. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor Third National Source and check Source docs.brahma.fi Wording at the source The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Third National Two sources, two values ShownThird National plasma.orgchecked 28 Oct 2026 "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Differingvalue not recorded plasma.orgfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Limits depend on (differs) user setting Source and check Source docs.brahma.fi Wording at the source You can currently set daily spending limits through the Swype interface. The system enforces these limits in real-time before approving transactions. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Cards per account unknown
unknown
Availability
Available in unknown
unknown
Crypto
Supported assets (differs) USDC Source and check Source docs.brahma.fi Wording at the source When you swipe, Brahma Infrastructure instantly connects to the lending protocol, borrows USDC, and pays the merchant in real-time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
USDT, XPL Source and check Source plasma.org Wording at the source Cash Out. You may convert XPL Rewards to U.S. dollars credited to your Card Account through a non-custodial decentralized-exchange aggregator swap executed on-chain from your Plasma One wallet using 0... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
Number of supported assets unknown
unknown
Top-up networks (differs) Ethereum, Polygon, Arbitrum, Optimism Two sources, two values ShownEthereum, Polygon, Arbitrum, Optimism docs.brahma.fichecked 29 Oct 2026 "Supported Blockchains" means the Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain and other blockchain networks which may be added at the sole discretion of Issuer. Differingvalue not recorded docs.brahma.fifetched 29 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
unknown
Fiat top-up (differs) unknown
Yes Source and check Source plasma.org Wording at the source ## Add local currency. Get dollars.3Withdraw any time. Move money in, keep it in dollars, and withdraw locally when you need it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets Apple Pay Google Pay Source and check Source brahma.fi Wording at the source Apple Pay and Google Pay compatible Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source plasma.org Wording at the source - Send instantly - Spend globally - Add toApple Pay or Google Pay Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
ATM withdrawals (differs) unknown
Yes Source and check Source plasma.org Wording at the source With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS"). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source docs.brahma.fi Wording at the source Each time you tap your card for a payment, Brahma Infrastructure automatically connects it to onchain positions and lets you spend against your crypto in real time, either borrowing against your colla... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes Source and check Source plasma.org Wording at the source The cardholder initiates the purchase by presenting their card (physical tap, mobile wallet, or online checkout). Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown
unknown
Physical card issuance unknown
unknown
Free cards unknown
unknown
Shipping (differs) not applicable Source and check Source docs.brahma.fi Wording at the source Only after you review and approve the card policies (protocol, collateral and amounts) will your virtual card be generated. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
unknown
Monthly fee unknown
unknown
Annual fee (differs) Standard: unknown
1 more country/region United States: 0.00 USD Source and check Source docs.brahma.fi Wording at the source Annual Fees None Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD Source and check Source plasma.org Wording at the source - Lite. Lite is free and requires no subscription or XPL lock. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
unknown
Crypto deposit fee unknown
unknown
Crypto conversion fee unknown
unknown
Foreign currency fee Standard: unknown
1 more country/region United States: 1 % Source and check Source docs.brahma.fi Wording at the source Transaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: 1 % Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance unknown
unknown
Minimum FX fee unknown
unknown
ATM fee Standard: unknown
1 more country/region United States: free Source and check Source docs.brahma.fi Wording at the source Transaction Fees - Balance Transfer - Cash Advance - International Transaction N/A None 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Standard: unknown
1 more country/region United States: free Source and check Source plasma.org Wording at the source ### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Declined payment fee unknown
unknown
Refund fee unknown
unknown
Inactivity fee unknown
unknown
Minimum monthly spend unknown
unknown
Inactivity rule unknown
unknown
Card replacement unknown
unknown
Rewards
Cashback (differs) unknown
2 % · in XPL · requires token holding or staking
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) unknown
unknown
Welcome bonus unknown
unknown

Highlighted rows differ.

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