Basicsplasma-one-card
- Card form
-
credit
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
PLASMA CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMIT
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card types
-
virtual, physical
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Multiple Cards. A Card Account may include multiple Cards (physical and virtual).
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card network
-
Visa
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Applicable to countries and merchants where Visa cards are accepted. The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Custody
-
self-custody
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Plasma does not custody your assets. The stablecoin assets in your Plasma One account are owned and custodied by you.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Funding model
-
credit line
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Card currencies
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USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Access USD, deposit stablecoins, send instantly, and spend globally with your Plasma card.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Usage
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personal
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- You will use the Plasma Card for personal, family, or household use.
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Mobile wallets
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Apple Pay
Google Pay
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- Send instantly - Spend globally - Add toApple Pay or Google Pay
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - ATM withdrawals
-
Yes
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS").
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? - Contactless
-
Yes
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The cardholder initiates the purchase by presenting their card (physical tap, mobile wallet, or online checkout).
Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees and variants
| Attribute |
plasma.org29 Oct 2026
Image source
Source
plasma.org
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Lite
0.00 USD
/year
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- Lite. Lite is free and requires no subscription or XPL lock.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plasma.org29 Oct 2026
Image source
Source
plasma.org
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Core
199.00 USD
/year
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Core for $199 per year or lock 20,000 XPL5 for 12 monthsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plasma.org29 Oct 2026
Image source
Source
plasma.org
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Platinum |
|---|---|---|---|
| Card | |||
| Card types |
virtual, physical
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Multiple Cards. A Card Account may include multiple Cards (physical and virtual).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
||
| ATM withdrawals |
Yes
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
With a PIN, you may, if enabled by us, use your Card to obtain cash from certain automated teller machines ("ATM") or make Purchases at certain merchant point-of-sale devices ("POS").Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
||
| Fees | |||
| Virtual card issuance | unknown | ||
| Physical card issuance | unknown | ||
| Shipping | unknown | ||
| Monthly fee | unknown | ||
| Annual fee |
0.00 USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
- Lite. Lite is free and requires no subscription or XPL lock.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
199.00 USD
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Core for $199 per year or lock 20,000 XPL5 for 12 monthsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source## FEES ### Annual Fees NoneChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee | differs in US
| ||
| Top-up fee | unknown | ||
| Crypto deposit fee | unknown | ||
| Crypto conversion fee |
not published
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
The rate received reflects available liquidity, liquidity-provider spreads, slippage, and network gas fees, and may differ from any indicative rate displayed. Cash Out is irrevocable once confirmed on...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
||
| Minimum conversion | unknown | ||
| Foreign currency fee |
Standard:
unknown
1 more country/regionUnited States: 1 % plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 1 % plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0 %
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
### Platinum For those who never settle 4%Base cashback 10%AI cashback 1%Referral rewards Go Platinum AI - Claude Pro and ChatGPT Plus Traveling - Up to $600/year flight cashback Base - No...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee | differs in US
| ||
| Minimum FX fee | unknown | ||
| ATM fee |
Standard:
unknown
1 more country/regionUnited States: free plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source### Transaction Fees - Balance Transfer: N/A - Cash Advance: None - International Transaction: 1% of each transaction in U.S. dollars.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? ↳ Withdrawing 200.00 USD at an ATM: 0.00 USD |
||
| Merchant-specific fee | unknown | ||
| Transaction fee | unknown | ||
| Cross-border fee | unknown | ||
| Withdrawal fee | unknown | ||
| Activation fee | unknown | ||
| Minimum top-up | unknown | ||
| Declined payment fee | unknown | ||
| Refund fee | unknown | ||
| Inactivity fee | unknown | ||
| Minimum monthly spend | unknown | ||
| Inactivity rule | unknown | ||
| Card replacement | unknown | ||
| Plan waivers | unknown | ||
| Cashback & rewards | |||
| Cashback | 2 %
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
### Lite Start spending with Plasma 2%Base cashback $0Card cost 0.25%Referral rewards Get started Base - Standard fees - Standard support - 1 free virtual card Terms apply ### Core Built for...Checked Verified Value wrong? History What does [s] mean? in XPL requires token holding or staking | 3 %
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
ON YOUR MONTHLY SPEND On the first $1,0003% On the next $1,0002% On the next $1,0001% On the rest0.25%Checked Verified Value wrong? History What does [s] mean? spend from 1,000/month 2 % spend from 1,000/month 1 % spend from 1,000/month 0.25 % in XPL requires token holding or staking | 4 %
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
ON YOUR MONTHLY SPEND On the first $3,0004% On the next $7,0003% On the next $5,0002% On the rest1%Checked Verified Value wrong? History What does [s] mean? spend from 3,000/month 3 % spend from 7,000/month 2 % spend from 5,000/month 1 % in XPL requires token holding or staking |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
KYC and limits
Standard (all countries without rules of their own)
-
ID document
ID document, often with a selfie or video ident
-
KYC / AML verification at Plasma
plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source
Your access to the Plasma One Card is subject to certain Know-Your-Customer (KYC) and Anti-Money Laundering (AML) verification procedures. As such, you may be required to provide us, or third parties...
Checked Verified Value wrong? No earlier versions What does [s] mean?Requires: Phone number, Name and date of birth, Address, ID document
In some cases: Tax ID (conditional: Social Security Number where applicable)
-
KYC: ID document Identity verification is required from the first level.
When is KYC needed?
- Risk reviewAfter a risk review at its own discretion, Plasma may request additional documents such as proof of source of funds.
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Plasma may verify eligibility and request documentation at any time.
Checked Verified Value wrong? History What does [s] mean?
Different rules in: United States
Rules for United States
-
ID document
ID document, often with a selfie or video ident
-
KYC / AML verification at Plasma
plasma.org checked 28 Oct 2026 Source and check Source plasma.org Wording at the source
Your access to the Plasma One Card is subject to certain Know-Your-Customer (KYC) and Anti-Money Laundering (AML) verification procedures. As such, you may be required to provide us, or third parties...
Checked Verified Value wrong? No earlier versions What does [s] mean?Requires: Phone number, Name and date of birth, Address, ID document
In some cases: Tax ID (conditional: Social Security Number where applicable)
-
| Limits | Lite | Core | Platinum |
|---|---|---|---|
| Spending per day |
not published
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Provided you maintain sufficient collateral to cover a Purchase, Plasma reserves the right to set a daily or monthly spending limit at their sole discretion. The limit could be temporary or permanent.Checked Verified Add this value? No earlier versions What does [s] mean? applies to US all variants |
||
| Spending per month |
not published
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Provided you maintain sufficient collateral to cover a Purchase, Plasma reserves the right to set a daily or monthly spending limit at their sole discretion. The limit could be temporary or permanent.Checked Verified Add this value? No earlier versions What does [s] mean? applies to US all variants |
||
KYC: ID document Identity verification is required from the first level.
When is KYC needed?
- Risk reviewAfter a risk review at its own discretion, Plasma may request additional documents such as proof of source of funds.
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Plasma may verify eligibility and request documentation at any time.
Checked Verified Value wrong? History What does [s] mean?
Availability
| Attribute | Value |
|---|---|
| Available in |
|
| Residency requirement |
International card applicants must attest that they are not United States citizens; the international card is intended for those outside of the United States.
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
You attest that you are not a United States citizen, and that you are signing up for a card that is intended for those outside of the United States.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Key countries
- Germany unknown
- Austria unknown
- Switzerland unknown
- United States unknown
- United Kingdom unknown
- France unknown
- Spain unknown
- Italy unknown
- Netherlands unknown
- Türkiye unknown
- Brazil unknown
- Nigeria unknown
- India unknown
- United Arab Emirates unknown
- Singapore unknown
✓ available · ✗ not available · ? not known from the sources
Crypto
| Attribute | Value |
|---|---|
| Supported assets |
USDT, XPL
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Cash Out. You may convert XPL Rewards to U.S. dollars credited to your Card Account through a non-custodial decentralized-exchange aggregator swap executed on-chain from your Plasma One wallet using 0...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assets | unknown |
| Top-up networks | unknown |
| Spending order |
Available Spending Credit is applied automatically before the Card Account balance for eligible card transactions.
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
When you make an eligible Card transaction, Plasma applies available Spending Credit automatically and before your Card Account balance, so that the amount reserved or debited from your Card Account i...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
## Add local currency. Get dollars.3Withdraw any time. Move money in, keep it in dollars, and withdraw locally when you need it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Bonuses and promotions
What Plasma offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
Referral bonus
-
You (referrer)
0.25 % of card spend for 3 months
Lite Start spending with Lite Cashbacks - No AI Cashback - 2% base cashback - 0.25% referral rewards / 3 months
Checked Verified What does [s] mean? -
You (referrer)
1 % of card spend for 3 months
Core Built for everyday AI spending Cashbacks - 5% AI cashback - 3% base cashback - 1% referral rewards / 3 months
Checked Verified What does [s] mean? -
You (referrer)
1 % of card spend for 6 months
Platinum The last card you'll ever want Cashbacks - 10% AI cashback - 4% base cashback - 1% referral rewards / 6 months
Checked Verified What does [s] mean?
Trust
| Attribute | Value |
|---|---|
| Issuer / BIN sponsor |
Third National
plasma.org checked 28 Oct 2026
Two sources, two values
ShownThird National
plasma.orgchecked 28 Oct 2026
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Differingvalue not recorded plasma.orgfetched 28 Oct 2026 The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| Program manager |
Rain
plasma.org checked 29 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Card issuance and program management are provided by Rain, not by Plasma.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Headquarters |
Available in: United Kingdom
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
## Headquartered in London, with a team working from all over the world.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Support channels |
email
plasma.org checked 28 Oct 2026
Source and check
Source
plasma.org
Wording at the source
Report Reward errors to <[email protected]> or in the Plasma One application within thirty (30) days of the date Rewards were credited or should have been credited.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
-
Brand on record since 05/2026
web.archive.org checked 29 Oct 2026
Source and check
Source
web.archive.org
Wording at the source
archived capture: 2026-05-31
Checked Verified -
Domain older than the brand (registered 06/2025)
rdap.publicinterestregistry.org checked 29 Oct 2026
Source and check
Source
rdap.publicinterestregistry.org
Wording at the source
registration: 2025-06-12
Checked Verified
Issuer
Third National (United States)
plasma.org checked 28 Oct 2026
Two sources, two values
Shown–
plasma.orgchecked 28 Oct 2026
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Registered name: Nimbus LLC legal.raincards.xyz checked 29 Oct 2026 Source and check Source legal.raincards.xyz Wording at the source
Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme...Checked Verified Issues 18 card programmes in our catalogue
Transparency
Transparency 70 %
2 of 15 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
Sources last checked 2026-10-29
Licences
No licences captured yet.
What users report
No community reports evaluated yet.
How the score is made up
54.32 of 100 · average
Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.
The score uses the entry variant Lite; sorting stays with it. With another variant: Core 42.26 · Platinum 55.07
Methodology and weights-
CostsWeight 25 %12.5 of 25 points
monthly/annual fee, top-up, FX and ATM fees
-
KYC and privacyWeight 20 %7.0 of 20 points
KYC class needed, KYC-free allowance
-
FeaturesWeight 15 %13.0 of 15 points
wallets, physical card, ATM, assets, chains
-
AvailabilityWeight 10 %not scored counts neutral (5.0)
number of countries, EU/US/UK
-
RewardsWeight 10 %4.1 of 10 points
cashback considering caps and staking requirements
-
TrustWeight 10 %7.7 of 10 points
licences, incidents, company and card age, issuer, ownership, security, transparency
Trust in detail
- LicencesWeight 15 % not scored
- Company age (up to 5 years)Weight 10 % not scored
- Card on the market (up to 3 years)Weight 10 % not scored
- IssuerWeight 15 % 60
- OwnershipWeight 10 % not scored
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 70
- Incidents (12 months)Weight 15 % 100
-
CommunityWeight 10 %not scored counts with the median (5.0)
ratings and reports, damped, neutral with too little data
News
Recent news about Plasma from the press and the provider's own channels, rated automatically. · last 90 days: 1 positive, 0 neutral, 0 negative
-
KuCoin Positive LaunchStripe and Plasma to Launch Stablecoin Payment Card Targeting Over 100 Countries by 2027
Also reported by: Crypto Briefing
Assessment: Reports Stripe and Plasma plans for a stablecoin payment card with a 2027 target; no launch date or terms are given yet.
Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.
Early warning
Alerts for this card
We tell you what changes at Plasma One Card and Plasma, with evidence for every alert.
Changelog
Score changed from 66.87 to 54.32.
Changes to limits.
Score changed from 54.37 to 66.87.
New: Referral bonus · You (referrer).
New: Referral bonus · You (referrer).
New: Referral bonus · You (referrer).
Changes to reward programmes.
Score changed from 55.12 to 54.37.
Changes to licences.
Score changed from 52.33 to 56.19.
Changes to KYC levels and requirements.
Score changed from 52.08 to 52.33.
Changes to reward programmes.
Score changed from 51.63 to 52.08.
Score changed from 54.33 to 51.63.
Score changed from 57.33 to 54.33.
Changes to limits.
Changes to KYC levels and requirements.
Changes to limits.
Changes to KYC levels and requirements.
Apply for Plasma One Card directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.