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Image source Source docs.solayer.org Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Solayer

Solayer Emerald Card

KYC: ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To Solayer

Basicssolayer-pay

Card form
credit Source and check Source docs.solayer.org Wording at the source Annual Percentage Rate (APR) for Purchases: 0% Your Solayer Spend Card is currently Zero 0% interest on all purchases. Issuer and Solayer reserve the right to implement interest in the future, for new... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual, physical Source and check Source docs.solayer.org Wording at the source - Virtual Card – Use immediately upon approval via Apple Pay or Google Pay Q5. Is a physical card available? Yes. You can order a physical Solayer Pay card directly from the app or on web. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source docs.solayer.org Wording at the source Q1. What is Solayer Pay? Solayer Pay is a Visa-based card that lets users spend crypto in the real world. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source solayer.org Wording at the source With offerings like sSOL and sUSD, natively on the Solayer infiniSVM, this card enables seamless real-world spending while earning the highest on-chain yield—all within a fully non-custodial framework... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
credit line Source and check Source docs.solayer.org Wording at the source Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Solayer Card and based on information provided by Partner. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies
USD Source and check Source docs.solayer.org Wording at the source If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source docs.solayer.org Wording at the source You will use the Solayer Card for personal, family, or household use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source docs.solayer.org Wording at the source Q10. Can I withdraw cash from an ATM? Yes, with the physical card. Local ATM fees may apply. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source solayer.org Wording at the source Add your card to Apple Pay or Google Pay for contactless payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance 0.00 USD Source and check Source docs.solayer.org Wording at the source The physical card is FREE — you only pay shipping. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping 24.99 USD – 59.99 USD Source and check Source docs.solayer.org Wording at the source | Shipping Method | Shipping Cost | Details | |---|---|---| | US Express | $24.99 | 2–5 business days, tracked | | International Express | $59.99 | 5–11 business days, tracked | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown
Annual fee 20.00 USD Source and check Source docs.solayer.org Wording at the source Membership Fee – $20/year Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee 0.5 % sources disagree Two official sources state different values. Until it is resolved we show the proven value. Value shown 0.5 % Source docs.solayer.org Wording at the source Top-Up Fee – 0.5% per top-up Checked Verified Contradicting source 1 % docs.solayer.org fetched 29 Oct 2026 | Top-Up Fee | 1% per top-up transaction | States a different value; we check it and change nothing until it is resolved. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? ↳ Topping up 100.00 USD: 0.50 USD ↳ Topping up 1,000.00 USD: 5.00 USD
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee unknown
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance. Source and check Source docs.solayer.org Wording at the source - Cards will be deactivated after 6 months of inactivity. - To reactivate, request a new card issuance. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. KYC verification at Solayer

      review time 3–5 business days

      Source and check Source docs.solayer.org Wording at the source Step 5: Enter Your Personal Information Fill in the following details: - Country - State - City - Address - Postal code - Occupation - Annual salary Once complete, click "Continue." ## Step 6: E... Checked Verified Value wrong? History What does [s] mean?

      Requires: E-mail, Address, ID document, Selfie / liveness

LimitsValue Card
ATM per transaction 250 USD Source and check Source docs.solayer.org Wording at the source Maximum withdrawal amount per transaction: $250 (inclusive of any ATM surcharges) Checked Verified Value wrong? No earlier versions What does [s] mean? physical card
ATM per 24 hours (number) 3× Source and check Source docs.solayer.org Wording at the source Maximum attempts: Three within a rolling 24-hour period Checked Verified Value wrong? No earlier versions What does [s] mean? physical card

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

  • Risk reviewAfter a risk review at its own discretion, Solayer may request additional documents such as proof of source of funds. Source and check Source solayer.org Wording at the source We may require you to provide additional information and documents regarding your use of the Services, including at the request of any competent authority or in case of application of any applicable l... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement Residents of Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Montana, Nevada, New Mexico, North Dakota, Ohio, Oregon, Rhode Island, South Dakota, Vermont, Washington, and Wisconsin are not eligible for the Solayer Card. Source and check Source docs.solayer.org Wording at the source We are unable to provide services to users residing in the following U.S. states: - Arizona - Delaware - Georgia - Idaho - Louisiana - Maryland - Montana - Nevada - New Mexico - North Dakota - Ohio -... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets USDC Source and check Source docs.solayer.org Wording at the source - Spend directly from USDC — no pre-conversion Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Solayer offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

Referral bonus

  • You (referrer)

    Earn 10% of the points earned by referred friends, indefinitely.

    Source and check Source docs.solayer.org Wording at the source Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn. Checked Verified What does [s] mean?

Promotion

  • Nubit Genesis Rewards

    Eligible early participants can claim BTC rewards and PolyPass, which offers future airdrop access, Bitcoin Thunderbolt whitelist spots and additional partner benefits.

    Conditions:
    Requires at least 50 Solayer Card Points or participation in the Solayer Community Sale.
    Source and check Source docs.solayer.org Wording at the source Early participants can now claim: - BTC rewards - PolyPass, which unlocks: - Access to future airdrops - Whitelist spots for Bitcoin Thunderbolt - Additional partner benefits Claim now at app.sol... Checked Verified What does [s] mean?
  • Solana ID-Based Benefits

    only in the app

    Conditions:
    Solana ID Tier 1 or 2 receives a membership-fee discount; Tier 3 or 4 receives a partial membership discount. Current pricing is shown in the Solayer app.
    Source and check Source docs.solayer.org Wording at the source | Solana ID Tier | Benefit Type | Details | |---|---|---| | Tier 1 or 2 | Fee Discount | Discounted membership fee — check the Solayer app for current pricing | | Tier 3 or 4 | Partial Discount | Part... Checked Verified What does [s] mean?

Trust

AttributeValue
Issuer / BIN sponsor Third National Source and check Source docs.solayer.org Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager Solayer Source and check Source docs.solayer.org Wording at the source These Solayer Spend Card Terms (the "Card Terms") are a binding agreement between you ("you", or "your"), Solayer, and Issuer, including its affiliates, successors, and assigns ("Issuer," "we", "us",... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels Discord Source and check Source docs.solayer.org Wording at the source Q18. How can I get customer support? Via Solayer's Discord channel. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card since 01/2025 Source and check Source solayer.org Wording at the source The Solayer Pay Card sale will be conducted on @buidlpad, a novel community sale platform built by an industry veteran, and the goal is establish a strong community from the get-go. - Timeline: Jan.... Checked Verified

Issuer

Third National (United States) Source and check Source docs.solayer.org Wording at the source "Issuer" refers to the issuer of the card program. The issuer for this card program is Third National. Checked Verified Registered name: Nimbus LLC Source and check Source legal.raincards.xyz Wording at the source Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme... Checked Verified Issues 18 card programmes in our catalogue

Company

Legal form Inc. Source and check Source solayer.org Wording at the source These Terms of Service (these "Terms") govern the use of the Solayer website, www.solayer.org (the "Website"), and all related services, tools, and functionality provided by Solayer, operated by or on... Checked Verified

Size

Offices United States Source and check Source solayer.org Wording at the source We're pleased to announce the opening of SHIPYARD, a new ecosystem workspace dedicated to supporting Solana contributors in San Francisco: Checked Verified

Security

Audits and certifications Other (04/2024), OtterSec; Other (07/2024), OtterSec; Other (08/2024), Halborn; Other (08/2024), Halborn; Other (10/2024), Halborn Source and check Source docs.solayer.org Wording at the source 1. OtterSec: April, 2024 Audit 2. OtterSec: July, 2024 Audit 3. Halborn - endoAVS: August, 2024 4. Halborn - pool: August, 2024 5. Halborn - sUSD: October, 2024 Checked Verified

Card history

Card launched 01/2025 Source and check Source solayer.org Wording at the source The Solayer Pay Card sale will be conducted on @buidlpad, a novel community sale platform built by an industry veteran, and the goal is establish a strong community from the get-go. - Timeline: Jan.... Checked Verified

Transparency

Transparency 50 %

0 of 13 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: no
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

65.3 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    93/100
    23.3 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    82/100
    12.3 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    77/100
    7.7 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % 58
    • IssuerWeight 15 % 60
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % 100
    • TransparencyWeight 10 % 50
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

News

Recent news about Solayer from the press and the provider's own channels, rated automatically. · last 90 days: 2 positive, 0 neutral, 0 negative

  1. Crypto News Notable Positive Feature
    Solayer Pay Adds Stablecoin Deposits Across Five Chains, Including BNB Chain and Base

    Also reported by: Serrari Group

    Assessment: Solayer Pay now accepts stablecoin deposits from five networks (Ethereum, Solana, Arbitrum, Base, BNB Chain), which changes the card's top-up networks.

  2. GlobeNewswire Notable Positive Feature
    Solayer Pay Opens Stablecoin Deposits on Solana, Ethereum, Arbitrum, BNB Chain and Base

    Assessment: Solayer Pay adds direct stablecoin deposits on five networks, so card top-ups need no bridging step.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

Early warning

Alerts for this card

We tell you what changes at Solayer Emerald Card and Solayer, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 65.79 to 65.3.

  • Score changed from 54.96 to 65.79.

  • Score changed from 54.17 to 54.96.

  • New: Solana ID-Based Benefits.

  • Score changed from 54.8 to 54.17.

  • Market launch: January 1, 2025.

  • New: Nubit Genesis Rewards.

  • Changes to KYC levels and requirements.

  • Score changed from 61.8 to 54.8.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • New logo.

  • New: Referral bonus · You (referrer).

  • Changes to limits.

  • Score changed from 60.5 to 61.8.

  • Changes to KYC levels and requirements.

  • Changes to licences.

  • Company name changed from Solayer Labs, Inc. to Solayer.

Apply for Solayer Emerald Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Solayer