Comparison
Amp Pay Card vs. Exactly Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Amp Pay CardAmp Pay
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exactly.app29 Oct 2026
Image source
Source
exactly.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Exactly CardExactly
In short
- Amp Pay Card has the higher score (70.55).
| Attribute |
Amp Pay CardAmp Pay
No KYC
Requires KYC
Private
Virtual
Physical
|
Exactly CardExactly
KYC free (limited)
Private
Virtual
|
|---|---|---|
| Score | good | good |
| CostsWeight 25 % | 80 | 64 |
| KYC and privacyWeight 20 % | 70 | 70 |
| FeaturesWeight 15 % | 94 | 80 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 74 | 81 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID KYC: ID document | KYC: No ID, full verification for higher volumes |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form |
credit
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
AMP PAY CREDIT CARD ACCOUNT OPENING DISCLOSURES – SET CREDIT LIMITChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
After downloading the Exa App, going through KYC, and adding funds, a credit card is created.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
The Exa Card is a virtual card available in 180+ countries.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
A Visa card with up to 4% cash back on qualifying purchases, no credit check, no annual fee, and no monthly fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
exactly.app checked 29 Oct 2026
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Source
exactly.app
Wording at the source
A free VISA Signature credit card backed by your digital assets. Fixed rate interest installments. Available instantly on the Exa App.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
self-custody
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
Amp Pay is a self-custodial wallet, meaning you maintain full control of your private keys and digital assets at all times.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
self-custody
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Simply download the Exa App, complete a quick KYC process, transfer funds to your self-custodial wallet, and integrate your Exa Card with Apple Pay or Android Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
credit line
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
help.exactly.app checked 29 Oct 2026
Source and check
Source
help.exactly.app
Wording at the source
When you configure the pay mode to be in installments, every time you make a purchase, the Exa App borrows the amount needed from Exactly Protocol's fixed-rate lending markets, converts it to USD, and...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
You will use the Amp Pay Card for personal, family, or household use.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
help.exactly.app checked 29 Oct 2026
Source and check
Source
help.exactly.app
Wording at the source
You will use the Exa Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
The issuer for this card program is Third National.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Third National
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
KYC level
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
#### Can I upscale my account and expand my limits? Of course, you will need to add documentation that accredits your address and licits funds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
not published
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
The Collateral will be in the form of a digital asset. Amp Pay reserves the right to designate which forms of digital assets may be used as Collateral, and reserves the right to decline a form of Coll...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
ETH, USDC, OP, WBTC, Wst E T H
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
The Exa App supports deposits in USDC, ETH, WBTC, wstETH, and OP.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Solana, Polygon, Arbitrum, Optimism
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
The term "Supported Blockchain" means the Solana Blockchain, Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrum Blockchain and other blockchain networks which may be added at our s...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Which networks are supported? The feature covers multiple mainnets including Ethereum, Optimism, Base, Arbitrum, Polygon, and Worldchain, with coverage varying by token. For example, USDC is available...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up | unknown | unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
- Apple Pay and Google Pay supportedChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
You can access your card details from the card screen; this data is required to make online purchases or add your card to Google Wallet or Apple Wallet to start using it in-store.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
help.exactly.app checked 29 Oct 2026
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help.exactly.app
Wording at the source
Yes — you can now withdraw cash at any ATM that supports contactless (NFC) technology using your Exa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
exactly.app checked 30 Oct 2026
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exactly.app
Wording at the source
### Go buy Contactless in-store or onlineChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
- Virtual card free; physical card availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
only in the app
getamppay.com checked 28 Oct 2026
Source and check
Source
getamppay.com
Wording at the source
Physical cards are also available for purchase in the app.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
not applicable
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
No, there are no physical cards available at the moment.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) | unknown |
not applicable
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
No, there are no physical cards available at the moment.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Annual fee (differs) |
0.00 USD
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
Annual fee$0Monthly fee$0Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD help.exactly.app checked 29 Oct 2026 Source and check Source help.exactly.app Wording at the source| Annual Fees | 0% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
getamppay.com checked 28 Oct 2026
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Source
getamppay.com
Wording at the source
There is no fee to add funds to your card. Amp Pay even covers the onchain transaction fees for this as well.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
Standard:
unknown
1 more country/regionUnited States: 1 % getamppay.com checked 28 Oct 2026 Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
1.5 %
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
Every transaction you make with your card in a currency that is not USD has a 1.5% FX fee (foreign transaction fee) included in the currency rate.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 1 more country/regionUnited States: 1 % help.exactly.app checked 29 Oct 2026 Source and check Source help.exactly.app Wording at the source| Transaction Fees • Balance Transfer • Cash Advance • International Transaction | N/A None 1% of each transaction in U.S. dollars. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
Standard:
unknown
1 more country/regionUnited States: free getamppay.com checked 28 Oct 2026 Source and check Source getamppay.com Wording at the source| Transaction Fees Balance Transfer Cash Advance International Transaction | N/A None 1% of each transaction in U.S. dollars and up to $0.35 for transactions that dont exceed $15 USD in value. This ma...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.65 % + 1.00 USD
help.exactly.app checked 29 Oct 2026
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Source
help.exactly.app
Wording at the source
- Fees: $1 + 0.65% per transactionChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
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