Comparison
Amp Pay Card vs. Solayer Emerald Card compared
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Amp Pay CardAmp Pay
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Solayer Emerald CardSolayer
In short
- Amp Pay Card has the lowest monthly fee (0.00 USD).
- Amp Pay Card ask for the least (No ID).
- Amp Pay Card has the higher score (70.55).
| Attribute |
|
|
|---|---|---|
| Score | good | good |
| CostsWeight 25 % | 80 | 93 |
| KYC and privacyWeight 20 % | 70 | 35 |
| FeaturesWeight 15 % | 94 | 82 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 74 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
credit
Source and check
Source
getamppay.com
Wording at the source
AMP PAY CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMITChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
Source and check
Source
docs.solayer.org
Wording at the source
Annual Percentage Rate (APR) for Purchases: 0% Your Solayer Spend Card is currently Zero 0% interest on all purchases. Issuer and Solayer reserve the right to implement interest in the future, for new...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
Source and check
Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
Source and check
Source
docs.solayer.org
Wording at the source
- Virtual Card – Use immediately upon approval via Apple Pay or Google Pay Q5. Is a physical card available? Yes. You can order a physical Solayer Pay card directly from the app or on web.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
Source and check
Source
getamppay.com
Wording at the source
A Visa card with up to 4% cash back on qualifying purchases, no credit check, no annual fee, and no monthly fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
Source and check
Source
docs.solayer.org
Wording at the source
Q1. What is Solayer Pay? Solayer Pay is a Visa-based card that lets users spend crypto in the real world.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
Source and check
Source
getamppay.com
Wording at the source
Amp Pay is a self-custodial wallet, meaning you maintain full control of your private keys and digital assets at all times.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
self-custody
Source and check
Source
solayer.org
Wording at the source
With offerings like sSOL and sUSD, natively on the Solayer infiniSVM, this card enables seamless real-world spending while earning the highest on-chain yield—all within a fully non-custodial framework...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
Source and check
Source
getamppay.com
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
Source and check
Source
docs.solayer.org
Wording at the source
Issuer is the creditor responsible for funding your payments for goods and services your purchase at a merchant through your Solayer Card and based on information provided by Partner.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card currencies |
USD
Source and check
Source
getamppay.com
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
Source and check
Source
docs.solayer.org
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
Source and check
Source
getamppay.com
Wording at the source
You will use the Amp Pay Card for personal, family, or household use.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
Source and check
Source
docs.solayer.org
Wording at the source
You will use the Solayer Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
Source and check
Source
getamppay.com
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Third National
Source and check
Source
docs.solayer.org
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
not published
Source and check
Source
getamppay.com
Wording at the source
The Collateral will be in the form of a digital asset. Amp Pay reserves the right to designate which forms of digital assets may be used as Collateral, and reserves the right to decline a form of Coll...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
USDC
Source and check
Source
docs.solayer.org
Wording at the source
- Spend directly from USDC — no pre-conversionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Solana, Polygon, Arbitrum, Optimism
Source and check
Source
getamppay.com
Wording at the source
The term "Supported Blockchain" means the Solana Blockchain, Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrum Blockchain and other blockchain networks which may be added at our s...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
Source and check
Source
getamppay.com
Wording at the source
- Apple Pay and Google Pay supportedChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Source and check
Source
solayer.org
Wording at the source
Add your card to Apple Pay or Google Pay for contactless payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
Source and check
Source
docs.solayer.org
Wording at the source
Q10. Can I withdraw cash from an ATM? Yes, with the physical card. Local ATM fees may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
Source and check
Source
solayer.org
Wording at the source
Add your card to Apple Pay or Google Pay for contactless payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
Source and check
Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
only in the app
Source and check
Source
getamppay.com
Wording at the source
Physical cards are also available for purchase in the app.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
Source and check
Source
docs.solayer.org
Wording at the source
The physical card is FREE — you only pay shipping.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) | unknown |
24.99 USD – 59.99 USD
Source and check
Source
docs.solayer.org
Wording at the source
| Shipping Method | Shipping Cost | Details | |---|---|---| | US Express | $24.99 | 2–5 business days, tracked | | International Express | $59.99 | 5–11 business days, tracked |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
Source and check
Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Annual fee (differs) |
0.00 USD
Source and check
Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
20.00 USD
Source and check
Source
docs.solayer.org
Wording at the source
Membership Fee – $20/yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
Source and check
Source
getamppay.com
Wording at the source
There is no fee to add funds to your card. Amp Pay even covers the onchain transaction fees for this as well.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.5 %
Two sources, two values
Shown0.5 %
docs.solayer.orgchecked 29 Oct 2026
Top-Up Fee – 0.5% per top-upDiffering1 % docs.solayer.orgfetched 29 Oct 2026 | Top-Up Fee | 1% per top-up transaction |Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee |
Standard:
unknown
1 more country/regionUnited States: 1 % Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee |
Standard:
unknown
1 more country/regionUnited States: free Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule (differs) | unknown |
Cards are deactivated after 6 months of inactivity; reactivation requires requesting a new card issuance.
Source and check
Source
docs.solayer.org
Wording at the source
- Cards will be deactivated after 6 months of inactivity. - To reactivate, request a new card issuance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) (differs) | unknown |
Earn 10% of the points earned by referred friends, indefinitely.
Source and check
Source
docs.solayer.org
Wording at the source
Refer friends and earn 10% of their points — indefinitely. The more they spend, the more you earn.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Amp Pay Card · Solayer Emerald Card: promotions and bonuses as well as warnings and incidents.